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Message
Posted on 4/5/18 at 2:06 pm to TH03
quote:
The way it'd work in your contract would be if they couldn't get financing within 10 days and then were able to approve you at a higher rate, but you'd have to come in and sign again.
They couldn't just up the rate or cost without you signing to it.
I get that, but that would take a monumental frick up by the finance people for it to be something legit causing a $100 increase on the monthly payment.
Posted on 4/5/18 at 2:07 pm to 50_Tiger
quote:
Are you purposely avoiding the 10 days part?
No. That's the entire reason for this entire situation. He is NOT obligated to resign anything.
But... He can if he wants to. He CAN. He can CHOOSE.
I said from the beginning it was there as a protection for both parties. Twatbox didn't read what I wrote.
Posted on 4/5/18 at 2:08 pm to X123F45
quote:
Twatbox didn't read what I wrote.
I love that you're calling me names when you're actually owning yourself.
Posted on 4/5/18 at 2:08 pm to LNCHBOX
quote:
be something legit
This might be the issue though. Like they approved him for a rate he didn't qualify for and the bank didn't finance the loan.
And like rando is saying, at that point, there is no obligation for him to agree to the new rate or cost. He can walk away free.
This post was edited on 4/5/18 at 2:09 pm
Posted on 4/5/18 at 2:09 pm to deltaland
quote:
He gave the truck back told them to find a truck equal to his trade in and give it to him. Which IMO was stupid I would have told them to piss off and kept driving the new one
God this pisses me the frick off so bad.
I'm literally seething with anger right now hearing about this man's stupidity.
I hope you gave your friend a ton of shite for being a retarded pussy.
Posted on 4/5/18 at 2:09 pm to TH03
quote:
This might be the issue though. Like they approved him for a rate he didn't qualify for and the bank didn't finance the loan.
Again, that is a gigantic miscalculation to increase the payment that much. That kind of miscalculation is incredibly unlikely.
Posted on 4/5/18 at 2:09 pm to LNCHBOX
quote:
7 fricking days on yours, you fricking twat
....how are you this stupid.
The original contract is null and void.
The document protects buyer and seller.
He has two choices, resign or bail.
What the frick are you even arguing? X
Posted on 4/5/18 at 2:09 pm to X123F45
quote:
....how are you this stupid.
The original contract is null and void.
The document protects buyer and seller.
He has two choices, resign or bail.
And now you're trying to spin. Classic message board L.
Posted on 4/5/18 at 2:11 pm to TH03
quote:
This might be the issue though. Like they approved him for a rate he didn't qualify for and the bank didn't finance the loan.
I know the software may have changed, but the Finance guy typically sends out the customers info and banks typically auto send an approval or denial, OR needs to call the bank.
For them to frick up that bad means the Finance guy wasn't the person doing the deal
Posted on 4/5/18 at 2:11 pm to LNCHBOX
quote:
Again, that is a gigantic miscalculation to increase the payment that much. That kind of miscalculation is incredibly unlikely.
You've never put a decimal in the wrong place?
Really? Not even once.
1.6% vs 16%
OPs friend is clearly stupid. Do you think he has good credit? I don't.
Posted on 4/5/18 at 2:12 pm to LNCHBOX
Oh absolutely. The more likely scenario would be nefarious intent.
Posted on 4/5/18 at 2:13 pm to deltaland
quote:
Because he is a hot head and let his anger overrun commen sense.
It was basically a "frick y'all y'all can have the damn truck" thinking he was sticking it to em but in reality they won.
I really want to meet his guy IRL.
He sounds like a real gem that has to be seen and heard in person to be believed.
I have the hardest time that even in anger, someone can be this retarded.
Posted on 4/5/18 at 2:13 pm to LNCHBOX
quote:
And now you're trying to spin.
Please read my last six posts.
No spin.
I've said the same thing. Repeatedly. You just can't read.
Posted on 4/5/18 at 2:13 pm to X123F45
quote:
You've never put a decimal in the wrong place?
Really? Not even once.
1.6% vs 16% there's your $100.
OPs friend is clearly stupid. Do you think he has good credit? I don't.
If these things weren't done electronically, you might have a point. I stand by that kind of error being extremely unlikely.
Regardless, they are way out of their window to try to do anything about it. OP's "buddy" is a dumbass for even talking the the dealership again about this, let alone actually giving the truck back.
Posted on 4/5/18 at 2:14 pm to deltaland
quote:
He financed through Santander
FIFY
Posted on 4/5/18 at 2:17 pm to LNCHBOX
quote:
Regardless, they are way out of their window to try to do anything about it. OP's "buddy" is a dumbass for even talking the the dealership again about this, let alone actually giving the truck back.
Well the question is if the loan was funded.
If so, he can say get lost.
If not, he has to bring the car back, per the loan document you posted.
Posted on 4/5/18 at 2:18 pm to TH03
quote:
If not, he has to bring the car back, per the loan document you posted.
As I see it not after 10 days and sure as hell not after 60.
Posted on 4/5/18 at 2:18 pm to LNCHBOX
quote:
Regardless, they are way out of their window to try to do anything about it. OP's "buddy" is a dumbass for even talking the the dealership again about this, let alone actually giving the truck back.
Yes. And no.
The original contract is null and void. His truck is unregistered. It is in their name.
He actually has zero rights to the truck.
In 60 days, he hasn't made a payment. 45 is the typical max.
Posted on 4/5/18 at 2:19 pm to 50_Tiger
If the loan isn't funded, you don't own it though. Per the contract you either bring it back or pay it in full.
If it's been 60 days and he hasn't made a payment, he has no right to it.
If it's been 60 days and he hasn't made a payment, he has no right to it.
This post was edited on 4/5/18 at 2:20 pm
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