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Started By
Message
re: Guy is an idiot
Posted on 2/18/25 at 8:16 am to Chalkywhite84
Posted on 2/18/25 at 8:16 am to Chalkywhite84
quote:
It was his fault. They are trying to lowball him at like 14k.
He had a 2017 Chevy Colorado z71 with 140k miles. He is saying that his truck goes for like 23k.
He told them he wouldn't take the 14k. He still owes like 20k on the truck
Is there anything he can do besides contact the insurance commission?
Has full coverage but I don't believe he had gap insirance.
Ahh my favorite topic, overbuying cars when you dont have the money.
Not understanding how depreciation works. Etc etc.
Piece of advice for all you people who are reckless with their money, stop. Live within you rmeans, no one cares what you drive, no one is looking at you.
0
Posted on 2/18/25 at 8:18 am to Chalkywhite84
quote:
Why do yall even respond with this stupid shite?
AIDS
Posted on 2/18/25 at 8:20 am to Chalkywhite84
quote:
He had a 2017 Chevy Colorado z71 with 140k miles.
He still owes like 20k on the truck
Godamn people are stupid
Posted on 2/18/25 at 8:24 am to St Augustine
quote:
quote:
He had a 2017 Chevy Colorado z71 with 140k miles.
He still owes like 20k on the truck
Godamn people are stupid
I dont know whether to be more shocked at the lack of education on the topic in schools or in the home front.
Ill say this, I wont depend on the schools to teach finance. They think they operate with a blank check apparently.
Its sad people do not teach their kids how to live properly. They learn from parents who are living paycheck to paycheck for appearances.
After a while, this will fail.
Posted on 2/18/25 at 8:25 am to dukke v
quote:
gap insurance is a scam but does help.
How is it a scam? It is for the OP's very situation.
Posted on 2/18/25 at 8:27 am to Chalkywhite84
quote:
Has full coverage
I hate this fictitious phrase, it is like unicorn coverage it doesn't exist.
But anyway...
It is fun to shite on someone that has made a poor decision and now paying for it but it seems everyone has gotten that taken care of already.
He needs to find out what the insurance companies requires for comps.
Normally it will be cars listed within ~75 miles, listed with VIN number available, same year, make, model, and trim level mileage should be as close as possible but they can easily adjust for differences in mileage. Find at least 3 more is better.
Also make sure they have listed all the OEM options I have found those missing in the past and had to document them. They don't pay for aftermarket stuff normally.
When he does this homework he will start to see that his idea of the value is higher than reality but he may be able to get a little more.
The last car I had to total I was able to get them up 62% over their initial offer with comps but it actually was a case of "I know what I have", there were only 4 comps for sale in the US at the time.
Posted on 2/18/25 at 8:38 am to Chalkywhite84
Private Party value for that truck in excellent condition is 17K.
Posted on 2/18/25 at 8:43 am to Chalkywhite84
He should receive NADA retail plus his tax credit. For those mentioning KBB, it's irrelevant.
Posted on 2/18/25 at 8:49 am to Chalkywhite84
Truck is not worth 23k.
He can negotiate a bit but not much.
He can negotiate a bit but not much.
Posted on 2/18/25 at 8:51 am to WinnPtiger
quote:
because your asking
quote:
your “niece’s boyfriends”
quote:
lack of gap
pics?
Posted on 2/18/25 at 1:25 pm to Nado Jenkins83
quote:
He needs to get a used toyota corolla for a few years. Like 5000 dollar one
He’d rather be upside down and driving something completely impractical
Posted on 2/18/25 at 1:27 pm to Chalkywhite84
quote:
My niece's boyfriend
Did he see Ferris at 31 flavors?
Posted on 2/18/25 at 1:31 pm to MorbidTheClown
quote:
quote:
because your asking
quote:
your “niece’s boyfriends”
quote:
lack of gap
pics?
At least tell us she broke up with this dumbass.
You cannot possibly keep letting this moron bang your niece and accidentally get her pregnant with his moron genes.
This post was edited on 2/18/25 at 1:32 pm
Posted on 2/18/25 at 1:36 pm to Chalkywhite84
It’s his own fault for owing $20k on an eight year old truck with 140k miles on it.
Posted on 2/18/25 at 1:38 pm to Chalkywhite84
quote:
He had a 2017 Chevy Colorado z71 with 140k miles
quote:
He still owes like 20k on the truck
How the frick is this possible? Tell him to stop making shitty driving and purchasing decisions.
Posted on 2/18/25 at 1:39 pm to Aguga
quote:
How the frick is this possible? Tell him to stop making shitty driving and purchasing decisions.
I love how you wrote this LOL
I see what you did there.
This post was edited on 2/18/25 at 1:40 pm
Posted on 2/18/25 at 1:41 pm to Chalkywhite84
Pretty sure they're offering the wholesale price.
Carmax has one online (not local) with 83,000 miles for $22,998.
2017 Colorado Z71
Carmax has one online (not local) with 83,000 miles for $22,998.
2017 Colorado Z71
Posted on 2/18/25 at 2:58 pm to Chalkywhite84
Show them comps! Fight it!
I've done it and won two times!
Posted on 2/18/25 at 3:01 pm to Chalkywhite84
quote:
The insurance adjuster even told him he is getting screwed and was calling him on her personal line to help him
Never happened, which skews everything else he’s claimed.
Posted on 2/18/25 at 3:06 pm to Chalkywhite84
That's about on the money.
Tell em to add sales tax and take the deal.
Tell em to add sales tax and take the deal.
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