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Started By
Message
re: Hurricane Irma - Spinning Down
Posted on 9/9/17 at 8:31 am to tgrbaitn08
Posted on 9/9/17 at 8:31 am to tgrbaitn08
Private flood example is western world.
3
Posted on 9/9/17 at 8:36 am to Chad504boy
Aziz Ansari is killing me on the sign language
Posted on 9/9/17 at 8:36 am to mctiger1985
quote:
No, private flood is not the same as NFIP. That's the whole reason for private. It may be cheaper if NFIP is ridiculous.
If I'm not mistaken, there is no actual private flood insurance. It's all NFIP- through FEMA. A private company may be the go-between to "sell" it to you but it's all under the federal govnt. State Farm is who "sold" me my policy but only as a sort of handler. Once the disaster happens it's all FEMA.
Posted on 9/9/17 at 8:36 am to Chad504boy
New animated signer on TWC.
Posted on 9/9/17 at 8:36 am to Chad504boy
This sign language interpreter on fox is on some kind of drugs
Posted on 9/9/17 at 8:39 am to Croacka
Where's Stephanie Abrams and that busty brunette from Fox with the full lips?
Posted on 9/9/17 at 8:40 am to mctiger1985
quote:
No, private flood is not the same as NFIP. That's the whole reason for private. It may be cheaper if NFIP is ridiculous.
I haven't seen any private flood outside of areas where there's really no flood risk. That doesn't mean there's no such thing, just that I'm not aware of it. When I wrote commercial property for a major carrier we could add non-NFIP flood coverage but only Zone X and only in certain geographies. Every flood policy I've ever seen in an actual flood prone area even when written by someone else was NFIP, it's just that the carrier writing it is fronting for NFIP. The actual paper it's on is NFIP.
Lloyd's is non-admitted. I work in the non-admitted marketplace, but not in property. The thing about non-admitted paper is that it's not state regulated. They make their own rules. I don't want to be a scaremonger, it may actually be better coverage than NFIP for all I know, but the thing about non-admitted insurance is that you need to actually read it to be sure it's worth a damn and doesn't give them huge leeway to reduce or deny claims, because by its very nature their policy language didn't have to pass any state review.
Posted on 9/9/17 at 8:40 am to Croacka
quote:
This sign language interpreter on fox is on some kind of drugs
He's certainly passionate.
Posted on 9/9/17 at 8:41 am to Brazos
quote:
Ok so what's going to cause this Northern turn
they obviously don't know and until one of them can explain why it's been delayed and keeps moving west I would still be worrying on the gulf coast
Posted on 9/9/17 at 8:43 am to Cooter Davenport
quote:
Solid F's for sure
They just keep growing the older she gets.
I saw a picture of her from HS and they were Bs.
Internet says 34C
Which means either the internet lies or she wears the greatest pushup bra ever known.
Posted on 9/9/17 at 8:44 am to geauxjo
quote:
If I'm not mistaken, there is no actual private flood insurance. It's all NFIP- through FEMA. A private company may be the go-between to "sell" it to you but it's all under the federal govnt. State Farm is who "sold" me my policy but only as a sort of handler. Once the disaster happens it's all FEMA.
Incorrect.
There are three times of flood insurance these days.
1) NFIP policies sold and serviced by FEMA
2) NFIP policies sold and serviced by outside private companies
3) Private flood policies that have nothing to do with the NFIP.
Posted on 9/9/17 at 8:44 am to LSUFanHouston
quote:
Internet says 34C
No way they're that small.
When my wife got pregnant she got solid Ds and they were still nowhere near as big as Stephanie Abrams' glorious knockers.
She's rocking Fs, dude.
Posted on 9/9/17 at 8:45 am to Tiger in NY
No shite.....how much was that policy? Adding flood to ours was only $450/year.
You guys stay safe! I need more heathens around in November!
You guys stay safe! I need more heathens around in November!
Posted on 9/9/17 at 8:46 am to The Mad Fratter
Posted on 9/9/17 at 8:48 am to LSUFanHouston
quote:
Internet says 34C
They are growing so rapidly the internet can't keep up. They went from category 2 to category 5 overnight.
Posted on 9/9/17 at 8:48 am to 50_Tiger
Morning, 50!
Just got oving again. Solid 5.5 hours of sleep. Catch me up? She break away from Cuba yet?
Just got oving again. Solid 5.5 hours of sleep. Catch me up? She break away from Cuba yet?
Posted on 9/9/17 at 8:49 am to The Mad Fratter
quote:
they obviously don't know and until one of them can explain why it's been delayed and keeps moving west I would still be worrying on the gulf coast
It's going to be a long day I see.
Posted on 9/9/17 at 8:51 am to Ba Ba Boooey
Then why not explain it? I've seen it being asked at least 10 times throughout this thread but none of the self proclaimed weather experts have bothered to enlighten us fricking plebs. You can feel the smugness of you dickheads through the computer screen.
Posted on 9/9/17 at 8:51 am to slackster
Like I said last night, this thing will skip Florida and make landfall in Mobile
Posted on 9/9/17 at 8:52 am to The Mad Fratter
quote:
they obviously don't know and until one of them can explain
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