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re: Drive Safe & Save Programs
Posted on 4/27/26 at 8:19 pm to TDsngumbo
Posted on 4/27/26 at 8:19 pm to TDsngumbo
quote:
all sorts of ways the discount results in you being spied on that can be used against you later.
Just for fun, im curious what you have in mind with this comment.
What is big brother going to do to you (later)?
Posted on 4/27/26 at 8:22 pm to The Torch
No thanks. I don’t need them reading my boost gauge.
Posted on 4/27/26 at 8:24 pm to The Torch
It’s a scam. People driving safer saves them money.
Posted on 4/27/26 at 8:55 pm to meansonny
quote:
What is big brother going to do to you (later)?
You watched a congressional hearing where Kavanaugh's high school calendar was read into the public record.
You're a fool if you think state power isn't directed at ordinary citizens on the regular. ETA: Every bit of data a private company collects about you is sold to tens or hundreds of other firms. It's not anonymized as you think. And it never goes away.
This post was edited on 4/27/26 at 8:59 pm
Posted on 4/27/26 at 9:00 pm to LemmyLives
quote:
quote:
What is big brother going to do to you (later)?
You watched a congressional hearing where Kavanaugh's high school calendar was read into the public record.
You're a fool if you think state power isn't directed at ordinary citizens on the regular.
So what is big brother going to do with your driving data over 90 days?
You are expecting your own supreme court confirmation to be halted because you looked at your phone on a Tuesday?
Posted on 4/27/26 at 9:02 pm to LemmyLives
quote:
Every bit of data a private company collects about you is sold to tens or hundreds of other firms.
Read the privacy policy.
It isn't.
2 companies have the data.
1) your insurance company
2) the company who developed the app (sometimes your insurance company and sometimes a 3rd party
They do not have permission to release it anywhere else.
Your insurance company is going to use the data to develop better insurance products.
The 3rd party app provider may try to sell you a service that watches your kid drive.
Thats it on the privacy policy.
Posted on 4/27/26 at 9:06 pm to meansonny
There are more insurance agents posting on TD than I would’ve thought. You guys love to out yourselves on threads like this.
Posted on 4/27/26 at 9:09 pm to Ham Malone
quote:
You guys love to out yourselves on threads like this.
Im just sharing the data on the driver score apps.
You can think im lying.
Thats fine.
People never want to hear the truth.
They only want to hear what supports their own narratives.
I get it.
Im just laughing at what some unknown bad guy is going to do with 90 days worth if driving data 25 years from now.
The paranoia is funny.
Posted on 4/27/26 at 9:13 pm to meansonny
Do you get a bonus for people signing up on the data collection program?
Posted on 4/27/26 at 9:18 pm to Ham Malone
quote:
Do you get a bonus for people signing up on the data collection program?
The opposite, actually.
Thats what happens when a customer's premium drops by 20%.
Use your head.
Posted on 4/27/26 at 9:27 pm to meansonny
Posted on 4/27/26 at 9:29 pm to Ham Malone
I must be an angry laughing guy.
Paranoia is funny.
Not maddening.
You don't have to believe anything I say. You do you.
Paranoia is funny.
Not maddening.
You don't have to believe anything I say. You do you.
Posted on 4/28/26 at 9:26 am to meansonny
quote:
Just for fun, im curious what you have in mind with this comment.
What is big brother going to do to you (later)?
It's just a fear of mine.
If I receive a text from my wife while driving, I'm going to look at it to ensure everything's ok. If I run into the back of someone because of that and injure someone, I'd much rather have my insurance policy pay out policy limits and have their attorney stop there instead of finding out that I was doing something illegal at the time, causing the accident, then having that attorney come after my personal assets.
Pure accident = typically policy limits in the event of a significant injury
Accident caused by gross negligence = usually gonna have issues with personal assets being wanted after policy limits are paid
Posted on 4/28/26 at 9:32 am to tigahfan747
quote:
Who would want to be constantly monitored by their insurance company?
Safe Drivers. I am all for it. I am watched in my tesla and if I am not paying attention or if I pick up the phone and start texting, I am warned and then kicked out of automatic driving. This makes the road safer for me and everyone else.
Posted on 4/28/26 at 9:37 am to vistajay
quote:
I tried USAA's similar program for a while but it ran off the phone so it activated even when you were a passenger in a car.
You are able to go into the app and indicate you were a passenger so your wife's driving doesn't count against your score.
Posted on 4/28/26 at 9:55 am to AlxTgr
Have you ever wondered who is paying for the hardware, software, and administration of these systems in the first place? It ain’t the CEO.
Posted on 4/28/26 at 10:13 am to turkish
quote:Nope.
Have you ever wondered who is paying for the hardware, software, and administration of these systems in the first place?
Posted on 4/28/26 at 10:20 am to TDsngumbo
quote:No, just no. There's no difference between rear ending someone because of a soda and rear ending someone because you're on the phone. The why is almost always irrelevant. And I say that as someone who just got a zero verdict for a rear ending driver affirmed by the 3rd circus.
If I receive a text from my wife while driving, I'm going to look at it to ensure everything's ok. If I run into the back of someone because of that and injure someone, I'd much rather have my insurance policy pay out policy limits and have their attorney stop there instead of finding out that I was doing something illegal at the time, causing the accident, then having that attorney come after my personal assets.
Pure accident = typically policy limits in the event of a significant injury
Accident caused by gross negligence = usually gonna have issues with personal assets being wanted after policy limits are paid
Posted on 4/28/26 at 10:29 am to The Torch
I don't have it but here's a hack a friend of mine uses if you want to try it. Buy a burner phone and install the app. Only use that phone on random short trips close to home. He swears it saves him 20%. YMMV...
Posted on 4/28/26 at 10:30 am to The Torch
That’s a no for me dawg, big brother watches enough
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