re: How do you baws split expenses with the wife?

I'm a PM and my wife is a Lawyer. We throw money in 1 bank account to cover monthly bills then keep the rest in our own accounts.

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Say what? Me and you agree on something else!

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I'm sure we agree on more that you might think.

We only disagree on things you're wrong about.

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My wife doesn't work. I pay for everything and she does all the housework... then bitches all the time how she never gets any help with it. Seems like a fair trade

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This. I really enjoy coming home and hearing about how hard her day was.

We have a joint account and then I have several side accounts that she cannot access. This is where all the bills and mortgage get paid from. That way she only has access to the discretionary funds. I also have a separate account for the kids' tuition and educational expenses that again, she cannot access. If its my responsibility to make sure everything is taken care of, then all safety measures will be employed. She sucks with money and likes to spend on stupid shite if given the opportunity. The trade off is I don't have to GAF about anything else but work. She is in charge of all the kids stuff, school, dance, doctor's appts. whatever. She knows that if she wants more control over the finances all she has to do is dust off that old resume. For now, she has decided she doesn't want it that bad.

50/50 everything

We make close to the same amount outside of the side business I have going that will hopefully just keep self funding for a comfortable retirement in 15 years.

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How do you baws split expenses with the wife?
If your wife makes less than you, do you split all expenses 50/50 or ask her to take on other tasks around the house?

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I have no idea what this means.

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Having both seems like a good middle ground. I’ve worked in finance before and plenty of married couples have secret credit cards or loans out that their spouse doesn’t know about, even if they have joint accounts. If you’re doing shady shite on the side,

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Again, bad choices in a spouse.

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You’re married. Put your money in a single account

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. No thanks.

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Split bank accounts encourages both husband and wife to not save their money for retirement or long term larger purchases

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how did you come to that conclusion?

I had nothing when I married her. Like spend 10 bucks on lunch because I get paid tomorrow and still have 20 bucks nothing. We have built it together so I see no reason why it should be separate. I'm not sure I'd feel that way if we hadn't started from 0 together but its all commingled now.

We have separate and joint accounts. We put in 50% of our paychecks into the joint account and then the rest into our own accounts. Except for birthdays, nice dinners are from joint account. All house expenses joint account. For the most part she is good with money, so I'm not worried. I've gone back and forth on the idea of one joint account and that's it, but everything has been fine so far so we haven't felt the need to do it. I like knowing I can pull a few hundred dollars out of my own account to go play some craps or blackjack.

ETA: I can see a reason to do it either way, but I'd be worried marrying someone that is shitty with money and having just one joint bank account. F THAT.