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re: Anybody still use a brick and mortar bank in 2018?
Posted on 4/7/18 at 11:08 pm to PrivatePublic
Posted on 4/7/18 at 11:08 pm to PrivatePublic
I do indeed. My banker doesn't just run numbers in a computer and have some BS system with a BS formula give him a yes or no as to what my rates should be or whether I qualify for a loan.
This post was edited on 4/7/18 at 11:10 pm
0
Posted on 4/7/18 at 11:12 pm to PrivatePublic
Obviously you haven’t tried to deposit a check over 10k from your phone.
Posted on 4/8/18 at 12:35 am to TheHarahanian
I've seen better interest rates in the quad.
Posted on 4/8/18 at 1:56 am to PrivatePublic
Yes.
Posted on 4/8/18 at 2:19 am to Jim Rockford
quote:
This thread will identify who owns their own business and who doesn't .
EXACTLY
And what exactly is the OP asking? Do I use a brick and mortar bank? 2-3 times a week due to running multiple businesses I own, two of which generate cash that has to be deposited.
Do I save/invest money at a bank using things like CDs? Well frick no
Posted on 4/8/18 at 3:26 am to PrivatePublic
I have one ally account but my other accounts are at brick and mortars.
Posted on 4/8/18 at 4:28 am to PrivatePublic
Do 99% of my banking online with USAA but keep an account at a B&M for occasional things like grabbing a cashiers check.
Posted on 4/8/18 at 5:33 am to northshorebamaman
ATM machines don’t put out $100 bills so I go in the bank to get them so I can pay people in $100s vs $20s Also I always have a $25 roll of dollar coins in my car so I can pay random parking or tip valet
Posted on 4/8/18 at 6:42 am to PrivatePublic
quote:
If so, why?
Yep.
Because when I have 5 money bags full of cash and 1-2 bags full of silver coins, I can't deposit that by taking a picture.
Oh, and popcorn Fridays. Grab a small bag of popcorn while I make my final deposit of the week and then take a draw.
Posted on 4/8/18 at 10:00 am to Houma Sapien
Maxing out of the daily limit can be changed. Forgive me for rather talking to person when depositing a five or six figure check and not trusting a machine that can't be corrected if it makes a mistake.
I have had a couple of problems with hand written checks being deposited in the ATM not showing up as the correct value.
I have had a couple of problems with hand written checks being deposited in the ATM not showing up as the correct value.
Posted on 4/8/18 at 10:26 am to foshizzle
quote:
If you run a business that deals in cash much (and most retail outfits do) then you'll need a B&M bank to handle cash exchanges.
this... i don't do the "banking", per se, but that's why we still use b&m banks
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