re: article detailing the lengths health insurance companies will go to deny coverage

When the Soviet Union fell, and various countries literally crushed under the heel of a Communist Dictatorship broke off, and they wanted free trade and blue jeans and shite like that.

How many, ditched universal healthcare?

Did anyone read the article, insurance companies are shite but its not as cut and dry as it looks, his care was fully covered by the family plan he was on, he switched providers to the United Healthcare Student plan with a serious chronic pre-condition. They wanted to save some money by switching carriers midstream and have them pickk up the tab for his ongoing treatment. That's kind of shitty honestly. That's not "insurance"

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Bump, this article is misleading, United Healthcare should have denied him, he should have stayed on the original policy.

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I was too lazy to read it. Thnx for setting the record straight.

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I'd love to hear how we're going to make the masses of people running around 50-lbs overweight... to suddenly start caring for themselves.

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simple... money... in the form of tax breaks, tax incentives, increases to HSA yields, etc... the answer is always, or at least almost always, money

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Is it your insinuation that a government system would be better and wouldn’t also deny coverage?

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It is. My experience with the IRS, tag office, TSA, Post Office, etc is always so fast, wonderful and friendly that I believe the Federal Government could manage the entire healthcare sector much more efficiently than the private sector.

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we could accomplish this by not subsidizing their care.

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but then you also don't give your population an incentive/reward for adhering to better health, nor do you get to pump some spending money that your populous now has, back into the economy... you pay a little to gain a lot...

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As someone in hospital administration...Traditional Medicare is 100% the best payor, the easiest to work with, the one that approves the most and gives the most choice to its patients.

Medicare Advantage plans can be the devil. They vary considerably between plans on what levels of care, drugs, tests, etc. they approve and basically, you get what you pay for.

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I am in healthcare administration and agree that Medicare is the best for the insured. From a provider standpoint, I respectfully disagree. For example, my billing department uses a very finite group of CPT codes and it is not uncommon for Medicare to randomly reject claims, even though the HCFA is completed the exact same way, every single time.

Advantage plans are the devil.

The analogy I like to use is: Let’s say you need a new car. Medicare is going to give you a Rolls. If the Advantage plan doesn’t deny you, it is going to give you the cheapest car on the market because it runs.

The way these Advantage plans prey on the elderly makes me sick.

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what alternative do you think will benefit the individual more?

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a healthcare system similar to every other 1st world country