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re: DEF in fuel tank

Posted on 9/27/24 at 1:15 pm to
Posted by Jack Bauers HnK
Baton Rouge
Member since Jul 2008
6039 posts
Posted on 9/27/24 at 1:15 pm to
quote:

Fuel wasnt contaminated

Moron put DEF in


Which is a contamination. The policy likely covers accidental contamination. Water in fuel is also a contamination. Somewhere along the line someone made a mistake and allowed a contaminant to enter the fuel whether in restocking the fuel at the station down to putting the wrong substance directly into the vehicle.
Posted by Cosmo
glassman's guest house
Member since Oct 2003
128842 posts
Posted on 9/27/24 at 1:15 pm to
quote:

Idk how people continue to make this mistake. You have to be retarded.


Eh, I could see how some might think DEF is an abbreviation for Diesel Fuel or something
Posted by bbarras85
Member since Jul 2021
2310 posts
Posted on 9/27/24 at 1:24 pm to
We had an issue at work where a guy filled one of our F-250's slap full of gasoline. he realized what he did right after he did it so we had the truck towed and drained. shite like this happens more often than you would think.
Posted by sleepytime
Member since Feb 2014
3847 posts
Posted on 9/27/24 at 1:24 pm to
quote:

Does this friend not carry comprehensive coverage on his vehicle? Why isn’t the insurance company handling the fuel contamination issue?


Some carriers were covering this type of incident but last I heard, most were denying DEF claims. It sure doesn't hurt to try and file it though.
Posted by White Bear
AT WORK
Member since Jul 2014
17177 posts
Posted on 9/27/24 at 1:26 pm to
No fuel/water separator or “water in fuel” warning light?
Posted by jfan244888
Soda City, SC
Member since Jul 2021
1020 posts
Posted on 9/27/24 at 1:36 pm to
This is about right depending on size of engine. I know the Silverado 1500 is about 15k


If you do this do not turn the engine on. That way all they have to do is drain the tank. If the engine is on though it's a wrap
Posted by Boss13
Mobile
Member since Oct 2016
1814 posts
Posted on 9/27/24 at 1:38 pm to
quote:

Will Cover


quote:

Not mine. I didn't do it. I'm only relaying what I am being told. And trying to help them.


Is this the Finnish dude you were meeting for sex?
Posted by MikeAV8s
Member since Oct 2016
2197 posts
Posted on 9/27/24 at 2:08 pm to
If you put DEF in the fuel tank and start it it only takes seconds for that contaminated fuel to get all the way to the injectors. Everything it has touched has to be replaced. We do these all the time. Occasionally the people catch it before they start it and all we have to do is remove the tank and clean it all. If they drive that one till it started misfiring, it very well could have damaged the engine. These prices is folks posting are in the ballpark.
Posted by BigBinBR
Baton Rouge
Member since Mar 2023
9085 posts
Posted on 9/27/24 at 2:10 pm to
quote:

Some carriers were covering this type of incident but last I heard, most were denying DEF claims. It sure doesn't hurt to try and file it though.


All carriers cover the scenario in the OP. What they don’t cover is DEF used correctly and causing engine issues. That is a maintenance issue and no policy covers it.
This post was edited on 9/27/24 at 2:25 pm
Posted by WeeWee
Member since Aug 2012
43795 posts
Posted on 9/27/24 at 2:18 pm to
quote:

People think def is mixed with diesel when it is not.


Those people are idiots who need to ask themselves a questions before filling up?

Does the color of the fuel tank cap match the color of the nozzle that I have in my hand? Green is for diesel and light blue is for DEF.

quote:

DEF fluid is released into the exhaust line


Which is why it is called Diesel Exhaust Fluid.
Posted by diat150
Louisiana
Member since Jun 2005
47130 posts
Posted on 9/27/24 at 2:25 pm to
the def pumps are such a stupid fricked up design I dont see how anyone could make this mistake. any time I touched one of those thats the first thing i thought.
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
70883 posts
Posted on 9/27/24 at 2:26 pm to
quote:

Everything it has touched has to be replaced.


Additionally, with an oil lubricated fuel pump you'll generally send glitter through the whole oil system and wipe the entire engine out. It happens alot.
Posted by Tigermite
Member since Nov 2004
947 posts
Posted on 9/27/24 at 3:07 pm to
I did this on accident in my 2011 f250. The first year model that required it. I was in a grocery store parkin lot. Was low on DEF so i decided to fill up. I got distracted by a hot chick walkin by and poured it in my diesel tank. Luckly i knew i fricked up. Didnt even turn the key on. Called a tow truck and took it to ford. Cost me $1100 to drain the diesel tank. My cousin told me if i had turned on my truck it wouldve been a $20k frick up
Posted by sleepytime
Member since Feb 2014
3847 posts
Posted on 9/27/24 at 6:23 pm to
quote:

All carriers cover the scenario in the OP. What they don’t cover is DEF used correctly and causing engine issues. That is a maintenance issue and no policy covers it.


Even on commercial auto?
Posted by Planetarium
Member since Jul 2020
334 posts
Posted on 9/27/24 at 6:34 pm to
Filter can’t possibly trap all the water.

By the time the “water in fuel” light comes on, it’s too late.

Any DEF in the fuel system is instant catastrophe failure to the fuel system. If continued to run, the engine is toast real fast.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
147956 posts
Posted on 9/27/24 at 6:42 pm to
How mych is his deductible? Surely less than $22k
Posted by BigBinBR
Baton Rouge
Member since Mar 2023
9085 posts
Posted on 9/27/24 at 6:43 pm to
quote:

Even on commercial auto?


Yes. They pay for “accidents” like a moron employee doing something dumb. It would be the same as if a moron employee managed to put unleaded in a diesel. It’s an accident. The employee “intentionally” put the substance in the vehicle, but only because they were stupid not because they were attempting to cause damage.

However, if an employee maliciously poured something into the tank to get back at the employer it would still likely covered for the employer as vandalism, but the carrier would look to recover their payments from the employee (and may require the employer to file a police report).

They will not pay for something that is considered a maintenance issue or wear and tear. An engine that just breaks down because of poor design would be considered maintenance and not covered.

Posted by Kcrad
Diamondhead
Member since Nov 2010
64858 posts
Posted on 9/27/24 at 6:47 pm to
quote:

metal shavings in an engine's oil is a sign of severe failure in the compression chambers of your engine
I would be more concerned with main/rod bearing issues if I saw metal glitter in the oil.
Posted by BET
Member since Jul 2024
1390 posts
Posted on 9/27/24 at 7:31 pm to
quote:

Green is for diesel and light blue is for DEF.
exactly
Posted by FatBoy62
Arkansas
Member since May 2018
760 posts
Posted on 9/27/24 at 8:26 pm to
Buy a complete low mileage engine from Copart. Will come with a warranty and be significantly cheaper than 20k. Probably less than 4k if you have a mechanic friend to help install.
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