Started By
Message

re: How much have you paid for car insurance vs how much in claims over the past 15 years?

Posted on 12/16/17 at 8:36 pm to
Posted by IllegalPete
Front Range
Member since Oct 2017
7182 posts
Posted on 12/16/17 at 8:36 pm to
0 premiums paid

0 claims (usually just flee when I get in an accident)

I'd recommend everyone carry a decent amount of uninsured motorist coverage if you are driving within 100 miles of the border.
Posted by Tiger n Miami AU83
Miami
Member since Oct 2007
45656 posts
Posted on 12/16/17 at 10:37 pm to
No fricking clue on premiums. No claims in 20 years.

Sure as shite would not carry insurance if i didn't have too and never would have in the past.

In the past 20 years, maybe 100k in premiums just set on fire, tossed out the window, etc. Zero by my choice
Posted by YoungManOldMan
Member since Dec 2017
1882 posts
Posted on 12/16/17 at 10:41 pm to
I can only really speak for last 10 years.

9K in total payments

16K in claims

One wreck but I was not at fault. People frick my shite up in the parking lot.

I carry 1M/1M/500K with 1M umbrella. frick all y’all litigious broke asses in Louisiana
This post was edited on 12/16/17 at 10:43 pm
Posted by lsu xman
Member since Oct 2006
17023 posts
Posted on 12/16/17 at 10:42 pm to
At least 17K in premiums, $900 in claims for an uninsured mexican driver.
Posted by runforrestrun
Baton Rouge
Member since May 2013
1034 posts
Posted on 12/16/17 at 11:11 pm to
Probably paid in around $100k & never made a claim. Insurance is a profitable bidness.
Posted by OweO
Plaquemine, La
Member since Sep 2009
122548 posts
Posted on 12/16/17 at 11:12 pm to
rough estimate.

$25k

claim $4500
Posted by PortHudsonPlaya
Houston
Member since Jul 2017
3170 posts
Posted on 12/16/17 at 11:23 pm to
I've never made an insurance claim, but also have never had anything more than the bare minimum liability insurance.

I always pay cash for vehicles for that reason. There is nothing that disgust me more than insurance companies. I hate even paying liability but don't want to break the law.

I've worked hard and save a lot of money. It should be my decision if I'm willing to take the risk. Insurance companies are nothing more than a trash can the govt forces me to throw my money into.
This post was edited on 12/16/17 at 11:27 pm
Posted by PaperPaintball92
Fly Navy
Member since Aug 2010
5330 posts
Posted on 12/17/17 at 12:40 am to
I've payed a shite ton and never made a claim.
Posted by Evolved Simian
Bushwood Country Club
Member since Sep 2010
23317 posts
Posted on 12/17/17 at 12:43 am to
Just shy of $60k in premiums and a single accident that was paid by the other driver's insurance.
Posted by bushwacker
youngsville
Member since Feb 2010
4015 posts
Posted on 12/17/17 at 8:37 am to
Paid about 22500 in premiums for wife and i

I guess about 2k paid out for a fender bender that was my fault.
Posted by MSTiger33
Member since Oct 2007
21757 posts
Posted on 12/17/17 at 10:12 am to
Without specifics, I have won this game
first pageprev pagePage 2 of 2Next pagelast page
refresh

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram