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Started By
Message
re: Budget Breakdown Of Couple That Makes $500k A Year And Feels Average
Posted on 3/26/19 at 4:15 pm to Yat27
Posted on 3/26/19 at 4:15 pm to Yat27
quote:
And kids definitely complicate things, and I even said as much.
They certainly do.
Food budgets are one place where I seldom fight with a client. It's important to understand how much you're spending, and what the opportunity cost is, but for many people it's a form of entertainment.
Some people spend thousands of dollars a year on hobbies like fishing, hunting, golf, etc., some spend it on food/dining out. It's only a problem if it cuts into other priorities.
0
Posted on 3/26/19 at 4:16 pm to LNCHBOX
quote:
That you're eating well on $1000 a month for 4 people, basically 4 adults no less.
I broke it down for you. Other people have said the same thing. But since you won't break down your own budget I have no idea why it costs you so much.
And you also picked an argument for no reason because my initial claim was simply that they had room to cut spending on their food budget. And they do. But picking arguments and bickering endlessly with people over it is your MO.
Posted on 3/26/19 at 4:18 pm to northshorebamaman
quote:
I broke it down for you
I know, which is why I said you get by.
quote:
And you also picked an argument for no reason because my initial claim was simply that they had room to cut spending on their food budget.
I posted exactly what we said to each other initially. No reason to keep lying.
quote:
But picking arguments and bickering endlessly with people over it is your MO.
If you're going to keep saying shite that isn't true, I'll keep "bickering."
ETA: And I still don't believe you never eat out besides once a month. Kids never get drive through, wife doesn't get food somewhere, none of that. It's extremely unlikely. And even if what you're saying is 100% fact, you are an extreme minority.
This post was edited on 3/26/19 at 4:20 pm
Posted on 3/26/19 at 4:21 pm to LNCHBOX
quote:Read for comprehension before calling someone a liar.
I posted exactly what we said to each other initially. No reason to keep lying
I said
quote:
my initial claim
Not "what we said to each other initially". My first post wasn't in response to you.
Posted on 3/26/19 at 4:22 pm to LNCHBOX
quote:
If you're going to keep saying shite that isn't true, I'll keep "bickering."
I have no dog in this fight but this is funny. Like the other dude said, you’ll argue with a stop sign.
This post was edited on 3/26/19 at 4:23 pm
Posted on 3/26/19 at 4:23 pm to OweO
Always entertaining when this is posted
Posted on 3/26/19 at 4:24 pm to LNCHBOX
quote:
ETA: And I still don't believe you never eat out besides once a month. Kids never get drive through, wife doesn't get food somewhere, none of that. It's extremely unlikely. And even if what you're saying is 100% fact, you are an extreme minority.
I don't care what you believe. I never said they needed to do that. I said that they had room to cut their food budget. That's my argument. What is your actual argument here? Are you contending that they don't?
This post was edited on 3/26/19 at 4:25 pm
Posted on 3/26/19 at 4:24 pm to northshorebamaman
quote:
Read for comprehension before calling someone a liar.
I said
quote:
my initial claim
Not "what we said to each other initially". My first post wasn't in response to you.
Ok dude. 
Posted on 3/26/19 at 4:24 pm to Vidic
quote:
Like the other dude said, you’ll argue with a stop sign.
I'll.. Go with that assessment.
Posted on 3/26/19 at 4:28 pm to LCA131
I argue in here just to show the majority stupidity.
Lotta blowhard think they know it alls in the entire OT.
But, it's humorous and comical, and passes my down time, so "Long Live the OT"!
Lotta blowhard think they know it alls in the entire OT.
But, it's humorous and comical, and passes my down time, so "Long Live the OT"!
Posted on 3/26/19 at 4:28 pm to OweO
My child care for two next year will be around $80 between nanny and school.
Posted on 3/26/19 at 4:29 pm to baobabtiger
quote:
1. $60k for a house. That’s a million. Go find a 350k house. Saving 12k per year.
2. $42k childcare. Hire a full time nanny and pay $30k. Saving another 12k per year.
There are a lot of cities where these items aren't feasible.
Posted on 3/26/19 at 4:30 pm to MSTiger33
Must be some Cadillac pussy on that ole nanny.
Posted on 3/26/19 at 4:31 pm to Epic Cajun
quote:
How do you "feel average" while driving 150k worth of vehicles, live in a 1.5 million dollar house, take 3 vacations a year, and contribute 36k per year to your 401ks?
This. I'd consider myself middle class, or "average", and I'm not in a $75k car or a $1.5MM house. Not even close.
Just goes to show you how far people's view of the world is skewed. Lots of people are very entitled.
Posted on 3/26/19 at 4:31 pm to OweO
Germans
Posted on 3/26/19 at 4:52 pm to OweO
5k a month mortgage
LOL
LOL
Posted on 3/26/19 at 5:06 pm to Pintail
quote:
I hate to sound like Dave Ramsey here but why are you borrowing money for a car if you are making $500k a year?
Time value of the money assuming 0% financing.
Surprised nobody has mentioned the perks that could get with decent credit cards as well.
Posted on 3/26/19 at 5:07 pm to LCA131
Also, it's SO fricking easy to entice an argument in this place of fricking goobers that have never been out of Mommy and Daddy's care!!!
Posted on 3/26/19 at 5:08 pm to KamaCausey_LSU
Dave Ramsey is a blowhard idiot.
Posted on 3/26/19 at 5:09 pm to MrSmith65
quote:
Dave Ramsey is a blowhard idiot.
Can't upvote this enough.
Made millions on idiots by giving the equivalent of 'eat less, move around more' type advice.
This post was edited on 3/26/19 at 5:10 pm
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