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re: How do you guys handle family members who always want to borrow money?

Posted on 4/20/16 at 11:28 pm to
Posted by Joehat
New Orleans West
Member since Jun 2011
1108 posts
Posted on 4/20/16 at 11:28 pm to
My brother lost his career and was broke with kids. Instead of offering to give him money, I made calls and found him a new career, which he loves. Giving money is not the only answer..
Posted by retired trucker
midwest
Member since Feb 2015
5093 posts
Posted on 4/20/16 at 11:34 pm to
quote:

I made calls and found him a new career, which he loves.
Giving money is not the only answer..

I really like this, provided one can pull it off, good for you for being able to do that

I dunno if that's an option for anyone, but it sure does make lemonade out of lemons...
Posted by Stud Bud
MS But travel all over the country
Member since Sep 2015
6958 posts
Posted on 4/21/16 at 12:18 am to
I can't stand moochers.

And that is not someone being down on their luck, that you can see actually trying to apply themselves.

Moochers are just lazy and worthless.

How do people not feel bad about not working or providing for their family? I really take offense to men who are fathers who don't work and are just lazy. You call yourself a man? You're a scumbag.

I went without a full-time job (had a part-time job) about 6 months and I felt like a worthless piece of shite for not being able to be a provider.

There is just some trashy folks out there.
This post was edited on 4/21/16 at 12:19 am
Posted by Hangit
The Green Swamp
Member since Aug 2014
47705 posts
Posted on 4/21/16 at 5:25 am to
quote:

Yea he is a fake. I think he only gets like $1300 a month disability. I got about $200 worth out of his arse last year then at $20 a punch. I posted about it in a fist fight thread last year


I don't know if this is true or not but I upvoted you because I want it to be true.

Posted by Jorts R Us
Member since Aug 2013
18005 posts
Posted on 4/21/16 at 6:01 am to
I'd just say you can't do it and leave it at that.

The number of people on disability or seeking disability for non-disabling maladies is ridiculous. There are people who think they should be disabled because working makes them depressed. Frick them.
Posted by Displaced
Member since Dec 2011
33054 posts
Posted on 4/21/16 at 7:27 am to
My wife has a trashy step-sister the is always borrowing money from my MIL and their grandmother (who is old as shite and on fixed income). She has indirectly asked us for money in the past and we basically told her to kick rocks.

We have helped in the past by getting her some essentials and clothes for the kids, but we will never give them cash.

She has 6 kids and has been through some tough circumstances, but she also doesn't have a job while finishing her community college masters program. She is pushing 40 with 6 kids and no job.....

When her husband was having his surgeries, a relative started a crowd funding account for them. Two days later they posted pictures with bottles of patron on Facebook. They also smoke like chimneys. It's absolutely disgusting how worthless some people can be.
Posted by NYNolaguy1
Member since May 2011
21840 posts
Posted on 4/21/16 at 7:32 am to
quote:

have a younger sister that is pretty close to worthless. She married for shite and now this guy has been on disability for 5 years now. It's never a lot of money at once but it's always 50$ here, 20$ there, $100 today and I will pay you back next week but rarely follows through. I wouldn't mind loaning her the money if she would just pay the shite back but I doubt I see 60% of what she borrows back. She does have a job and makes around 35k a year. Im no OT baller but they have 2 kids and she is my little sister so it's hard for me to say no.



This is why I don't loan out money. You don't have to ask for it to be returned, they don't disappoint you when it's not, and they don't feel sheepish when they see you.

But that doesn't mean I don't give money, I just don't ask for it back.
Posted by LSU-MNCBABY
Knightsgate
Member since Jan 2004
25351 posts
Posted on 4/21/16 at 7:35 am to
BIL asked us for money a couple of times (hilariously high amount), just for entertainments sake I asked how he planned on repaying it, he got super offended when interest was proposed and I haven't heard from him in over a year.
Posted by laangler21
On the lake.
Member since May 2012
3034 posts
Posted on 4/21/16 at 7:43 am to
Usually just tell them I don't have it right now...
I have loaned in the past, but never expect to be paid back.
BIL needed 2K at the end of last year, I gave it to him, he would always bring it up that he was going to pay me back, I didn't have much hope. A few months later he shows up and gives me my 2K plus another for helping him out. I was pretty surprised, kept the 1K, his daughter graduates high school this year, going to give it to her as a graduation present.
Posted by JamalSanders
On a boat
Member since Jul 2015
12229 posts
Posted on 4/21/16 at 8:40 am to
quote:

BIL needed 2K at the end of last year, I gave it to him, he would always bring it up that he was going to pay me back, I didn't have much hope. A few months later he shows up and gives me my 2K plus another for helping him out. I was pretty surprised, kept the 1K, his daughter graduates high school this year, going to give it to her as a graduation present.



That is what I would do.
Posted by Jake88
Member since Apr 2005
80825 posts
Posted on 4/21/16 at 8:45 am to
I've never been asked for money by a family member. But, depending on the circumstances, I could go either way.
Posted by mastersleestak
Foul's Creche
Member since Dec 2014
426 posts
Posted on 4/21/16 at 8:51 am to
Posted by Richard Castle
St. George, La.
Member since Nov 2012
1912 posts
Posted on 4/21/16 at 8:56 am to
quote:

If you "loan" money to family and friends just assume you are not getting it back.
Posted by CAT
Central Arkansas
Member since Aug 2006
7351 posts
Posted on 4/21/16 at 9:11 am to
Has had this happen with some family members; learned early on that to say its a gift and expect no money in return.
Posted by NyCaLa
Baton Rouge
Member since Apr 2014
1156 posts
Posted on 4/21/16 at 9:13 am to
One of my sisters is in pretty bad shape and needs help to get by. Instead of making it a loan, we made a legal agreement for the disbursements to go against her interest in the family farm. We are slowly buying her out.

So you don't have a family farm, but perhaps you have an inheritance that will happen in the future when your parents pass. A lawyer that deals with estate matters can draw something up that will pass the test and be lawsuit resistant.
Posted by Wolfhound45
Member since Nov 2009
127609 posts
Posted on 4/21/16 at 9:44 am to
quote:

If you are going to give it, give it without the expectation of reimbursement.

If you expect reimbursement don't give it.
Absolutely nailed it.

My wife has to deal with this monthly from her step-sister. Aggravates her to no end.
Posted by tidalmouse
Whatsamotta U.
Member since Jan 2009
30706 posts
Posted on 4/21/16 at 9:52 am to
If they pay me back in a reasonable time I don't mind a whole lot.

I basically give money at times to one of my twin neices.

My older Sister has borrowed a couple of thousand before and tellingme about all the fun she's having with money she should have paid me back with.

Sometimes a person owing you money is good because you aren't obligated to loan them something when they haven't repaid a previous loan.

But I'm a sucker when it comes to my Neices. Their kids, my Great Nephews and Great Neice are very important to me.
This post was edited on 4/21/16 at 10:04 am
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