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re: American middle class families must really not be saving any money.
Posted on 3/20/23 at 10:21 am to Mo Jeaux
Posted on 3/20/23 at 10:21 am to Mo Jeaux
quote:
But then you won't be a real man staking his own way in the wilderness like our friend, Roger.
Roger built his own house by hand while working 2 jobs from a manual. Never forget.
1
Posted on 3/20/23 at 10:22 am to tigafan4life
Posted on 3/20/23 at 10:23 am to RogerTheShrubber
I can only view 2 years of returns in my 401k but I'm down 7% from 4/1/21 to current.
Posted on 3/20/23 at 10:23 am to jclem11
quote:
Roger built his own house by hand
We are more advanced than you, we use tools today.
Posted on 3/20/23 at 10:26 am to mthorn2
quote:
Not even close.
I don’t care about your individual performance. The total market is higher today than 1/6/2021.
Posted on 3/20/23 at 10:28 am to RogerTheShrubber
quote:
Dependency on outside finances are the issue, not the finances..
If youre an adult (25 or older today) you shouldn't depend on parents to help you with cash.
I have zero problem with parents saving and deciding to spend on their adult child when they get married or their first house or graduates. As long as they're spending actual money and not financing it. Zero Problem and in fact, feel like it's a great and honorable thing to do as a parent.
What I do have a problem with is adults draining their parent's wealth by being minimally employed and making bad decisions. Constantly having to come back for $20k to cover their short falls. Basically what you're going to see is a whole generation living for today with little to no regard for their or their kid's future. Honestly that future is today because half the country is on govt assistance and they're the one making kids without a care in the world. Which dovetails nicely into the crime statistics as well.
Posted on 3/20/23 at 10:29 am to RogerTheShrubber
Still not seeing how receiving help = being an adult who can’t survive without it.
People asked how others are able to take vacations or drive certain cars or live in nice houses, and one of the many reasons listed was that lots of people receive family help. They didn’t say they weren’t working or something. Just that the help they receive is how they are able to live a higher standard of living. Again, why are we knocking this?
If we are knocking people that don’t work and live in mom’s basement, I’m sure most anyone here would agree with you, but I don’t think that was ever the topic. It was about people who work and live a higher standard of living.
People asked how others are able to take vacations or drive certain cars or live in nice houses, and one of the many reasons listed was that lots of people receive family help. They didn’t say they weren’t working or something. Just that the help they receive is how they are able to live a higher standard of living. Again, why are we knocking this?
If we are knocking people that don’t work and live in mom’s basement, I’m sure most anyone here would agree with you, but I don’t think that was ever the topic. It was about people who work and live a higher standard of living.
Posted on 3/20/23 at 10:29 am to fallguy_1978
quote:
I can only view 2 years of returns in my 401k but I'm down 7% from 4/1/21 to current.
Mine average 6% since 01/2020. From 2021, its ...
-4.10% -8.03%.
Posted on 3/20/23 at 10:33 am to LouisianaLady
quote:
Still not seeing how receiving help = being an adult who can’t survive without it.
It doesn't. It matters when you depend on it.
Posted on 3/20/23 at 10:35 am to LouisianaLady
quote:
People asked how others are able to take vacations or drive certain cars or live in nice houses, and one of the many reasons listed was that lots of people receive family help. They didn’t say they weren’t working or something. Just that the help they receive is how they are able to live a higher standard of living. Again, why are we knocking this?
It’s kind of concerning that everyone I know that’s parents help them like this have little piddly 50k a year jobs when their parents had real jobs
I realize the good “real jobs” from the old days aren’t as good now like doctor lawyer etc
Posted on 3/20/23 at 10:36 am to RogerTheShrubber
S&P on 1/1/21 was 3700
Today 3961.
Your investments suck
Today 3961.
Your investments suck
Posted on 3/20/23 at 10:38 am to Boss
quote:
Your investments suck
Probably, as does most of the population because most of us lost money or experienced less growth (depends how you want it framed).
All due to Covidian fantasies.
Posted on 3/20/23 at 10:38 am to DiamondDog
I agree with you. It’s not right the welfare crowd gets it for free or super reduced, yet the regular worker can’t afford it and gets no help or it eats up their budget. We are doing it wrong subsidizing when the average person can hardly make ot.
Posted on 3/20/23 at 10:40 am to Dixie2023
I feel bad for guys like bezos and musk. They make good money but they still can’t afford to eat steak and lobster every day like somebody with an ebt card
Posted on 3/20/23 at 10:40 am to Dixie2023
quote:
I agree with you. It’s not right the welfare crowd gets it for free or super reduced, yet the regular worker can’t afford it and gets no help or it eats up their budget.
Would you feel good being dependent on welfare? I sure as hell wouldn't.
Posted on 3/20/23 at 10:42 am to RogerTheShrubber
quote:
Would you feel good being dependent on welfare? I sure as hell wouldn't.
Maybe not when I was a kid but now that I’ve been working, hell yes. I’m the only American not getting free shite from the government
Pass me a 40 and a crab leg
Posted on 3/20/23 at 10:43 am to el Gaucho
quote:
I’m the only American not getting free shite from the government
Cheat on your taxes to get even.
Posted on 3/20/23 at 10:44 am to Boss
quote:
S&P on 1/1/21 was 3700
Today 3961.
Your investments suck
Right, no one is acting like the market has been killing it by any stretch, but I'm still up ~6% since Biden took office.
Posted on 3/20/23 at 10:46 am to Epic Cajun
quote:
but I'm still up ~6% since Biden took office.
I have two accts that are over 6% since 01/2020.
That's down from 16%+
Posted on 3/20/23 at 10:48 am to Boss
quote:
S&P on 1/1/21 was 3700
Today 3961.
Your investments suck
So a ~7% increase over a period that has seen ~20% inflation? It's better than stuffing the cash in a mattress, but not what I'd call a good investment.
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