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How do you get a cashiers check with no bank acct, only cash ?

Posted on 6/1/18 at 2:41 pm
Posted by gingerkittie
Member since Aug 2013
2675 posts
Posted on 6/1/18 at 2:41 pm
we are trying to get a cashiers check for a real estate transaction ( a cash sale). So we have to convert a few thousand dollars cash that needs to be put into the form of a cashier's check.

But we have no local bank account so no local bank to go to. The banks will not take our cash unless we have a bank acct.

what other ways are there to get a cashier's check then?

ETA: problem solved, gonna do a cash transaction with seller with a notary



This post was edited on 6/1/18 at 3:20 pm
Posted by stout
Porte du Lafitte
Member since Sep 2006
184589 posts
Posted on 6/1/18 at 2:42 pm to
USPS Money order
Posted by Chad504boy
4 posts
Member since Feb 2005
179917 posts
Posted on 6/1/18 at 2:42 pm to
subtle we bought a mobile home in cash bragging thread.
Posted by djangochained
Gardere
Member since Jul 2013
19185 posts
Posted on 6/1/18 at 2:43 pm to
You from Nigeria?
Posted by LZ83
La
Member since Sep 2016
17446 posts
Posted on 6/1/18 at 2:45 pm to
Open a bank acct, get the check, close bank acct.
Posted by OweO
Plaquemine, La
Member since Sep 2009
122527 posts
Posted on 6/1/18 at 2:49 pm to
Money order? I have a great aunt and uncle, who are old as hell.. Who doesn't have a bank account, every month they have to go get money orders to pay their utility bill & car insurance..
Posted by Count Chocula
Tier 5 and proud
Member since Feb 2009
63908 posts
Posted on 6/1/18 at 2:50 pm to
quote:

Open a bank acct, get
This


And checking accounts are free
Posted by dbbuilder79
Overton NV
Member since Dec 2010
4660 posts
Posted on 6/1/18 at 2:50 pm to
Doesn't Western Union do cashier's checks?
Posted by Winston Cup
Dallas Cowboys Fan
Member since May 2016
66986 posts
Posted on 6/1/18 at 2:50 pm to
money order from circle k like the rest of the poor people
Posted by OweO
Plaquemine, La
Member since Sep 2009
122527 posts
Posted on 6/1/18 at 2:51 pm to
quote:

money order from circle k like the rest of the poor people


I think they have them at Winn-Dixie, for those who still has a Winn-Dixie close to them.
Posted by hottub
Member since Dec 2012
3662 posts
Posted on 6/1/18 at 2:52 pm to
Are you using a closing agent?

Just have it wired, if so
Posted by eScott
Member since Oct 2008
11376 posts
Posted on 6/1/18 at 2:56 pm to
quote:

USPS Money order


They only go up to $1k so you'll have to get a few of them. But this might be your only option.
Posted by LSU1018
Baton Rouge
Member since Feb 2007
7401 posts
Posted on 6/1/18 at 2:56 pm to
I'm assuming you don't have a bank account at all, not just local. If that's the case, then you have no option but to open a bank account locally. If you have an out of state account, then you should still be able to wire the money.

It just baffles me how many people are in this situation with no local bank.
Posted by TigerstuckinMS
Member since Nov 2005
33687 posts
Posted on 6/1/18 at 2:57 pm to
Posted by Badman
West Monroe, LA
Member since Nov 2009
2703 posts
Posted on 6/1/18 at 3:00 pm to
Wal-Mart
Posted by LSU1018
Baton Rouge
Member since Feb 2007
7401 posts
Posted on 6/1/18 at 3:02 pm to
quote:

They only go up to $1k so you'll have to get a few of them. But this might be your only option.


Good chance the title company won't allow this bc of money laundering regulations.
Posted by gingerkittie
Member since Aug 2013
2675 posts
Posted on 6/1/18 at 3:03 pm to
Thanks everyone. The buyer agreed that cash was fine so we will go with cash in hand.

There is no agent or anyone to transfer or wire money to. It is a simple property(land and camp) sale with no financing. The rest of the house price will be rendered in a cash at the title change.

We will simply meet the seller at a notaries office tomorrow and and then at the title office a few days later.



Posted by ksayetiger
Centenary Gents
Member since Jul 2007
70471 posts
Posted on 6/1/18 at 3:04 pm to
quote:

They only go up to $1k s


Same with Regions Bank, and we had a bank act there
Posted by gingerkittie
Member since Aug 2013
2675 posts
Posted on 6/1/18 at 3:04 pm to
quote:

Good chance the title company won't allow this bc of money laundering regulations.


Not likely. We can prove where our cash came from. We just sold gram's house and got mom's life insurance and such. Nothing sketchy about the cash on hand.
This post was edited on 6/1/18 at 3:05 pm
Posted by Spankum
The Sip
Member since Jan 2007
63296 posts
Posted on 6/1/18 at 3:04 pm to
I am not sure why any legit bank would not do this if you bring in cash...
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