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Started By
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re: Do you live at, below or above your income means?
Posted on 8/9/25 at 7:11 pm to RedlandsTiger
Posted on 8/9/25 at 7:11 pm to RedlandsTiger
quote:
Way below. We're retired and if my grown kids knew how much we have saved, they would lose it.
This is the way.
We’re not retired yet, but close to making that move. We live way below, but income is high. We both grew up poor, but still have that mindset to a degree. No debt, and each have an expensive vehicle. Working at spending more now, but only on things that matter, and not frivolous BS. Approaching 8 digits in vanguard.
0
Posted on 8/9/25 at 7:13 pm to olgoi khorkhoi
quote:
You'd deny a human being a life to up your lifestyle a bit?
You act like im shooting an existing child for this. Honestly a whole damn problem for this country and to a smaller deal source of stress for families is people having kids beyond means. By your logic is every family that doesnt constantly reproduce denying kids the right to live?
Could we and be fine... probably but the big financial issue is this house is too small for another... it would be stressful af so we'd likely have to move to not go crazy and im locked into a pretty COVID world going ape shite rate on this one... so between that, how much more houses are now and redoing the insane hospital bill for having a kid id be during a huge pile of money out our savings... the resetting the clock on my wife finally going back to work
Also thats probably #2 on my list... #1 being we have little to no support system as far as grandparents or any involved family go which makes it tough.... both of us agree we dont get enough 1 on 1 time as is so...
This post was edited on 8/9/25 at 7:23 pm
Posted on 8/9/25 at 7:24 pm to Artificial Ignorance
Below. I am saving 60% of my gross. But I’ll be buying a place soon so that’ll drop. Hope to keep it at 35%
Posted on 8/9/25 at 7:32 pm to BrohemAlem11
You don't have to defend your decisions to these idiots. Your decisions are your decisions. No one here has to live with them other than you.
Posted on 8/9/25 at 7:34 pm to danilo
quote:
Below. I am saving 60% of my gross. But I’ll be buying a place soon so that’ll drop. Hope to keep it at 35%
I could be totally wrong, and real estate is very localized, but I think real estate prices are about to tank.
Posted on 8/9/25 at 7:35 pm to TDTOM
quote:
don't have to defend your decisions to these idiots. Your decisions are your decisions. No one here has to live with them other than you.
Thanks...I think I have a patholical drive to call out judgemental assholes when they are being idiots snd show why they are being judgmental idiots
Posted on 8/9/25 at 7:40 pm to BrohemAlem11
quote:
Thanks...I think I have a patholical drive to call out judgemental assholes when they are being idiots snd show why they are being judgmental idiots
The lion doesn't sweat the lamb. Putting people down is how they get their rocks off because they live a sad existence.
Posted on 8/9/25 at 7:48 pm to fallguy_1978
quote:
I could be totally wrong, and real estate is very localized, but I think real estate prices are about to tank.
Maybe, maybe not. Need a roof over my head either way. Been hearing about the next pending collapse since 2008.
Posted on 8/9/25 at 7:52 pm to TDTOM
quote:
The lion doesn't sweat the lamb. Putting people down is how they get their rocks off because they live a sad existence.
Whats funny is i give similar advice to a buddy of mine who over engages....and yet cant seem to follow it lol
Posted on 8/9/25 at 9:26 pm to BrohemAlem11
Way below .. but only because i was able to exit America .
I was making decent money (low six figures) but with the cost of living what it is, i was spinning my wheels, not able to save or invest as much as i wanted to.. basically, i was priced out of America and can no longer afford to be an American .
I was making decent money (low six figures) but with the cost of living what it is, i was spinning my wheels, not able to save or invest as much as i wanted to.. basically, i was priced out of America and can no longer afford to be an American .
Posted on 8/10/25 at 12:16 am to LRB1967
Not reading 7 pages.
This is the OT, so of course below because I make sooo much nothing would ever be above what I can afford.
In actuality, at level with a slight trend to above. Get our kids out of school and it will be below. At the same time, I don't want a $10,000 AC replacement but I don't need to take a loan out to pay for it.
This is the OT, so of course below because I make sooo much nothing would ever be above what I can afford.
In actuality, at level with a slight trend to above. Get our kids out of school and it will be below. At the same time, I don't want a $10,000 AC replacement but I don't need to take a loan out to pay for it.
Posted on 8/10/25 at 12:24 am to Artificial Ignorance
Posted on 8/10/25 at 1:08 am to Artificial Ignorance
Im hoping after the new year below.
Ill have my project up and running and finally start to focus on strictly saving money for the next 5 years.
Ill have my project up and running and finally start to focus on strictly saving money for the next 5 years.
Posted on 8/10/25 at 1:15 am to Kafka
The thing that pisses me off the most about the OT, is they’ll blow 10k on a Mexico or Disney trip and act like going to Europe is out of their league.
There is a distinct lack of imagination (funny, apple tried to correct that to confidence, which is probably accurate.)
Everybody will do what they do. But the incessant bitching about not being able to afford to go anywhere different while complaining about how bags used to be free on SWA.
There is a distinct lack of imagination (funny, apple tried to correct that to confidence, which is probably accurate.)
Everybody will do what they do. But the incessant bitching about not being able to afford to go anywhere different while complaining about how bags used to be free on SWA.
Posted on 8/10/25 at 5:08 am to BrohemAlem11
quote:
Also thats probably #2 on my list... #1 being we have little to no support system as far as grandparents or any involved family go which makes it tough.... both of us agree we dont get enough 1 on 1 time as is so...
guess what's going to give you more 1 on 1 time going forward..
Your kid having a sibling to bond with.
Stop being selfish.
Posted on 8/10/25 at 5:20 am to TDTOM
quote:
No one here has to live with them other than you.
Nope, it's just him. And his wife who wants another child. And his 3 year old who doesn't get to have a sibling because he can't figure out where to cut back to be able to manage 2 kids with his "upper level 6-figure salary".
Society lives with his (and everyone like him when retards, immigrants and terrorists comes here and out-breed the relatively intelligent native baws that share our values but can't afford to replace themselves because a mcmansion, a new car every 3 years and the semi-annual 30a vacation is more important.
Posted on 8/10/25 at 8:21 am to Artificial Ignorance
I live below. My ex wife lives WAY above her means, therefore, by extension, so do I because she encourages my kids to behave like this and I cover half.
Posted on 8/10/25 at 8:21 am to Artificial Ignorance
Below. I think that is more that my wife and I both pull well over six figures and we only have have so many wants. We are saving like crazy for our kids college funds down the road too.
Posted on 8/10/25 at 8:26 am to Artificial Ignorance
I live at or below.
My wife and kids live above.
My wife and kids live above.
Posted on 8/10/25 at 8:31 am to CunningLinguist
quote:
Below. I think that is more that my wife and I both pull well over six figures and we only have have so many wants. We are saving like crazy for our kids college funds down the road too.
What sucks for me is that when I was married to the ex, we HAD a nice savings for the kids college despite the fact that she blew hundreds of thousands over the years on stupid shite we didn't need.
When she decided to divorce, she was coached by a feminist friend of hers that is milking off of two men how to destroy the family and our savings before she walked out. The ex succesfully blew what would have been the basis of a solid college fund for both kids so she could get a new car, expensive purses, jewlery, a dog, etc. She blew well over 100K in about a year, half of which should have been mine. Like I said, well coached by a feminist leach.
Oh well, life goes on. I'll just retire a few years later unless I win the lottery lol
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