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re: Home Title Theft

Posted on 4/13/21 at 6:46 am to
Posted by bubbz
Baton Rouge
Member since Mar 2006
23028 posts
Posted on 4/13/21 at 6:46 am to
Home title lock is a money grab, simple as that.
Posted by Tridentds
Sugar Land
Member since Aug 2011
22364 posts
Posted on 4/13/21 at 6:53 am to
Title Insurance. Don't fall for these other scams.
Posted by LSU1018
Baton Rouge
Member since Feb 2007
7310 posts
Posted on 4/13/21 at 6:56 am to
Home Title Lock is BS. All they are doing is checking the public records occasionally to make sure they don’t see anything recorded. They are doing a great job at advertising bc I’ve been asked about it a good bit.
Posted by KickPuncher
Member since Jun 2020
754 posts
Posted on 4/13/21 at 7:40 am to
quote:

Yea that's what the commercial claims, that you can be subject to eviction from your own home, yet still are responsible for monthly mortgage payments and whatever loans the thief took out on your home's equity. It really sucks

Sounds like bullshite. So some thieves can pull out fake documents and trick banks but somehow, you the home owner who is obviously to all of this, is on the books for it? Sounds like the banks can kiss my arse if that is the case, as they should do their own due diligence in verifying that everything is legit.

Posted by Tigeralum2008
Yankees Fan
Member since Apr 2012
17438 posts
Posted on 4/13/21 at 7:44 am to
Can I swipe a home out from under you if I purchase the lien on your back taxes?
Posted by deltaland
Member since Mar 2011
97018 posts
Posted on 4/13/21 at 7:44 am to
quote:

that you can be subject to eviction from your own home, yet still are responsible for monthly mortgage payments and whatever loans the thief took out on your home's equity. It really sucks


If they evicted me like this no way I would pay a dime. Default on that shite and go rent a house. Bank takes the house, and at least the a-hole who stole the title would also get evicted.
Posted by supadave3
Houston, TX
Member since Dec 2005
31171 posts
Posted on 4/13/21 at 7:51 am to
I’ve noticed that I exclusively hear these commercials on Dave Ramsey and conservative news networks. That’s explains the Newt Greenwich connection.
Posted by SantaFe
Baton Rouge
Member since Apr 2019
7215 posts
Posted on 4/13/21 at 7:57 am to
Criminals are inherently lazy. Going through all the legal gymnastics to usurp someone property deed is too much work. It is easier for them just to write 96 month car notes.
This post was edited on 4/13/21 at 7:58 am
Posted by TigerDog83
Member since Oct 2005
8541 posts
Posted on 4/13/21 at 8:00 am to
An average person could run to the courthouse (or use online search where applicable) and run his/her name out periodically and get the exact same service these title theft prevention companies provide. Anyone who has dealt with title and title opinions on property over the years knows that it's never 100% ironclad. I've seen title opinions on property with hundreds of flags from that may never even attempt to be cured depending on how nit picky the attorney doing it is.

Posted by Hennigan
Member since Jan 2020
1205 posts
Posted on 4/13/21 at 8:17 am to
Some sovereign citizen types have done similar stuff on unoccupied homes in GA. They usually end up in prison.
Posted by bhtigerfan
Baton Rouge
Member since Sep 2008
32401 posts
Posted on 4/13/21 at 9:22 am to
quote:

Yea that's what the commercial claims, that you can be subject to eviction from your own home, yet still are responsible for monthly mortgage payments and whatever loans the thief took out on your home's equity. It really sucks
Yeah, so some stupid arse financial institution doesn’t do their due diligence and loans money on a fraudulent title, and I’m gonna lose my home because of it?

Yeah, frick you, you better come packing heat to take my house because of your frickup.
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