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Started By
Message
re: Car wreck/insurance question
Posted on 2/24/24 at 5:37 pm to tha mastablasta
Posted on 2/24/24 at 5:37 pm to tha mastablasta
That guy is a known tool. Don’t worry about him.
0
Posted on 2/24/24 at 5:40 pm to tha mastablasta
quote:
so, by you’re logic, the other a-hole that hit me and my spouse going 50mph because they were looking at their cell phone, while we were stopped in traffic, is not at fault and I shouldn’t sue them? What planet are you from…
Filing an injury claim =/= suing someone.
Just an FYI.
Posted on 2/24/24 at 5:46 pm to tha mastablasta
No, you shouldn't sue. But you will clearly because you already mentioned what kind of car they drove.
Posted on 2/24/24 at 5:48 pm to Inadvertent Whistle
quote:
If you're legit injured, get your money.
They’d settle more cases before litigation if they were more reasonable upfront.
Posted on 2/24/24 at 5:52 pm to Chad504boy
This board is fricking hilarious. So many recent threads about insurance rates, and yet people in here encouraging litigation to get your money when the OP mentioned nothing about injuries.
Louisiana, your rates are fricked because of sue first retards and injury attorneys
Louisiana, your rates are fricked because of sue first retards and injury attorneys
Posted on 2/24/24 at 5:53 pm to DCtiger1
quote:
No, you shouldn't sue
Why not? What do you know at this point that leads you to that conclusion?
This post was edited on 2/24/24 at 5:53 pm
Posted on 2/24/24 at 5:56 pm to boosiebadazz
Provide the insurance company with legitimate BI claims such as Hospital or doctor bills and let them pay or deny it before you sue for max bodily injury limits because that’s how insurance should work? But of course a fricking attorney is going to advocate for sue first ask questions later. Never change Louisiana
Posted on 2/24/24 at 5:58 pm to DCtiger1
quote:
Provide the insurance company with legitimate BI claims such as Hospital or doctor bills and let them pay
That’s your standard? Pay hospital bills please?
Posted on 2/24/24 at 5:59 pm to Chad504boy
No, that’s the starting point. Someone using an accident as a payday has become the norm.
Posted on 2/24/24 at 6:00 pm to DCtiger1
quote:
No, that’s the starting point.
State Farm are dicks. Sorry, 2k is not going to be enough to sign a waiver in a rear and collision w real soft tissue injuries.
Posted on 2/24/24 at 6:00 pm to DCtiger1
And the insurance agent will tell him unequivocally not to sue without knowing anything else about the guy, his injuries, his claim or the position of the insurance company 
This post was edited on 2/24/24 at 6:02 pm
Posted on 2/24/24 at 6:02 pm to Chad504boy
I’m an agent, we pay out BI claims all the time. Any insurance company should pay what they owe, but only what they owe. Otherwise stop bitching about rate increases and also using every opportunity to cash in on accidents.
Btw, the key point in your last post is REAL soft tissue injuries.
Posted on 2/24/24 at 6:04 pm to boosiebadazz
quote:
And the insurance agent will tell him unequivocally not to sue without knowing anything else about the guy, his injuries, his claim or the position of the insurance company
Why would I care if you sue? It impacts the agent zero %. As a matter of fact, it only benefits the agent because of rate increases to continue to pay these claims.
The OP said nothing about injuries, yet mentioned the at fault party drives a nice car. Yea that doesn’t sound like a payday at all.
You’re doing it out of the kindness of your heart and not the contingency on you getting a payday only if the insurance company pays out, taking the majority of the settlement in fees.
This post was edited on 2/24/24 at 6:07 pm
Posted on 2/24/24 at 6:07 pm to DCtiger1
quote:
The OP said nothing about injuries, yet mentioned the at fault party drives a nice car.
His OP is literally about what he owes left on his note and whether he’ll end up upside down on it. That’s a legitimate concern and the socioeconomic status of the driver could have bearing on that.
But your default position is noted.
Posted on 2/24/24 at 6:08 pm to boosiebadazz
That’s property damage, what does that have to do with bodily injury?
Posted on 2/24/24 at 6:09 pm to DCtiger1
Saw this edit:
Insurance companies could put me out of business tomorrow. You tell us why they don’t.
quote:
You’re doing it out of the kindness of your heart and not the contingency on you getting a payday only if the insurance company pays out, taking the majority of the settlement in fees
Insurance companies could put me out of business tomorrow. You tell us why they don’t.
Posted on 2/24/24 at 6:11 pm to DCtiger1
Because you’re trying to tie his observation that the guy drove a nice car (as he’s concerned about being upside down on his note) with him seeking some sort of pay day.
And your running to unequivocally “no, you shouldn’t sue” without knowing anything about anything.
And your running to unequivocally “no, you shouldn’t sue” without knowing anything about anything.
Posted on 2/24/24 at 6:12 pm to boosiebadazz
Because the law allows you to not charge a fee for service and go after huge settlements knowing the customers could never afford to pay your fees if required to pay up front for representation. Thankfully some states are starting to pass legislation to eliminate the BS.
Posted on 2/24/24 at 6:14 pm to DCtiger1
You’re telling me contingency fees are why insurance companies don’t treat claimants overtly fairly at the beginning of a claim to stop them from seeking a lawyer?
Posted on 2/24/24 at 6:14 pm to boosiebadazz
quote:
And your running to unequivocally “no, you shouldn’t sue” without knowing anything about anything.
I’m not unequivocally saying he shouldn’t sue, I’m saying the first step in the process to a legitimate claim shouldn’t be filing suit with an injury attorney.
Spare me your nonsense, there is no other reason to mention anything about the at fault parties car. I know it’s not in your nature to be honest, but no one is that naive.
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