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re: Almost 20,000 students ask to have student debts erased
Posted on 6/2/16 at 2:14 pm to tduecen
Posted on 6/2/16 at 2:14 pm to tduecen
Got it. Good luck. I'm certainly not preaching. I was pretty stupid with the way I took out student loans. I've lucked into a good situation professionally, so I'm OK, but I still have regrets.
1
Posted on 6/2/16 at 2:14 pm to TheDrunkenTigah
quote:
In other words, 0.05% of people who have student loans are actually trying to have them forgiven. It's a non-story, even though it gets you and the rest of the Walton and Johnson crowd ruffled up.
I personally know people who feel this way. The majority of my wife's class has over 100k in student loans and some of them don't think they should have to pay them back. These same people are going on trips around the world, while I'm making sacrifices so that I can pay her schooling in cash. frick people like that
Posted on 6/2/16 at 2:16 pm to Epic Cajun
quote:
frick people like that
Hey, if student loans are forgiven, who'll be the sucker?
Posted on 6/2/16 at 2:16 pm to Mo Jeaux
For the most part, I only took out what I needed. However, like everyone I have a couple of years I took out the max to either party with or live in because of my school schedule. So I was not the smartest with those decisions.
I think forgiveness should be looked at for each individual and some people would apply. How are you using your degree, social workers, cops, firefighters, nurses, educators, people who are putting their education back into the community should be eligible. People who graduated with general studies and managing a Reebok Store at Tanger not so much.
I think forgiveness should be looked at for each individual and some people would apply. How are you using your degree, social workers, cops, firefighters, nurses, educators, people who are putting their education back into the community should be eligible. People who graduated with general studies and managing a Reebok Store at Tanger not so much.
Posted on 6/2/16 at 2:16 pm to cas4t
Yeah all is well. Hell I'm just proud three of my four did attend college. I didn't finish high school so I pushed hard for them to get a degree or a trade of some sort.
Posted on 6/2/16 at 2:18 pm to 50_Tiger
quote:
Do you take any form of government assistance? Including EITC?
Nope.
Posted on 6/2/16 at 2:19 pm to tduecen
quote:
I think forgiveness should be looked at for each individual and some people would apply. How are you using your degree, social workers, cops, firefighters, nurses, educators, corporate attorneys, people who are putting their education back into the community should be eligible. People who graduated with general studies and managing a Reebok Store at Tanger not so much.
FIFY.
Posted on 6/2/16 at 2:21 pm to Mo Jeaux
Sure why not....
Posted on 6/2/16 at 2:21 pm to Epic Cajun
I know plenty of people who bitch about their loans, hell I wish I didn't have to pay mine, but there's a difference between that and actually taking legal action to get them forgiven. Those people taking trips when they have loans to pay are probably doing it on credit cards, and in a few years they're gonna be royally goat fricked.
Posted on 6/2/16 at 2:24 pm to NIH
quote:
Where did you go to college?
More than likely he went to Trailer Park U and majored in mudchecking
Posted on 6/2/16 at 2:24 pm to Epic Cajun
quote:
students should still pay back their loans if they've taken them out. We received the same "goods", why should I be penalized because I paid in cash? How can you expect your loans to be forgiven, yet still use the degree that your "forgiven" loans purchased?
Taxpayers are going to be on the hook for this regardless since the government either directly or indirectly backs the vast majority of student loan debt outstanding. The sooner people realize that, the faster we'll get to a solution. Forgiveness may not be the right thing, but the first thing that needs to happen is a complete overhaul of the underwriting process for new loans.
Posted on 6/2/16 at 2:26 pm to GetCocky11
quote:
Why do people assume that any college grad that can't find a decent job majored in something like Art history or Gender Studies?
Because many can take even a General Business degree and walk into a job that starts at $35-40k/yr. While it's not enough to live a decent lifestyle in some places (Fan Fran, NYC, etc) it's enough to get started in many others (Omaha, Baton Rouge, Nashville, etc).
Posted on 6/2/16 at 2:27 pm to tduecen
quote:
I think forgiveness should be looked at for each individual and some people would apply. How are you using your degree, social workers, cops, firefighters, nurses, educators, people who are putting their education back into the community should be eligible.
There is actually some loan forgiveness programs for certain occupations. As a nurse that works at an inner city hospital that serves mostly the poor...I qualify for loan forgiveness. However..I've looked into specifics and it's very hard to actually be awarded this. They only give out so much each year...and they look at the percentage of loan debt the person has. Because I don't have that much loan debt compared to others..I would be overlooked.
I still have some student loans from nursing school 15 years ago. I was dumb with money in my 20s and found out just how easy it is to defer student loans. They are technically in deferment right now since I'm back in school for my BSN. This time I'm trying to be smarter and the amount I usually pay monthly to my student loans....I use that towards paying off some credit card debt(since the credit cards have a much higher interest rate than the student loans).
My interest rate for my original student loans is like maybe 2% tops though...so I'd rather work on paying off other debt and saving for a house than paying more than my monthly payments to pay them off quicker.
Posted on 6/2/16 at 2:28 pm to lsunurse
Yeah they have programs but I'm talking real forgiveness like what is being asked for in the OP.
Posted on 6/2/16 at 2:30 pm to TheDrunkenTigah
quote:
I know plenty of people who bitch about their loans, hell I wish I didn't have to pay mine
I totally get that. Who wants to pay bills? But, there is a difference between saying, "I fricking hate student loans and it sucks that I have to pay them back", and saying, "I don't think that I should have to pay back these loans".
I don't even have a problem with the current loan forgiveness programs that require non-profit/government work while making 120 loan payments.
I'm basically butthurt about the situation because of one person that I know, and their feelings about not having to pay back student loans, while they partied and traveled the whole time they were in school
Posted on 6/2/16 at 2:32 pm to Dubosed
quote:
. I didn't finish high school so I pushed hard for them to get a degree or a trade of some sort.
LIke most parents your age I'm sure. My parents were the same way, but let's be honest - the "trade" aspect of it was always discussed as a fall-back plan for most high school seniors. From the moment I entered 4th grade all my parents, teachers, and the rest of the professional world talked about was a college degree, so that is what we all tried to do.
I didn't take out a single loan and I actually made money in college, but I can still sympathize with people who were in different situations. My point in this entire thread is not to excuse millennials but to shed light on the multitude of factors that have put us in this spot.
Posted on 6/2/16 at 2:33 pm to Bard
quote:
Because many can take even a General Business degree and walk into a job that starts at $35-40k/yr. While it's not enough to live a decent lifestyle in some places (Fan Fran, NYC, etc) it's enough to get started in many others (Omaha, Baton Rouge, Nashville, etc).
Most of the fricks that complain about not being able to find a job won't take the measures needed in order to get a job (applying for jobs outside of their current city.)
Posted on 6/2/16 at 2:33 pm to lsu xman
quote:
Almost 20,000 students ask to have student debts erased
Bernie Sanders voters I'm sure. Elections have consequences.
Posted on 6/2/16 at 2:37 pm to kywildcatfanone
quote:
Elections have consequences.
But Bernie isn't going to be elected.
Posted on 6/2/16 at 2:42 pm to slackster
quote:
Were you raised differently or were you just lucky? You see, when you consider many millennials are being served a shite sandwich compared to the golden era of wealth growth that you X'ers enjoyed, perhaps our "bitching" is justified. Whether people want to face the facts or not, the bottom line is that there are a ton of external factors that have coalesced to royally screw recent college graduates and their parents and it has NOTHING to do with the way millennials were raised or their sense of entitlement.
Sir, I regret that I have but one upvote to give.
It as I said earlier, the cost of education now is radically higher than 20 years ago. So much so that financial aid is literally required outside of certain 2 year programs.
This post was edited on 6/2/16 at 2:42 pm
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