Posted by
Message
Powerman
LSU Fan
Virginia
Member since Jan 2004
134977 posts
 Online 

Letting someone "borrow your car" - how to go about it legally
So here is the situation

I'm out of town and I have an older secondary vehicle that is in my garage

One of my friends in TX wants to buy the car for use in Louisiana where he will be working so he can fly back and forth from TX to LA.

I'm not interested in selling the car but have no problem letting him borrow it.

That being said, what do I need to do for him to drive it legally? Is it as simple as just adding his name to my insurance for the vehicle?


Coomdaddy
Kentucky Fan
KY
Member since Aug 2017
145 posts

re: Letting someone "borrow your car" - how to go about it legally
Shouldn't his insurance cover it?


tiger114
Auburn Fan
Fairhope, AL
Member since Sep 2009
4115 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
Isn’t he covers through his own car insurance? If not, yours will probably cover him, but I would call just to be sure.


Replies (0)
Replies (0)
31
IAmNERD
Auburn Fan
Member since May 2017
1637 posts

re: Letting someone "borrow your car" - how to go about it legally
If he will be paying his share of the increase of premium, I see no problem with it.

Just keep in mind if he gets into any trouble while in your vehicle, they will impound it and you will be responsible for getting it out.


Replies (0)
Replies (0)
10
kciDAtaE
Member since Apr 2017
3017 posts

re: Letting someone "borrow your car" - how to go about it legally
Give him the keys


Replies (0)
Replies (0)
140
TH03
Iowa State Fan
Dallas
Member since Dec 2008
136528 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
quote:

Shouldn't his insurance cover it?



Yes, but I believe OP is concerned about his friend's ID not matching the registration and insurance documents in the car.


Replies (0)
Replies (0)
19
CaptainsWafer
USA Fan
TD Platinum Member
Member since Feb 2006
50170 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
If your car is replacing his and he has your permission, his insurance will carry over and be primary.


Powerman
LSU Fan
Virginia
Member since Jan 2004
134977 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
quote:

Shouldn't his insurance cover it?

I suppose

I just want to make sure that in the event that he gets pulled over he isn't questioned about why he is driving my vehicle

Or would he just say "I'm borrowing this car from a friend" and that goes completely unquestioned?


Powerman
LSU Fan
Virginia
Member since Jan 2004
134977 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
quote:

If your car is replacing his and he has your permission, his insurance will carry over and be primary.

He will still drive his truck when he is in TX

This is just for use in LA


CaptainsWafer
USA Fan
TD Platinum Member
Member since Feb 2006
50170 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
It will be suspicious AF since he’s out of state and not the registered owner and the insurance isn’t in his name.


We may see this guy on Live PD.


Pilot Tiger
Georgetown Fan
Northern Virginia
Member since Nov 2005
70597 posts

re: Letting someone "borrow your car" - how to go about it legally
you living in Virginia now??


Powerman
LSU Fan
Virginia
Member since Jan 2004
134977 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
quote:

It will be suspicious AF since he’s out of state and not the registered owner and the insurance isn’t in his name.


Right

Which is why I'm wondering if I can just add his name to the insurance, get him to compensate me and he can print out the insurance card with his name on it and everything in theory would be good?


Replies (0)
Replies (0)
11
CaptainsWafer
USA Fan
TD Platinum Member
Member since Feb 2006
50170 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
Yea if his truck is withdrawn from or not being used while using yours then his insurance will be primary.

Only problem might be if they know it’s for his regular use, they may deny coverage then yours would be next in line.


Powerman
LSU Fan
Virginia
Member since Jan 2004
134977 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
quote:

you living in Virginia now??

Still live in TX but will be in VA for over a year on a work assignment


Oddibe
LSU Fan
Close to some, further from others
Member since Sep 2015
3767 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
In Texas you can add a person to your insurance to “NOT cover”. It’s a bull shite law. My dad got hit by an illegal that totaled his truck. The owner of the vehicle had insurance but specifically excluded the driver from coverage.

As a result my dad’s insurance had to cover the cost and of course his insurance will go up.


TH03
Iowa State Fan
Dallas
Member since Dec 2008
136528 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
quote:

The owner of the vehicle had insurance but specifically excluded the driver from coverage.

As a result my dad’s insurance had to cover the cost and of course his insurance will go up.


And why didn't the driver have to pay?


Powerman
LSU Fan
Virginia
Member since Jan 2004
134977 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
quote:



And why didn't the driver have to pay?

All I can think is they were not at fault



TH03
Iowa State Fan
Dallas
Member since Dec 2008
136528 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
Yeah I feel like some details were left out


Replies (0)
Replies (0)
01
Mingo Was His NameO
LSU Fan
318
Member since Mar 2016
6698 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
Unless you're buddy is a criminal it's not a big deal. If he gets pulled over for speeding just tell them in the area working for the week so a friend of mine let me borrow his car when I needed it. Pretty simple.

If anything just tell him to keep a copy of his insurance along with his DL and your insurance/registration. It's fine.


Replies (0)
Replies (0)
10
Oddibe
LSU Fan
Close to some, further from others
Member since Sep 2015
3767 posts
 Online 

re: Letting someone "borrow your car" - how to go about it legally
quote:

And why didn't the driver have to pay?
He had no assets and no means of paying.


first pageprev pagePage 1 of 4next pagelast page

Back to top

logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram