re: Car wreck/insurance question

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Remember several years ago when the legislature overhauled the rules for lawsuits because the insurance companies said our rates would go down, and then all the insurers raised rates instead? I member. Keep lapping up the propaganda.

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Well it’s a good thing the values of cars didn’t skyrocket in those few years, not to mention the parts shortage and the increase in the part prices as well. Oh let’s also not forget the 4 major hurricanes that hit within two years.

If you hate insurance so much go without it.

See the 280k suits filed by injury attorneys in FL prior to the new laws going into effect. It takes years to realize any relief from legislation. People seem to want to have their cake and eat it too. Want cheaper insurance but want a payday. The term indemnify is lost on most.

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boosiebadazz

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Found the sleazy ambulance chaser that can’t find a real job as an attorney

It was probably boozie

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I handle injury claims. Specifically attorney represented injury claims. Normal people with a moral compass would be absolutely appalled at the things plaintiff attorneys will pull to drive up an injury claim. It’s disgusting. Just yesterday I was looking at a minor backing accident. Attorney is alleging their client has a broken foot and not one but two herniated discs and the threatens excess judgement against the insured who is a single mother of 3 with state minimums. It makes me sick.

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Let me guess, Boozie sued the insurance company for $50k

Unless you had GAP insurance, you will only get paid what your car was worth and owe the remaining principle on your loan before you can buy another car/take out another loan. GAP insurance is like PMI on a home but you aren’t required to take it. Unfortunately you got shite on in this situation.

Other vehicle does not matter at all. They are only responsible for covering minimum costs. If you or anyone else is hurt, go to the doctor, inform their State Farm policy and send them actual bills for what you had done.

I had a lady try to sue me because she claimed she had a head injury after I rear ended her at less than 50 mph. She had an Infiniti QX80. I had a sedan. They tried to sue me, so I decided to Facebook stalk. They were rich. Turns out they were using old information to submit against my policy to try and get a claim. My insurance only paid out $1,000 for her doctor visit. It is what it is.

Don’t be like them. shite like that is why we have never ending increasing premiums.

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No insurance company wants to get hit with bad faith.

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And yet, somehow, they do.

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Insurance companies are out to pay what they owe.

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Oh wait I see you were doing a bit. You got me.

Tell me more about insurance fricked you over.

The insurance company will give you 100% of what they are supposed to pay, they never fight or give anyone issues or try to lowball. They are one of the most misunderstood industries.

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I've been through enough hurricane claims to know that insurance companies do not exist to make their insureds whole. To suggest otherwise is to pretend this board isn't full of Gulf Coast residents.

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Give some specific examples? Be sure not to include those policyholders who felt slighted because they didn’t understand how their Hurricane deductible worked.