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re: Drive Safe & Save Programs

Posted on 4/27/26 at 8:19 pm to
Posted by meansonny
ATL
Member since Sep 2012
26743 posts
Posted on 4/27/26 at 8:19 pm to
quote:

all sorts of ways the discount results in you being spied on that can be used against you later.


Just for fun, im curious what you have in mind with this comment.

What is big brother going to do to you (later)?
Posted by billjamin
Houston
Member since Jun 2019
17925 posts
Posted on 4/27/26 at 8:22 pm to
No thanks. I don’t need them reading my boost gauge.
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
44608 posts
Posted on 4/27/26 at 8:24 pm to
It’s a scam. People driving safer saves them money.
Posted by LemmyLives
Texas
Member since Mar 2019
15773 posts
Posted on 4/27/26 at 8:55 pm to
quote:

What is big brother going to do to you (later)?

You watched a congressional hearing where Kavanaugh's high school calendar was read into the public record.

You're a fool if you think state power isn't directed at ordinary citizens on the regular. ETA: Every bit of data a private company collects about you is sold to tens or hundreds of other firms. It's not anonymized as you think. And it never goes away.
This post was edited on 4/27/26 at 8:59 pm
Posted by meansonny
ATL
Member since Sep 2012
26743 posts
Posted on 4/27/26 at 9:00 pm to
quote:

quote:
What is big brother going to do to you (later)?

You watched a congressional hearing where Kavanaugh's high school calendar was read into the public record.

You're a fool if you think state power isn't directed at ordinary citizens on the regular.


So what is big brother going to do with your driving data over 90 days?

You are expecting your own supreme court confirmation to be halted because you looked at your phone on a Tuesday?
Posted by meansonny
ATL
Member since Sep 2012
26743 posts
Posted on 4/27/26 at 9:02 pm to
quote:

Every bit of data a private company collects about you is sold to tens or hundreds of other firms.


Read the privacy policy.

It isn't.

2 companies have the data.
1) your insurance company
2) the company who developed the app (sometimes your insurance company and sometimes a 3rd party

They do not have permission to release it anywhere else.

Your insurance company is going to use the data to develop better insurance products.

The 3rd party app provider may try to sell you a service that watches your kid drive.

Thats it on the privacy policy.
Posted by Ham Malone
Member since Nov 2010
2693 posts
Posted on 4/27/26 at 9:06 pm to
There are more insurance agents posting on TD than I would’ve thought. You guys love to out yourselves on threads like this.
Posted by meansonny
ATL
Member since Sep 2012
26743 posts
Posted on 4/27/26 at 9:09 pm to
quote:

You guys love to out yourselves on threads like this.

Im just sharing the data on the driver score apps.

You can think im lying.
Thats fine.

People never want to hear the truth.
They only want to hear what supports their own narratives.
I get it.

Im just laughing at what some unknown bad guy is going to do with 90 days worth if driving data 25 years from now.

The paranoia is funny.
Posted by Ham Malone
Member since Nov 2010
2693 posts
Posted on 4/27/26 at 9:13 pm to
Do you get a bonus for people signing up on the data collection program?
Posted by meansonny
ATL
Member since Sep 2012
26743 posts
Posted on 4/27/26 at 9:18 pm to
quote:

Do you get a bonus for people signing up on the data collection program?


The opposite, actually.

Thats what happens when a customer's premium drops by 20%.

Use your head.
Posted by Ham Malone
Member since Nov 2010
2693 posts
Posted on 4/27/26 at 9:27 pm to
You’re an angry little fella, it’s okay bub I know you’re just doing a job like the rest of us
Posted by meansonny
ATL
Member since Sep 2012
26743 posts
Posted on 4/27/26 at 9:29 pm to
I must be an angry laughing guy.

Paranoia is funny.
Not maddening.

You don't have to believe anything I say. You do you.
Posted by TDsngumbo
Member since Oct 2011
50503 posts
Posted on 4/28/26 at 9:26 am to
quote:

Just for fun, im curious what you have in mind with this comment.

What is big brother going to do to you (later)?

It's just a fear of mine.

If I receive a text from my wife while driving, I'm going to look at it to ensure everything's ok. If I run into the back of someone because of that and injure someone, I'd much rather have my insurance policy pay out policy limits and have their attorney stop there instead of finding out that I was doing something illegal at the time, causing the accident, then having that attorney come after my personal assets.

Pure accident = typically policy limits in the event of a significant injury
Accident caused by gross negligence = usually gonna have issues with personal assets being wanted after policy limits are paid
Posted by TimeOutdoors
LA
Member since Sep 2014
13401 posts
Posted on 4/28/26 at 9:32 am to
quote:

Who would want to be constantly monitored by their insurance company?


Safe Drivers. I am all for it. I am watched in my tesla and if I am not paying attention or if I pick up the phone and start texting, I am warned and then kicked out of automatic driving. This makes the road safer for me and everyone else.



Posted by PsychTiger
Member since Jul 2004
109081 posts
Posted on 4/28/26 at 9:37 am to
quote:

I tried USAA's similar program for a while but it ran off the phone so it activated even when you were a passenger in a car.


You are able to go into the app and indicate you were a passenger so your wife's driving doesn't count against your score.
Posted by turkish
Member since Aug 2016
2377 posts
Posted on 4/28/26 at 9:55 am to
Have you ever wondered who is paying for the hardware, software, and administration of these systems in the first place? It ain’t the CEO.
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
87323 posts
Posted on 4/28/26 at 10:13 am to
quote:

Have you ever wondered who is paying for the hardware, software, and administration of these systems in the first place?
Nope.
Posted by AlxTgr
Kyre Banorg
Member since Oct 2003
87323 posts
Posted on 4/28/26 at 10:20 am to
quote:

If I receive a text from my wife while driving, I'm going to look at it to ensure everything's ok. If I run into the back of someone because of that and injure someone, I'd much rather have my insurance policy pay out policy limits and have their attorney stop there instead of finding out that I was doing something illegal at the time, causing the accident, then having that attorney come after my personal assets.

Pure accident = typically policy limits in the event of a significant injury
Accident caused by gross negligence = usually gonna have issues with personal assets being wanted after policy limits are paid
No, just no. There's no difference between rear ending someone because of a soda and rear ending someone because you're on the phone. The why is almost always irrelevant. And I say that as someone who just got a zero verdict for a rear ending driver affirmed by the 3rd circus.
Posted by dalefla
Central FL
Member since Jul 2024
4080 posts
Posted on 4/28/26 at 10:29 am to
I don't have it but here's a hack a friend of mine uses if you want to try it. Buy a burner phone and install the app. Only use that phone on random short trips close to home. He swears it saves him 20%. YMMV...
Posted by RustyDaDog
BAOK
Member since Mar 2023
1047 posts
Posted on 4/28/26 at 10:30 am to
That’s a no for me dawg, big brother watches enough
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