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re: Is child care/daycare innately expensive? What can society do to reduce *cost* of it?
Posted on 1/4/26 at 9:30 am to HailHailtoMichigan!
Posted on 1/4/26 at 9:30 am to HailHailtoMichigan!
We had 3 ladies for like 50 kids at my daycare growing up, and one was dedicated to the babies.
That's the problem.
How can a middle class family possibly afford to pay, with after tax dollars, 1/8 of another persons, before tax, middle class livelihood plus a portion of overhead?
The math doesn't add up.
Eta that's per kid! So if you have 3, you're likely paying all of a spouses income in daycare.
That's the problem.
How can a middle class family possibly afford to pay, with after tax dollars, 1/8 of another persons, before tax, middle class livelihood plus a portion of overhead?
The math doesn't add up.
Eta that's per kid! So if you have 3, you're likely paying all of a spouses income in daycare.
This post was edited on 1/4/26 at 9:32 am
Posted on 1/4/26 at 9:31 am to rintintin
quote:
Unless the mom is making <$30k per year, it's financially better for them to work.
Pen to paper you're correct.
Enjoy picking up little Timmy at 5pm with a rock hard shite diaper from 7 hours earlier because Tiffany and Stephanie didn't have time to change him.
Posted on 1/4/26 at 9:36 am to DiamondDog
quote:
If you can't afford the kids, don't have them. We were recently blessed to not have to pay for 3 at one time but we were prepared to.
While I agree with the premise, that's not the message society should be sending to young adults. It's part of what has led to the problems your seeing in most developed countries with decreasing birth rates.
Now should we incentive single moms to have 5 kids on welfare? Absolutely not. But normal middle class people shouldn't be scared to have kids because of the costs. Which is certainly happening.
Posted on 1/4/26 at 9:38 am to Ingeniero
quote:
1. Increase taxes to have the government subsidize it, Scandinavian style
They do that to the tune of trillions around the USA. It just all goes to Jeets and Somalis and every other persons except Americans
Posted on 1/4/26 at 9:41 am to thegreatboudini
quote:
Enjoy picking up little Timmy at 5pm with a rock hard shite diaper from 7 hours earlier because Tiffany and Stephanie didn't have time to change him.
sure, if you put your kid in a shitty daycare because you’re a broke arse or just plain don’t care about your kid.
Posted on 1/4/26 at 9:44 am to Klark Kent
quote:
sure, if you put your kid in a shitty daycare because you’re a broke arse or just plain don’t care about your kid.
The guys example gave the edge to a woman making >30k being more valuable than staying home.
>30k.
I put into realistic terms what a gross 30k income difference would make for daycare options.
It ain't much.
Posted on 1/4/26 at 9:44 am to thegreatboudini
gotcha. makes sense.
those region wide government subsidized daycare chains are absolutely repugnant and run through employees faster than fast food restaurants.
those region wide government subsidized daycare chains are absolutely repugnant and run through employees faster than fast food restaurants.
This post was edited on 1/4/26 at 9:53 am
Posted on 1/4/26 at 9:53 am to Lurk
quote:
Like with most issues, its insurance companies spiking liability insurance premiums
And why would that happen?
Million dollar judgments for the smallest of infractions, perhaps?
Posted on 1/4/26 at 9:55 am to thegreatboudini
quote:
thegreatboudini
The biggest hoodwink put on women is that "freedom" is working to pay others to raise your kids.
Posted on 1/4/26 at 9:57 am to HailHailtoMichigan!
Get the govt 100% out of it, anything the govt tries to make less expensive -it gets more expesnive with less quality.
Posted on 1/4/26 at 9:58 am to thegreatboudini
quote:
The guys example gave the edge to a woman making >30k being more valuable than staying home.
>30k.
I put into realistic terms what a gross 30k income difference would make for daycare options.
Let's say you have 1 kid in daycare paying $450/wk.
That's roughly $22k per year.
Sure, my example of a $30k income is probably the absolute lower limit, considering an extra $8k per year may not be worth working over staying at home.
But what about $40-50k? What abt $60k?
Those are probably more realistic incomes that most middle class moms would be giving up to stay at home. That's $20-40k per year you would be giving up.
Certainly worth it for some, but others maybe not.
Posted on 1/4/26 at 10:03 am to rintintin
quote:
Certainly worth it for some, but others maybe not.
Don't disagree. Mine gave up 130k. Visited 6 different options when she was pregnant for the first kid, some as much as 1,600/m per kid. She cried like a baby every time we left.
Wasn't easy when it started, but easy and worth it now.
Posted on 1/4/26 at 10:04 am to rintintin
quote:
But what about $40-50k? What abt $60k?
Take home on 50k is about 750-800/wk.
So at your 450/wk childcare number it makes no sense for a mom with 2 in daycare to work. It makes little sense for her to work full time with 1 kid, in many 2 income households.
Posted on 1/4/26 at 10:05 am to rintintin
quote:
Certainly worth it for some, but others maybe not.
right
this all really depends on the other spouses income
a husband making $80k probably isn't going to want his wife making $60k to stay home
while a husband making $250k, a $60k salary isn't as valuable as a mom staying home
Posted on 1/4/26 at 10:17 am to Salmon
quote:
right
this all really depends on the other spouses income
a husband making $80k probably isn't going to want his wife making $60k to stay home
while a husband making $250k, a $60k salary isn't as valuable as a mom staying home
Exactly
Do people really think 2 parents making $50k-60k per year each are going to cut their income in half to stay at home?
Look at actual income levels in the US. This is a more realistic scenario than someone having a 6 figure income to rely on.
This post was edited on 1/4/26 at 10:18 am
Posted on 1/4/26 at 10:45 am to thegreatboudini
quote:
Don't disagree. Mine gave up 130k. Visited 6 different options when she was pregnant for the first kid, some as much as 1,600/m per kid. She cried like a baby every time we left.
I hear you and that's rough, but obviously you're speaking from a way different financial vantage point than most people.
Posted on 1/4/26 at 10:58 am to Salmon
quote:
a husband making $80k probably isn't going to want his wife making $60k to stay home

Posted on 1/4/26 at 11:27 am to thegreatboudini
quote:
Don't disagree. Mine gave up 130k. Visited 6 different options when she was pregnant for the first kid, some as much as 1,600/m per kid. She cried like a baby every time we left.
Wasn't easy when it started, but easy and worth it now.
Curious.. what were you making? Because this matters a lot here. Were you making ~$130k too? If so, kudos for making that sacrifice. But if you were already making $250k+, much easier decision to make.
And I am not trying to minimize the decision, but at a certain income all needs and wants are met and everything else is just lagniappe.
So it’s a totally different situation for the guy making $100k and wife making $50k. And that’s going to be your more common scenario.
ETA: I now see another poster has already brought up this scenario..
This post was edited on 1/4/26 at 11:29 am
Posted on 1/4/26 at 11:35 am to PhiTiger1764
quote:
And I am not trying to minimize the decision, but at a certain income all needs and wants are met and everything else is just lagniappe.
So it’s a totally different situation for the guy making $100k and wife making $50k. And that’s going to be your more common scenario.
ETA: I now see another poster has already brought up this scenario..
Yeah, people are talking like a 10-20k difference in family salary is manageable to live without, but to a lot of Americans, that's the difference of making rent or not.
Posted on 1/4/26 at 12:56 pm to thegreatboudini
quote:
Enjoy picking up little Timmy at 5pm with a rock hard shite diaper from 7 hours earlier because Tiffany and Stephanie didn't have time to change him.
FWIW this has not been my experience with daycare at all.
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