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Started By
Message
re: Car Payments Now Average More Than $750 a Month. Enter the 100-Month Car Loan.
Posted on 12/23/25 at 12:03 pm to lsupride87
Posted on 12/23/25 at 12:03 pm to lsupride87
Except it is, I just told you my mortgage is less than $1000 
My homeowners has increased pretty drastically in 5 years but I shop around every year and have still managed to keep my note below $1,000.
My homeowners has increased pretty drastically in 5 years but I shop around every year and have still managed to keep my note below $1,000.
2
Posted on 12/23/25 at 12:08 pm to whoa
That’s a great rate. A lot of it is based on location
Posted on 12/23/25 at 12:12 pm to Cosmo
You’re assuming two competing appreciating assets.
Posted on 12/23/25 at 12:28 pm to ragincajun03
Ive already decided I am going to keep my truck forever. I will not buy another. It is paid for. I put $500 in savings every month to build up money for next purchase. I think there is about $18k in it now. Nothing is wrong with the truck and I will keep saving.
I can replace major parts, engine\transmission out of pocket or use that money.
I am not a vain person, and dont need the latest truck model. I dont need all the bullshite that is on them now. A $5,000 tailgate with speakers. Heated and cooled cup holders. A drivers seat that vibrates if someone passes me. I need none of that.
The cost of new trucks in absolutely insane. If someone wants to pay what a small starter home used to cost on an item that depreciates faster than the speed of light, go ahead. Ill put that money into my retirement.
I can replace major parts, engine\transmission out of pocket or use that money.
I am not a vain person, and dont need the latest truck model. I dont need all the bullshite that is on them now. A $5,000 tailgate with speakers. Heated and cooled cup holders. A drivers seat that vibrates if someone passes me. I need none of that.
The cost of new trucks in absolutely insane. If someone wants to pay what a small starter home used to cost on an item that depreciates faster than the speed of light, go ahead. Ill put that money into my retirement.
Posted on 12/23/25 at 12:44 pm to whoa
quote:And it’s the internet.
Except it is, I just told you my mortgage is less than $1000
You also say you live in New Orleans in a 3 bed 2 bath house
Having a monthly note under 1k in Nola with a 3/2 seems completely impossible
Posted on 12/23/25 at 12:46 pm to ragincajun03
50 year mortgages and 100 month car loans. Crazy.
Oh well, on a completely unrelated note. Did y'all read that thread about Musk being worth $750B?
Oh well, on a completely unrelated note. Did y'all read that thread about Musk being worth $750B?
Posted on 12/23/25 at 12:51 pm to mmmmmbeeer
quote:
Did y'all read that thread about Musk being worth $750B?
Greater than the combined wealth of the next three richest billionaires in the world. This is a good thing, right?
Posted on 12/23/25 at 12:52 pm to ragincajun03
People keep buying them so there’s no need for the companies to lower their price. It’s idiotic
Posted on 12/23/25 at 12:54 pm to TideCPA
quote:
So many suckers paying $750 a month when I can lease the same vehicle for $600 a month and be $150 a month richer.
not everyone is a good candidate for leasing and nor is every vehicle good to lease
Posted on 12/23/25 at 1:43 pm to Sterling Archer
He’s earned his right to have that money
Posted on 12/23/25 at 1:49 pm to lsupride87
I don’t live in New Orleans, I live in Baton Rouge.
Posted on 12/23/25 at 3:10 pm to kywildcatfanone
quote:
Consumers are stupid
Voters are stupid
Posted on 12/23/25 at 7:29 pm to alphaandomega
I said the same. But when you get to 370k miles even a dead battery starts making you pucker some on long journeys. I drive lot. Mostly just to get out town for the weekends
I can drive that old truck to work. Its about 4 miles. Looked at slightly used qnd the prices were retarded. Other than something older with low mileage I feared im getting something that was trashed out.
I jumped on 0 apr. With my situation its works.
I can drive that old truck to work. Its about 4 miles. Looked at slightly used qnd the prices were retarded. Other than something older with low mileage I feared im getting something that was trashed out.
I jumped on 0 apr. With my situation its works.
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