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Started By
Message
Who is your auto insurance with?
Posted on 2/7/17 at 10:14 pm
Posted on 2/7/17 at 10:14 pm
any issues with them in the past?
how long have you been with them?
tia
how long have you been with them?
tia
21
Posted on 2/7/17 at 10:15 pm to slapahoe
Safeco
No
18 months
Probably paying too much ($155).
No
18 months
Probably paying too much ($155).
Posted on 2/7/17 at 10:24 pm to slapahoe
Geico. Two years. No issues. Haven't had any accidents either.
ETA: 2 vehicles, $100/mo
ETA: 2 vehicles, $100/mo
This post was edited on 2/7/17 at 10:44 pm
Posted on 2/7/17 at 10:25 pm to slapahoe
safeco
2-3 years
no issues, have one recent accident (our fault)
3 vehicles
<$200/month
would recomend
2-3 years
no issues, have one recent accident (our fault)
3 vehicles
<$200/month
would recomend
Posted on 2/7/17 at 11:26 pm to poochie
Travelers. Geico is a bit cheaper for auto only, but Travelers Home & Auto is cheaper overall than Geico Home & Auto.
Posted on 2/8/17 at 6:35 am to slapahoe
I am an insurance broker.
Every different insurance carrier (auto) has what we call "an appetite". Appetite=what kind of client/customers they want.
For example:
SafeCo- great credit, married, homeowner, good driving history
Progressive- middle aged women and decent credit (weird)
National General (newer company)- they don't mind bad credit and an iffy driving history. Only knock you for accidents within three years (most carriers do it for 5)
However, these carriers do not insure homes where I write my business (coastal areas of AL and LA), so I cannot speak for the discounts they offer when you "bundle" home and auto.
My advice is to take the 20 minutes and shop around every year or so. 6 out of 10 Americans pay too much for insurance due to outright laziness, and in LA, that number adds up quickly.
Every different insurance carrier (auto) has what we call "an appetite". Appetite=what kind of client/customers they want.
For example:
SafeCo- great credit, married, homeowner, good driving history
Progressive- middle aged women and decent credit (weird)
National General (newer company)- they don't mind bad credit and an iffy driving history. Only knock you for accidents within three years (most carriers do it for 5)
However, these carriers do not insure homes where I write my business (coastal areas of AL and LA), so I cannot speak for the discounts they offer when you "bundle" home and auto.
My advice is to take the 20 minutes and shop around every year or so. 6 out of 10 Americans pay too much for insurance due to outright laziness, and in LA, that number adds up quickly.
Posted on 2/8/17 at 6:55 am to slapahoe
USAA
no
2 years roughly
$150/month for both auto and renters insurance
no
2 years roughly
$150/month for both auto and renters insurance
This post was edited on 2/8/17 at 9:32 am
Posted on 2/8/17 at 7:05 am to slapahoe
State Farm, no issues , great customer service
Posted on 2/8/17 at 7:30 am to crazycubes
quote:
State Farm, no issues , great customer service
Same here, but my premiums have edged up, and I'm about to shop around for the first time in years.
It will have to be a good savings to leave my agent, who has been super easy to work with.
Posted on 2/8/17 at 7:36 am to slapahoe
State Farm
8 years
No issues, multiple claims too
8 years
No issues, multiple claims too
Posted on 2/8/17 at 7:58 am to slapahoe
Safeco
5 years. 2 accidents, 1 that was my fault, 1 that wasn't my fault.
No problems at all.
5 years. 2 accidents, 1 that was my fault, 1 that wasn't my fault.
No problems at all.
Posted on 2/8/17 at 8:46 am to slapahoe
State farm
20 years
No issues
I checked with USAA and they were at least 30% higher.
20 years
No issues
I checked with USAA and they were at least 30% higher.
This post was edited on 2/8/17 at 8:47 am
Posted on 2/8/17 at 8:49 am to slapahoe
Progressive
No
Since High School
$250/month 2 cars
I pay too much
No
Since High School
$250/month 2 cars
I pay too much
Posted on 2/8/17 at 8:50 am to OceanMan
Yikes
Posted on 2/8/17 at 8:50 am to Twenty 49
I have been with the same State Farm agent in Shreveport for 9 years with absolutely no complaints. Never shopped due to being lazy about it. Shopped due to my step son turning 16 and moving him on the our insurance in a few months.
Found a Progressive agent that has access to several other carriers. About to pull the trigger this week and will be saving about $2,000 a year from auto and home owners. That was enough savings for me to move.
Found a Progressive agent that has access to several other carriers. About to pull the trigger this week and will be saving about $2,000 a year from auto and home owners. That was enough savings for me to move.
Posted on 2/8/17 at 9:07 am to slapahoe
Met Life for home and auto.
$260/mo for two cars @ 250/500/250 w/ $500 deductible and a wreck less than 3 years ago.
The auto rate is nothing to write home about, but the savings for the home policy makes it worthwhile. State Farm recently quoted me about $1000/year higher.
$260/mo for two cars @ 250/500/250 w/ $500 deductible and a wreck less than 3 years ago.
The auto rate is nothing to write home about, but the savings for the home policy makes it worthwhile. State Farm recently quoted me about $1000/year higher.
This post was edited on 2/8/17 at 1:35 pm
Posted on 2/8/17 at 9:16 am to Twenty 49
My wife's car is State Farm and it jumped $100 in January. She did have a $1700 or so claim where she got rear ended in a hit and run, and got a couple of speeding tickets, but she had already been through one billing cycle since those.
We're going to shop it. Her premium went from $240 to $344/month. Seems ridiculous for a 2014 Cadillac ATS, even with a claim and ticket, but I guess we'll see.
We're going to shop it. Her premium went from $240 to $344/month. Seems ridiculous for a 2014 Cadillac ATS, even with a claim and ticket, but I guess we'll see.
Posted on 2/8/17 at 9:18 am to slapahoe
USAA
Been with them for at least 10 years. Have had nothing but great experiences with USAA insurance.
Approximately $110 a month.
ETA: spotless record on my part.
Been with them for at least 10 years. Have had nothing but great experiences with USAA insurance.
Approximately $110 a month.
ETA: spotless record on my part.
This post was edited on 2/8/17 at 9:19 am
Posted on 2/8/17 at 9:49 am to slapahoe
Country Financial
About 2ish years
No issues
Pay about $560 for 6 months so a little over $90/month.
I got a DUI in November of 2008 and even as recently as a year or 2 ago the big boys like State Farm were trying to frick me on that.
About 2ish years
No issues
Pay about $560 for 6 months so a little over $90/month.
I got a DUI in November of 2008 and even as recently as a year or 2 ago the big boys like State Farm were trying to frick me on that.
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