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re: Here's a life lesson: Don't enroll into an online masters program at USC for $200K
Posted on 12/31/22 at 7:54 am to tigerinthebueche
Posted on 12/31/22 at 7:54 am to tigerinthebueche
quote:
Seems like everyone wants to blame everyone else for their poor decisions. Especially when they get into student loan debt. It’s always “poor me, I got taken advantage of by …” it’s always, the bank, the university,etc. But you’re the one buying their sales pitch. You chose the school and the course of study. That’s on you. Or her, in this case.
This is definitely on her, but the only reason they can sell the bs degree for 200-300k is because people can get a loan for that much for it. Why? Whatever degree she has, isn't and will never be worth that much. Just because people are stupid enough to over pay for something, doesn't mean they should have the chance to. Why should there not be limitations on loan amounts for a given degree that changes annually based on job outlook? Why would anyone be against that outside of over bloated university staff/pay? You'd rather continue to let stupid people make poor decisions? Society doesn't benefit from having a bunch of degreed coffee shop workers or even degree required workers paying a fortune for a bs piece of paper. In addition to chaulking this up as people are stupid, why not actually solve the problem? Luckily, our government knows the best solution is to try and throw money at it and to not actually do anything to fix the problem.
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Posted on 12/31/22 at 8:08 am to SlimTigerSlap
quote:
Are you suggesting no one seek higher learning unless they have cash on hand to pay for it?
If this happened in real life tuition prices would drop by 75% overnight.
The only reason tuition is that high is because someone created a loan program to pay for it.
Posted on 12/31/22 at 8:11 am to Street Hawk
I don’t feel bad for her.
What exactly was she thinking she was gonna do making 48k and go that far into debt?
What exactly was she thinking she was gonna do making 48k and go that far into debt?
Posted on 12/31/22 at 8:14 am to Gee Grenouille
quote:And we here are all VERY proud of your academic tenacity and heroic derring-do!
The program I'm gonna take at USM is 22k, and that's with out of State tuition.
Posted on 12/31/22 at 8:17 am to Armymann50
quote:but that requires work.
Mcdonalds pay for managers is $63,829 per year starting
Posted on 12/31/22 at 8:18 am to Sterling Archer
There should be a market correction but that game is rigged
Posted on 12/31/22 at 8:20 am to Sterling Archer
quote:
These schools also need to be held accountable for this.
Absolutely, the schools are a big problem here. It does not cost them anywhere near that price to deliver online lectures.
Posted on 12/31/22 at 8:27 am to WylieTiger
I hold a BS/MS/JD but thought about an online MBA to check the box and (hopefully) enhance my management chops.
I looked at Houston (then $60k) and Rice (then $100k) and just couldn't justify the investment.
I was already a managing partner then and time was really tight, so I wound up not pursuing the MBA, but I will say the LSU option (just $12k at the time) was the best priced option from a major school system.
A word of caution, however: once you ping their system and they deem you eligible, they will pursue you like a carpet salesman in Istanbul until you decide.
I looked at Houston (then $60k) and Rice (then $100k) and just couldn't justify the investment.
I was already a managing partner then and time was really tight, so I wound up not pursuing the MBA, but I will say the LSU option (just $12k at the time) was the best priced option from a major school system.
A word of caution, however: once you ping their system and they deem you eligible, they will pursue you like a carpet salesman in Istanbul until you decide.
Posted on 12/31/22 at 8:29 am to Hondo Blacksheep
quote:
A word of caution, however: once you ping their system and they deem you eligible, they will pursue you like a carpet salesman in Istanbul until you decide.
I learned this by looking into a Harvard data analytics certificate program and it really made me question the value after they kept trying to hump my leg. If your program is that valuable, then people like me should be on a long waiting list.
*ETA: the problem is that some people just can't analyze problems from that level AND there may be a bit of instant gratification mixed in. I fear the social media age of destroyed focus and attention span is also destroying any ability for understanding delayed gratification.
This post was edited on 12/31/22 at 8:31 am
Posted on 12/31/22 at 8:29 am to Sterling Archer
People sell all kinds of useless stuff. Caveat Emptor.
Posted on 12/31/22 at 8:32 am to Solo Cam
quote:
This, these universities have become so goddamn bloated with the admin fees and useless degrees as well
The way to fix this is to cut off the endless free money, and not to go after the fees and bloat to drive costs down.
Posted on 12/31/22 at 8:32 am to Hondo Blacksheep
quote:It’s been probably five decades since I last heard this phrase used.
they will pursue you like a carpet salesman in Istanbul until you decide
It was in my late Grandfather’s rotation, and I’d forgotten it.
Thanks, Counselor.
Posted on 12/31/22 at 8:33 am to JudgeHolden
quote:
Why is USC selling people a 200k degree that will never pay off?
Sucker born every minute
Posted on 12/31/22 at 8:36 am to Eli Goldfinger
quote:
These Social Worker degrees are 100% worthless
My dad provided a pretty nice life for us as an MSW
Posted on 12/31/22 at 8:44 am to Hondo Blacksheep
quote:
A word of caution, however: once you ping their system and they deem you eligible, they will pursue you like a carpet salesman in Istanbul until you decide.
A lot of that is outside lead gen firms. They get a bounty for a qualified lead and another if they deliver you as a student.
It’s really bad for small private schools that are struggling with enrollment. Some basically outsource their entire online program marketing and curriculum design as random online students from 1,000 miles away keep the school afloat
Posted on 12/31/22 at 8:46 am to Street Hawk
she must have taken out a bunch to live on while she completed the degree. that degree is about 70k, which is still ridiculous. degrees like social work are there because of suckers being able to take out loans to cover the cost. they have some great online degrees in their engineering school, but i doubt suzie was a candidate for those progams.
Posted on 12/31/22 at 9:06 am to Street Hawk
Jesus Christ.
You can get an online MBA from LSU-S for like $10k…
These people are such idiots
You can get an online MBA from LSU-S for like $10k…
These people are such idiots
Posted on 12/31/22 at 9:11 am to Tbonepatron
quote:
You can get an online MBA from LSU-S for like $10k
The chasm between USC and LSU makes them basically different degrees
Posted on 12/31/22 at 9:15 am to Sterling Archer
quote:
These schools also need to be held accountable for this.
Why do you hate capitalism? Nobody is forcing her to enroll.
Posted on 12/31/22 at 9:19 am to Street Hawk
Sound more like an issue with her than the degree.
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