ASI home insurance in Louisiana - thoughts?

We had them on our previous home and didn't have any issues. We actually did have 1 claim and they were fine to deal with.

I have a fairly good sized ASI book and my customers seem to be very happy with them..

Good. I'm really considering switching to them. I'd save over $800 a year for similar coverage and $1,700 lower deductibles. I'm pumped!

Have had them for 6yrs on both personal residence and rentals....it's often difficult to get someone to write rentals at a reasonable rate with $1000 flat Ded on each. Had one lightening strike on home, sent the adjuster a pic of the damaged AC unit and had a check in a week. They work with Progressive Auto and get extra discount as well. I would definately reccomend them.

ASI is about as good as any with claims. Of course you can always have that one dumbass adjuster or one problematic type claim situation but that can happen anywhere. Take the savings on this.

quote:

---

I know they're owned by Progressive now but what about claim experiences?

---

If you bundle it with Progressive auto insurance, they give a multi policy discount and have a single deductible if you have claims on both the auto and home policies from the same event. Example: $500 auto comp deductible, $1000 homeowner deductible and your car is parked in the driveway during a bad hail storm and you end up with damage to both the house and vehicle. You'd have the $1000 homeowner deductible, but the $500 comp deductible on your auto policy would be waived.

I switched my home insurance to ASI and all my cars to Geico. I saved like $900 a year on home and $170 a month on three cars.

just switched last year to them. Saved about 900.00 a year. Renewed December 1st for the same amount as '16 rate.

No problem with them.

I have them on my personal house and 40 of my rental properties in the area.

I called when one of my rental homes flooded on Sunday at 3pm and they had a guy out Monday at 9 am during the August 2016 flood.

The adjuster was fair and basically I cannot complain.

I had a renter invite someone over that tripped on a crack in the driveway which was 1/8 of an inch higher than other slab. They paid that person and my rates have not gone up.

I got the progressive on my personal trucks, wives overpriced thing in the driveway, two boats, motorcycle, and camper.