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Posted on 5/18/18 at 3:23 pm to lsu xman
I’m old school . . . I always have $500 - $750 in my wallet and another $1,000 hidden behind my checkbook (yes, I still have a checkbook too). I will use a debit or credit card on occasion, but I think the risk of loss is greater electronically than the risk of me losing my wallet.
It amuses me that so many people just trust bank or credit card purchases to be fool-proof and less risky. Also, to all the people that don’t keep receipts from transactions and just trust the bank to reconcile your account, that is crazy in my mind.
It amuses me that so many people just trust bank or credit card purchases to be fool-proof and less risky. Also, to all the people that don’t keep receipts from transactions and just trust the bank to reconcile your account, that is crazy in my mind.
Posted on 5/18/18 at 3:25 pm to DivotBreath
Spoken like someone who has never lost their wallet or checkbook
Posted on 5/18/18 at 3:25 pm to DivotBreath
quote:
I think the risk of loss is greater electronically than the risk of me losing my wallet.
You honestly couldn't be more wrong.
quote:
It amuses me that so many people just trust bank or credit card purchases to be fool-proof and less risky. Also, to all the people that don’t keep receipts from transactions and just trust the bank to reconcile your account, that is crazy in my mind.
I've never had any issue with disputed charges or my bank screwing up my balance ever. You sound very misinformed.
Posted on 5/18/18 at 3:25 pm to lsu xman
quote:
$292 cash
Why? That is stupid.
I may have $15 or $20 in mine. 99.9% of the time I have $0 in cash.
This post was edited on 5/18/18 at 3:26 pm
Posted on 5/18/18 at 3:25 pm to lsu xman
20 bucks and a debit card.
Posted on 5/18/18 at 3:26 pm to mikelbr
quote:
mikelbr
I appreciate that most threads turn to BJ talk when you participate.
Posted on 5/18/18 at 3:28 pm to DivotBreath
quote:
It amuses me that so many people just trust bank or credit card purchases to be fool-proof and less risky. Also, to all the people that don’t keep receipts from transactions and just trust the bank to reconcile your account, that is crazy in my mind.
Oh jeez. You're more likely to give the cashier a 20 and she give you back change for a 10 than any of this.
quote:
I've never had any issue with disputed charges or my bank screwing up my balance ever. You sound very misinformed.
He is. 22 yrs having a credit card and I got my first fraud charge last week. I got an email and call in minutes and resolved in two phone calls. The second call was to a hotel I had a reservation for b/c I needed to get them the new cc information. It cost me maybe 15 minutes to resolve. Although I started a stupid thread about it wanting to find the cocksucker.
Cash is dumb.
This post was edited on 5/18/18 at 3:32 pm
Posted on 5/18/18 at 3:29 pm to Evil Little Thing
quote:
I appreciate that most threads turn to BJ talk when you participate.
He started mama!!! he said I suck the penis.
Posted on 5/18/18 at 3:30 pm to mikelbr
quote:
Oh jeez. You're more likely to give the cashier a 20 and she give you back change for a 10 than any of this
Exactly.
Posted on 5/18/18 at 3:32 pm to DivotBreath
quote:
I’m old school
Yes, yes you are.
quote:
I will use a debit or credit card on occasion, but I think the risk of loss is greater electronically than the risk of me losing my wallet.
Every check you've ever written has your account and routing number on it. If you're worried about safety, you're doing it wrong.
Posted on 5/18/18 at 3:33 pm to TH03
quote:
Exactly.
I can quantify this with proof. Pizza Delivery comes in use again.
IN the 90s, almost ALL deliveries were cash or check.
The average driver "lost" money somehow once a month. It was understood you were gonna have a mishap, miscalc, misdrop(we had cash drop boxes in the store aka clusterfrick), a real drop, etc
Fast forward to 2011-2015 where 90% of deliveries were credit card by the end of that stint...
Drivers don't lose money any more. end of story.
This post was edited on 5/18/18 at 3:35 pm
Posted on 5/18/18 at 3:48 pm to DivotBreath
quote:oh for fricks sake
always have $500 - $750 in my wallet and another $1,000 hidden behind my checkbook (
Posted on 5/18/18 at 3:48 pm to lsu xman
I almost never carry cash
Posted on 5/18/18 at 3:50 pm to lsu xman
I just got back from vacation so I have a little more than usual. 185.00
Posted on 5/18/18 at 3:51 pm to TH03
quote:
I've never had any issue with disputed charges or my bank screwing up my balance ever. You sound very misinformed.
If you only knew how far off that statement is.
Posted on 5/18/18 at 3:51 pm to slackster
quote:
If they're unplanned, how do you know when you'll need it?
I've never needed it for anything that couldn't wait until I got home first.
Posted on 5/18/18 at 3:52 pm to DivotBreath
quote:
If you only knew how far off that statement is.
There's mountains and mountains of evidence of cashless and online banking being infinitely more secure than any other kind of transaction. At this point its not an opinion that it's better, it's a fact.
Posted on 5/18/18 at 3:53 pm to lsu xman
$36
Posted on 5/18/18 at 3:56 pm to DivotBreath
quote:
If you only knew how far off that statement is.
Okay. Show me some proof then.
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