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Message
How much have you paid for car insurance vs how much in claims over the past 15 years?
Posted on 12/16/17 at 7:04 pm
Posted on 12/16/17 at 7:04 pm
I've paid about $27k in premiums
1 claim for $22k
1 claim for $22k
22
Posted on 12/16/17 at 7:06 pm to LSU6262
24k in premiums
9k claim
Worth it IMO
9k claim
Worth it IMO
Posted on 12/16/17 at 7:06 pm to LSU6262
quote:
I've paid about $27k in premiums
1 claim for $22k
Not for nothing, but that makes you kinda high risk.
Posted on 12/16/17 at 7:08 pm to LSU6262
Wait till you hit the family of 4.
Or the lowlife that's been denied SSDI 3 times that saw a Gordon commercial that day.
In this state, you better fricking have a shitpot of insurance.
Or the lowlife that's been denied SSDI 3 times that saw a Gordon commercial that day.
In this state, you better fricking have a shitpot of insurance.
This post was edited on 12/16/17 at 7:10 pm
Posted on 12/16/17 at 7:09 pm to LSU6262
12k in payments for my trucks.... 0 claims
Posted on 12/16/17 at 7:13 pm to LSU6262
I've busted their ads pretty good lately.....frick it. Once over 50, rates don't go up
Posted on 12/16/17 at 7:14 pm to LSU6262
27,000 paid
1 claim 4000
I've switched 3 times due to rising cost.... from Geico, to State Farm, to Progressive
1 claim 4000
I've switched 3 times due to rising cost.... from Geico, to State Farm, to Progressive
This post was edited on 12/16/17 at 7:15 pm
Posted on 12/16/17 at 7:15 pm to LSU6262
I can't answer the question offhand, but in 2005, I had my work truck stolen from in front of my house. I bought a new truck and 3 months later it got flooded by 6 feet of water on Katrina. So progressive paid 2 claims within 3 months that came to approximately $35K.
Posted on 12/16/17 at 7:18 pm to LSU6262
About $4K in premiums, one claim for $18K.
Posted on 12/16/17 at 7:18 pm to LSU6262
Premiums - way too much
Claims - 0
And yes I just knocked on wood
Claims - 0
And yes I just knocked on wood
Posted on 12/16/17 at 7:23 pm to LSU6262
I have no idea on how much I've paid for two cars during that time.
The only claim that I had was for a stolen car that ended up getting totaled. I guess that was about $10K and the insurance company was very prompt and fair with how it was handled.
The only claim that I had was for a stolen car that ended up getting totaled. I guess that was about $10K and the insurance company was very prompt and fair with how it was handled.
Posted on 12/16/17 at 7:23 pm to LSUJML
quote:
24k in premiums
9k claim
Worth it IMO
Ummm. Math would say otherwise
This post was edited on 12/16/17 at 7:28 pm
Posted on 12/16/17 at 7:26 pm to LSU6262
For my car...Average around $100 a month for 15 years, so $18,000-$20,000. No claims.
On my semi, paid $24,000 a year first two years. So, $48,000 total. No claims. Frick insurance for owner/ops
On my semi, paid $24,000 a year first two years. So, $48,000 total. No claims. Frick insurance for owner/ops
Posted on 12/16/17 at 7:34 pm to LSU6262
Maybe $6-7k in premiums and 0 claims.
On the other hand, USAA just sent me an email saying I will get a $5.88 dividend applied to my bill this year. So I got that going for me...which is NICE.
Posted on 12/16/17 at 7:38 pm to jdeval1
quote:
Ummm. Math would say otherwise
It doesn’t seem worth it until something happens & you need it
I don’t miss 135.00 a month, I’d be in a bind to come up with a big cash down payment on a new car unplanned
Unfortunately I’m not an OT Baller
Posted on 12/16/17 at 7:38 pm to AUFANATL
Love USAA. Kind of annoyed they raised my premium this year. No claims. No tickets. Actually reduced my annual driving from 15K to 8K and rate went up. Not a big hike, but still fricked up.
All because of the area I live in. Not my fault everyone around me sucks.
All because of the area I live in. Not my fault everyone around me sucks.
Posted on 12/16/17 at 7:39 pm to AUFANATL
About $20k in premiums. Had 0 in claims until the flood. It took two vehicles and had roughly a $60k comprehensive claim.
Posted on 12/16/17 at 7:50 pm to LSU6262
Premiums (15 years): ~ $28,000
Claims: (1): $1300
Claims: (1): $1300
Posted on 12/16/17 at 8:07 pm to LSU6262
~$60k paid in for an avg of 3 vehicles and about $9k total paid out for 2 claims.
Posted on 12/16/17 at 8:19 pm to sleepytime
25k or so in payments, 0 in claims.
Womp
Womp
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