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1
Posted on 3/26/19 at 5:22 pm to northshorebamaman
quote:
you're obviously malnourished
My slight dad bod says otherwise
I could probably cut that to $800 per month if we ate out less.
This post was edited on 3/26/19 at 5:24 pm
Posted on 3/26/19 at 5:25 pm to MrSmith65
you’re Right.
Posted on 3/26/19 at 5:27 pm to fightin tigers
quote:and I don't even think it's in bad faith. If these people followed the actual numbers instead of focusing on the mindset, they'd fail.
Makes him a genius. He knows his disciples are shite with money so they will buy up anything he sells.
We were having a discussion about him on the money talk a couple of weeks ago, and someone mentioned that he tells people to forego even the company 401k match and lay down debt. Something like that is a little too extreme, even for him. But overall, for his audience, his method works.
Posted on 3/26/19 at 5:28 pm to fallguy_1978
quote:I could probably cut another $100 out pretty easily. Sticking to store brands, coupons, things like that.
I could probably cut that to $800 per month if we ate out less.
Posted on 3/26/19 at 5:29 pm to northshorebamaman
WOW.
$2000 a year for auto insurance. For those two vehicles. Damn you Louisiana
$2000 a year for auto insurance. For those two vehicles. Damn you Louisiana
Posted on 3/26/19 at 5:29 pm to northshorebamaman
I could make 250 a month on food work if i had to.
Posted on 3/26/19 at 5:31 pm to northshorebamaman
quote:
I could probably cut another $100 out pretty easily. Sticking to store brands, coupons, things like that
We probably spend $75 per week eating out and could completely cut that out if we wanted. Our budget from a percentage standpoint has for more leeway than the people in the OP though.
Posted on 3/26/19 at 5:32 pm to castorinho
quote:
and I don't even think it's in bad faith. If these people followed the actual numbers instead of focusing on the mindset, they'd fail. We were having a discussion about him on the money talk a couple of weeks ago, and someone mentioned that he tells people to forego even the company 401k match and lay down debt. Something like that is a little too extreme, even for him. But overall, for his audience, his method works.
If you have a lick of basic financial acumen, he's not for you. Fortunately for him, most are clueless, and he gives them an easy, repeatable process to fix their mistakes.
Posted on 3/26/19 at 5:33 pm to fallguy_1978
quote:
Our budget from a percentage standpoint
That's a good and optimistic way to frame it.
Posted on 3/26/19 at 5:35 pm to slackster
quote:
That's a good and optimistic way to frame it.
I think it was you that told me we weren't upper middle class
Posted on 3/26/19 at 5:35 pm to fallguy_1978
quote:Rent is what's fricking me up. Once my youngest graduates we're getting the hell out of here.
. Our budget from a percentage standpoint has for more leeway than the people in the OP though
Posted on 3/26/19 at 5:35 pm to northshorebamaman
You have teenagers and you're renting?
Posted on 3/26/19 at 5:36 pm to Crawdaddy
quote:
$2000 a year for auto insurance. For those two vehicles. Damn you Louisiana
They're also paying $2500/yr in homeowner's insurance for a $1.5MM house.
LA is horrific from an insurance standpoint.
Posted on 3/26/19 at 5:37 pm to castorinho
quote:Long story. Temporary situation.
You have teenagers and you're renting?
Posted on 3/26/19 at 5:37 pm to northshorebamaman
quote:
Rent is what's fricking me up. Once my youngest graduates we're getting the hell out of here.
We were fairly conservative on the last house we bought. My mortgage is probably less than a nice 2 BR apartment here
Posted on 3/26/19 at 5:38 pm to OweO
80 grand on just the house is a shame, too high IMHO
42K in childcare? Uh...
figure a max of 250 days of work, that's 168 per day, but they probably have a live in nanny
23k in food is 63.00 per day not outrageous at all
42K in childcare? Uh...
figure a max of 250 days of work, that's 168 per day, but they probably have a live in nanny
23k in food is 63.00 per day not outrageous at all
Posted on 3/26/19 at 5:39 pm to fallguy_1978
quote:
I think it was you that told me we weren't upper middle class
It was. You're upper class. The people in the OP being idiots doesn't change that.
I'm just laughing at the way you framed it, but you're right. Having $7300 left after $500k gross is 1.5%. Having $2k on $100k gross is "better from a percentage standpoint," but it doesn't necessarily feel like you're doing better.
Posted on 3/26/19 at 5:40 pm to loopback
quote:
Honestly frick anyone who can post that resume and still have the audacity to complain andcall themselves average, ungrateful mother fricker is what I would call them.
They may be average for where they live.
Posted on 3/26/19 at 5:41 pm to slackster
quote:
I'm just laughing at the way you framed it, but you're right. Having $7300 left after $500k gross is 1.5%. Having $2k on $100k gross is "better from a percentage standpoint," but it doesn't necessarily feel like you're doing better
Their budget would make me not be able to sleep at night.
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