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LSU apartment complex requiring Renters Insurance for all tenants. Solution anyone?
Posted on 7/29/24 at 11:01 am
Posted on 7/29/24 at 11:01 am
Not really wanting to pay to insure a bunch of shite college furniture but it's a requirement. Anyone dealt with this?
Does homeowner's cover child's belongings at college? (doubtful, but thought I'd ask).
Does homeowner's cover child's belongings at college? (doubtful, but thought I'd ask).
35
Posted on 7/29/24 at 11:02 am to The Mick
Renters insurance is like $15 a month
Posted on 7/29/24 at 11:02 am to The Mick
Renters insurance is pretty cheap from my experience
Posted on 7/29/24 at 11:02 am to The Mick
It is like $20 month for a policy.
Posted on 7/29/24 at 11:02 am to The Mick
I had to get that a couple years ago. I want to say it was like $100 for the whole year. What you can do is pay for it, give them the certificate, and then cancel it if you want.
Posted on 7/29/24 at 11:03 am to The Mick
quote:get the renters insurance
Solution anyone?
Posted on 7/29/24 at 11:03 am to ThermoDynamicTiger
I didn't realize it was so cheap, guess I'm overthinking
Posted on 7/29/24 at 11:04 am to The Mick
Had a cousin lose everything in an apartment fire because some frickhead decided to run a generator unattended indoors.
Get the insurance.
Get the insurance.
Posted on 7/29/24 at 11:04 am to The Mick
Not saying that you can afford better (not judging either) but if they’re requiring Renter’s Insurance then petty crime, B & E and car theft are probably major issues at that complex.
But like others said, your quote should be between $15-25 a month depending on how much of your stuff you insure.
But like others said, your quote should be between $15-25 a month depending on how much of your stuff you insure.
This post was edited on 7/29/24 at 11:06 am
Posted on 7/29/24 at 11:04 am to The Mick
Have it put in the kids name, it could help them with loyalty benefits when they either start paying for their own car insurance or get homeowners insurance.
It's a cheap way to build up future benefits.
It's a cheap way to build up future benefits.
Posted on 7/29/24 at 11:05 am to The Mick
The apartment complexes don't give a shite about your belongings. They require you to have it for the liability portion (if someone gets injured). Just get the minimum amount required. It can be as low as 10 bucks a month....
Posted on 7/29/24 at 11:05 am to reggierayreb
quote:
Not saying that you can afford better (not judging either) but if they’re requiring Renter’s Insurance then petty crime, B & E and car theft are major issues at that complex.
Renter's insurance is required for nearly all rentals these days, regardless of where, especially if the property is being managed by a third party
Posted on 7/29/24 at 11:08 am to ThermoDynamicTiger
quote:
What you can do is pay for it, give them the certificate, and then cancel it if you want.
In my experience the insurance company sends something to the landlord letting them know you canceled. Then the complex is gonna charge you like 30 bucks each month you aren't covered. Just call the local Allstate and get a policy for the length of the lease. Here in south Florida it was only like 12 bucks a month last time I had to do it.
Posted on 7/29/24 at 11:09 am to The Mick
Super cheap and super worth it.you never know when your neighbor is going to fall asleep filling the tub and flood the place.
I never worked anywhere requiring it, but I used to push people into getting it when going over the lease. Better not need but have than the other way around.
I never worked anywhere requiring it, but I used to push people into getting it when going over the lease. Better not need but have than the other way around.
Posted on 7/29/24 at 11:11 am to The Mick
This is an interesting topic.
I turned 18 in 2010 and that’s when I first started renting. I’ve never rented an apartment where renters insurance wasn’t required.
I turned 18 in 2010 and that’s when I first started renting. I’ve never rented an apartment where renters insurance wasn’t required.
Posted on 7/29/24 at 11:12 am to reggierayreb
quote:
but if they’re requiring Renter’s Insurance then petty crime, B & E and car theft are probably major issues at that complex.
Nah, its pretty standard at apartments now
Posted on 7/29/24 at 11:14 am to Aspercel
Liability insurance is the only requirement & doesn’t cover your belongings. It’s been required everywhere I’ve ever rented & very easy
Posted on 7/29/24 at 11:15 am to The Mick
quote:
didn't realize it was so cheap, guess I'm overthinking
Before you even priced it, you came here to complain and try to get around it?
Posted on 7/29/24 at 11:16 am to Cosmo
Even when I rented apartments/houses in Memphis from 2006-2014 this was not a thing yet.
Posted on 7/29/24 at 11:16 am to The Mick
Why would you insure furniture
A new 80 inch tv is like 40 bucks
A new 80 inch tv is like 40 bucks
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