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re: Charging young folks higher for car insurance. Age discrimination?
Posted on 8/21/19 at 7:21 pm to Vols&Shaft83
Posted on 8/21/19 at 7:21 pm to Vols&Shaft83
Rates go down as you get experience and prove you can not be a dumbass, it’s called privilege not discrimination... fricking millennials and their life’s not fair culture...
1
Posted on 8/21/19 at 7:25 pm to jpainter6174
quote:
Rates go down as you get experience and prove you can not be a dumbass, it’s called privilege not discrimination... fricking millennials and their life’s not fair culture...
Drives me up the fricking wall.
Posted on 8/21/19 at 7:31 pm to Vols&Shaft83
Our dummy insurance commissioner, Jim Donelon, allows companies to profile people in this state. It is not allowed in several other states. It leads to much higher insurance rates for many; so the insurance companies in turn spend millions to convince everyone it is the fault of attorneys.
This post was edited on 8/21/19 at 7:32 pm
Posted on 8/21/19 at 8:00 pm to Cycledude
Young people aren’t a protected class. Only old.
Posted on 8/21/19 at 8:01 pm to Cycledude
Actuarial science is nothing but age bias
Posted on 8/21/19 at 8:03 pm to Cycledude
Insurance is apparently the only place where you can discriminate due to statistics. Everywhere else you’re an a-hole and getting sued
Posted on 8/21/19 at 8:15 pm to Sev09
quote:
Young people aren’t a protected class. Only old.
More to do with it than that. If that were the case, you wouldn't be able to charge women less and the elderly more for life insurance.
Posted on 8/21/19 at 8:53 pm to Cycledude
Health insurance should be allowed to do this.
Posted on 8/21/19 at 8:55 pm to Cycledude
Young people crash cars more than older people. "Racial" stuff is accomplished by using credit scores.
Posted on 8/21/19 at 9:12 pm to Cycledude
Ever ridden in a car with a teenage driver, baw?
Posted on 8/21/19 at 9:46 pm to Cycledude
NOPE bc they gonna wreck it. But this should be done in all areas. Health care-wanna eat trashy and have million dollar surgeries then pay higher premiums. It won't be long before every insurance company forces you to have something that records everything about your driving.
Posted on 8/21/19 at 9:48 pm to notiger1997
Good driving record, no accidents, no tickets, good credit score and I have high insurance because they say too many people sue even on smaller crashes. No winning with insurance.
Posted on 8/21/19 at 9:50 pm to celltech1981
quote:
Neither can gender, they use that as an excuse all the time.
no they don’t Posted on 8/21/19 at 9:51 pm to LSUJuicer
quote:
Good driving record, no accidents, no tickets, good credit score and I have high insurance because they say too many people sue even on smaller crashes. No winning with insurance.
Are you a single guy, or married, and where do you live. Serious question.
Posted on 8/21/19 at 9:51 pm to Cycledude
quote:
Charging young folks higher for car insurance. Age discrimination?
No, it is legit as it is based on higher risk.
Posted on 8/21/19 at 9:52 pm to Cycledude
Have a downvote
Posted on 8/21/19 at 9:53 pm to 6R12
It us already happening. Snapshot by Progressive, "don't mess with my discounts..." People WILLINGLY go along.
Posted on 8/21/19 at 10:19 pm to Cycledude
Actuaries dont f with bias. It's all about the facts and numbers.
Posted on 8/22/19 at 12:11 am to Cycledude
Private companies can charge whoever they want whatever they want. This isn’t state action...than the constitution could come into play. And they aren’t an employer, which would bring in Title VII.
Posted on 8/22/19 at 6:49 am to yellowfin
Thank God, the scenery is already deplorable, lets not make it worse.
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