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Posted on 11/30/23 at 8:05 pm to GumboPot
I just got notified of an increase, despite an old shitty vehicle, no claims in years, and a clean record.
Posted on 11/30/23 at 8:16 pm to Geaux1
I live in Louisiana - my new policy effective in December decreased 5%.
Posted on 11/30/23 at 8:22 pm to LSUAlum2001
quote:
Mine jumped 25% when my 6 month policy renewed in July.
Mysteriously, when I called them to discuss the drastic jump it dropped back down to the prior cost the next month.
Bastards.
I usually switch no less frequently than every 18 months
Keep the exact coverages and I can mysteriously get better rates by changing companies
Posted on 11/30/23 at 8:33 pm to theronswanson
quote:
And the companies are reporting record profits. Coincidence?
Links?
Posted on 11/30/23 at 8:38 pm to GumboPot
Ours went up 7%. That map is lies.
Posted on 11/30/23 at 8:41 pm to GumboPot
Illegals with no insurance factor in as well. When I lived in corpus I paid twice what fort worths was. They had as many wrecks as a city three times it's size, and a majority of them were uninsured/underinsured.
Posted on 11/30/23 at 8:48 pm to GumboPot
Snowbirds relocating with their crusty arse vehicles
Posted on 11/30/23 at 8:49 pm to GumboPot
I moved from LA to Minnesota in Jan. My premium was cut in half when I updated my address.
I always knew LA rates were ridiculously high, but considering I now have to drive in ice and snow 4-5 months of the year it seems even more ridiculous.
I always knew LA rates were ridiculously high, but considering I now have to drive in ice and snow 4-5 months of the year it seems even more ridiculous.
Posted on 11/30/23 at 8:53 pm to GumboPot
Who among us will think of these poor insurance companies? Surely they are running at a loss across the board with these coordinated price hikes. Will the CEOs and execs even get paid?
Posted on 11/30/23 at 8:56 pm to slacker130
quote:
Can guarantee those GA numbers of -24% are complete bull shite. Mine went up, with zero changes.
Maybe they did a background check on you.
Posted on 11/30/23 at 10:05 pm to Geaux1
quote:
Posted byMessageGeaux1Change in car insurance premiums across the nation, 2022-2023. by Geaux1-6% in Louisiana huh? Certainly not for myself or anyone that I’ve spoken to.
Same here. Mine jumped about 15% when it renewed. As did every one of my coworkers that I polled.
Posted on 12/1/23 at 3:22 am to GumboPot
Keep thinking billboard lawyers arent scum, keep letting them appear legit by bankrolling sports teams.
Posted on 12/1/23 at 3:24 am to Damone
quote:
Damone
Has zero comprehension of the industry. Probably sits on juries.
Posted on 12/1/23 at 6:14 am to GumboPot
LA - BS about the -6%.
I am seeing rates up 25% to 100% with no accidents, claims in NOLA and the Northshore right now.
I am seeing rates up 25% to 100% with no accidents, claims in NOLA and the Northshore right now.
Posted on 12/1/23 at 6:24 am to Damone
quote:
Who among us will think of these poor insurance companies? Surely they are running at a loss across the board with these coordinated price hikes. Will the CEOs and execs even get paid?
I'm only aware of one insurance company out of the top 25 that will have a combined ratio under 100 ( turn a profit) for 2023.
My company will not, our only business that is currently profitable is commercial.
The issue is that insurance is so highly regulatory that in some states it can take a year to get a rate revision out. So if car part prices shoot up, labor increases, severity of claims increases, insurance companies undercharge and overpay for a year or more most times.
The fluctuations you're seeing with premium now are reactions to inflation pricing a year or so ago, with some forecasting guesses as well.
Posted on 12/1/23 at 6:33 am to GumboPot
Mine went up about 10% even though my state is -13% in that graphic.
Posted on 12/1/23 at 6:41 am to Chad504boy
Too many insurance agents to feed.
Posted on 12/1/23 at 6:47 am to Tigerdogz
quote:LA does this, too. It’s a joke.
Ga police cars have a scanner that checks for insurance through the license plates. I can’t figure out why LA doesn’t do the same thing.
Posted on 12/1/23 at 7:03 am to GumboPot
I pay $85 per month for 2 vehicles. Liability only. Yes, they are both pieces of shite.
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