DirecTV protection plan

I had it for free and then asked about it when they started charging. Basically, it covers the cost of mailing you the replacement equipment.

They will tell you it allows for free replacement of broken equipment but when pressed they will admit the equipment is leased and they have to replace it if it breaks. They when really pressed, they will admit the Plan only covers shipping of the items for which they normally charge. I cancelled the Plan and when my DVR broke I told them to pay the shipping or I was cancelling DVR service and they would lose the service fee. They mailed it on their dime.

It's a damn scam all the way.

I have it, and I will still probably keep it for that price. I get free remotes a few times a year, and a free upgrade every two years. Our house had a near miss with lightning a few years back, and it blew out the multi-switch. Called Direct, came the same day, no charge. My U-verse buddies were out for a week.

It's insurance. It's better than buying the extended warranty on your TV. Also they will come out same or next day if you call them at no charge

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Should I cancel it or keep it? What's the benefits of it?

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keep it. It comes with technology upgrades and any repairs if something breaks or sat dish gets blown away. I have it for last 3 years. Peace of mind.

I had it at one time.

I did my yearly call and threaten to cancel for a lower bill thing a while back, and the customer service rep said that I can drop it and always call and add it back if I break something. So yes, it's a joke.

I had a DVR die awhile back and had no hassles getting a replacement without it.

They paid for repairing my TV, would have replaced it if not repairable. They said it covers all electronics, even computers.

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I did my yearly call and threaten to cancel for a lower bill thing a while back,

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I hate that annual call...but if you don't call, the fricking of you will commence.

One of my tvs started acting up with distortion on one side. Repair guy took it for repair. When he brought it back, he said that if it acted up again, to take a pic of it that shows the date, and I would be replaced. Few months went by and it started again. Put in claim, and they wanted to send me a different brand. I asked for a mgr and asked for a replacement, not a substitution. Got a larger Samsung.

It also can cover iPads. I've had 6 different screens replaced over the last 5 years