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re: Do you share bank account with SO?
Posted on 9/21/20 at 6:14 pm to TBoy
Posted on 9/21/20 at 6:14 pm to TBoy
quote:
You have to allow your wife to have separate discretionary funds and access to your primary funds. Otherwise she isn't your partner.
The vast majority of our money is in shared accounts. I've just found that it works better for us to have a certain amount of money we can just spend on whatever.
I honestly don't know or care what she spends hers on. She'll buy stuff like $50 face creams and things like that.
I make 2/3 of our household income but we put the same amount in our accounts every two weeks.
0
Posted on 9/21/20 at 6:15 pm to SaintlyTiger88
We share accounts but I handle all the investments accounts. My wife is a very frugal spender though. I think the most she’s ever had on her credit card is like $200. I honestly spend more than she does on golf, guns/hunting than she does on anything, but don’t let her know that.
Posted on 9/21/20 at 6:19 pm to SaintlyTiger88
Joint accounts for close to 30 years of marriage.
Posted on 9/21/20 at 6:20 pm to TigernMS12
Always had a join acc even after 41 years married. I used to just keep a blank check, she had the book.
Now she has it all and even POA over me.
Now she has it all and even POA over me.
This post was edited on 9/21/20 at 6:21 pm
Posted on 9/21/20 at 6:22 pm to SaintlyTiger88
Did at first. But now have separate.
Was joint at first but a year after we got married and got my first “big boy” job, my second paycheck was significantly higher due to a full 80hrs + a good amount of OT.
I noticed a few days later she went “shopping” and the amount spent in two stores was equal to all of my OT from that paycheck. I damn near blew the roof off the house......changed my bank acct info at work the next day.
Now I have it set up to where all of the bill money to the exact cent goes to our joint acct, and the rest and any OT goes to my separate personal acct I’ve had since high school.
Was joint at first but a year after we got married and got my first “big boy” job, my second paycheck was significantly higher due to a full 80hrs + a good amount of OT.
I noticed a few days later she went “shopping” and the amount spent in two stores was equal to all of my OT from that paycheck. I damn near blew the roof off the house......changed my bank acct info at work the next day.
Now I have it set up to where all of the bill money to the exact cent goes to our joint acct, and the rest and any OT goes to my separate personal acct I’ve had since high school.
Posted on 9/21/20 at 6:26 pm to upgrayedd
quote:
chaturbate
Posted on 9/21/20 at 6:26 pm to SaintlyTiger88
Shared account for bills.
Shared account for emergency fund.
Shared account for Home/Car/Vacation Fund
Shared account for Christmas/Birthday Gift Fund
Separate Fun Money Accounts
Shared account for emergency fund.
Shared account for Home/Car/Vacation Fund
Shared account for Christmas/Birthday Gift Fund
Separate Fun Money Accounts
Posted on 9/21/20 at 6:34 pm to SG_Geaux
quote:
Shared account for bills.
Shared account for emergency fund.
Shared account for Home/Car/Vacation Fund
Shared account for Christmas/Birthday Gift Fund
Separate Fun Money Accounts
Why?
Posted on 9/21/20 at 6:38 pm to SaintlyTiger88
No, been together for 14 years and have separate checking. I contribute to the all the savings accounts.
Posted on 9/21/20 at 6:42 pm to SaintlyTiger88
I think it’s very important to have shared accounts in a healthy marriage. A good majority of fights can come from finances if left separate. IMO
Posted on 9/21/20 at 6:42 pm to yellowfin
Shared accounts since were married 41 years ago. I do the banking .we pretty much share the same views on most things.
Posted on 9/21/20 at 7:05 pm to SaintlyTiger88
quote:
In a nutshell, how do you handle finances in your relationship with your partner/spouse?
I’ve been married 32 years and it took about 5 of those to iron that out. We both had started our careers and were in our early 30s but we ended up doing the same as many others - one account for household stuff and we each have our own for our personal stuff. We’re on each other’s “personal” account though and he can see mine and I can see his but neither of us cares or checks up on the other. It can be a tough subject!
Posted on 9/21/20 at 7:10 pm to SaintlyTiger88
We share all accounts and bills. Anything under $100 is basically free spending.. to a point. Just don't be excessive. Anything above $100 bring it up before purchasing, talk about it. We sit down together to set budgets. My wife handles the money, she is a CPA. I have access to everything and do loosely keep track of things too but she pays the bills and keeps track of all of incoming and outgoing money. I honestly dont care who is spending more or not, as long as we're hitting our budget and hitting savings goals.
We tried the separate spending accounts and all but we felt like it was more hassle than it was worth.
We tried the separate spending accounts and all but we felt like it was more hassle than it was worth.
This post was edited on 9/21/20 at 7:16 pm
Posted on 9/21/20 at 7:10 pm to Kafka
I hate that term too. If the person is gay or lesbian why don't they just call the other person their husband/wife?
Posted on 9/21/20 at 7:17 pm to SaintlyTiger88
quote:
Do you and your significant other share a bank account,
Since the day we tied the knot 31 yrs ago.
Posted on 9/21/20 at 7:19 pm to SaintlyTiger88
We have joint accounts, if we didn’t feel comfortable doing that we would have to question why we got married.
Posted on 9/21/20 at 7:20 pm to SaintlyTiger88
Married 38 years. We have always had shared accounts. Never had a thought to have separate accounts. No reason to.
Posted on 9/21/20 at 7:21 pm to Fat and Happy
quote:
We have 3 accounts.
A common bills account that we share. Money is taken out the pay checks and directly goes into this account and all it’s there for is direct drafts for each bill.
Then we have our own accounts and we do what we please with that money.
As long as bills are paid, i DGAF what she buys with her own money just like i am not gonna explain why i bought something. I worked for that and wanted it so i got it
This is what we do. I call it the “you don’t mess with me, and I won’t mess with you” plan.
Working just fine going on 20+ years.
Posted on 9/21/20 at 7:25 pm to SaintlyTiger88
Separate accounts and one shared
We each have our designated bills we pay from our separate account which ends up being around 50/50 month to month,
Shared checking/ brokerage account we use for big shared purchases like furniture, trips, etc.
We each have our designated bills we pay from our separate account which ends up being around 50/50 month to month,
Shared checking/ brokerage account we use for big shared purchases like furniture, trips, etc.
Posted on 9/21/20 at 7:26 pm to SaintlyTiger88
No.
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