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Started By
Message
Any insurance adjustors here? I have a question.
Posted on 8/13/26 at 9:46 am
Posted on 8/13/26 at 9:46 am
My child hit a parked car. Damage to a 2015 Nissan Rogue estimated at 6k.
Theres some damage to our car too—just cosmetic.
They insisted on going thru insurance so it’s already reported. Is there any benefit to NOT getting the damage on our car fixed, other than not having to pay the deductible?
Or since it’s already been reported, we may as well get it fixed?
Theres some damage to our car too—just cosmetic.
They insisted on going thru insurance so it’s already reported. Is there any benefit to NOT getting the damage on our car fixed, other than not having to pay the deductible?
Or since it’s already been reported, we may as well get it fixed?
7
Posted on 8/13/26 at 9:48 am to dyslexiateechur
Sorry to hear about your rates going up
Posted on 8/13/26 at 9:49 am to dyslexiateechur
Not sure about the answer to your question... but
Repairs coming close to the full value of the car.
quote:
A used 2015 Nissan Rogue typically costs between $8,000 and $13,000
Repairs coming close to the full value of the car.
Posted on 8/13/26 at 9:49 am to DustyDinkleman
They just went down last renewal too. 
Posted on 8/13/26 at 9:50 am to dyslexiateechur
quote:
They insisted on going thru insurance so it’s already reported. Is there any benefit to NOT getting the damage on our car fixed, other than not having to pay the deductible?
claim is on record. damage is done. might as well fix your car.
Posted on 8/13/26 at 9:51 am to dyslexiateechur
quote:
They just went down last renewal too.
Ankle-biters.
Posted on 8/13/26 at 9:56 am to dyslexiateechur
Dm me we can get you a quote, sure we can beat what you have now!
Posted on 8/13/26 at 10:00 am to 21savage
No dms, what’s your email?
Posted on 8/13/26 at 10:03 am to dyslexiateechur
If insurance already knows about it, go ahead and file the claim.
Also will diminish the trade in value of whatever they are driving when they go to trade in due to a reported wreck on carfax.
Also will diminish the trade in value of whatever they are driving when they go to trade in due to a reported wreck on carfax.
Posted on 8/13/26 at 10:03 am to dyslexiateechur
quote:
Damage to a 2015 Nissan Rogue estimated at 6k.
Sounds like a total loss to me.
Posted on 8/13/26 at 10:04 am to Roy Curado
File it as a new claim?
Posted on 8/13/26 at 10:06 am to dyslexiateechur
1. It's already been reported, your insurance will find out.
2. Legally, you have to report it to your insurance company.
So either way, your insurance company will find out. Get your car fixed.
2. Legally, you have to report it to your insurance company.
So either way, your insurance company will find out. Get your car fixed.
Posted on 8/13/26 at 10:11 am to dyslexiateechur
If the claim as been filed on your insurance (by you or the parked car owner) then the claim is already open. No need to file a second claim for your damages, should be handled under the claim already reported.
Posted on 8/13/26 at 10:12 am to DustyDinkleman
quote:
Sorry to hear about your rates going up
Clearly anecdotal, but my son(but I told the insurance it was me) backed into my wife's car, so they had to pay to fix two, and my rates didn't go up.
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