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Started By
Message
re: What you guys hearing on your 30 year mortgage?
Posted on 9/18/25 at 1:45 pm to fareplay
Posted on 9/18/25 at 1:45 pm to fareplay
Primary residence - 25 years left at 2.6%
2 rentals - 5.75%
1 rental - 8% (middle of last year)
I'm calling on the 8% next week. Talked to my banker yesterday and he said they run a little behind everyone else.
2 rentals - 5.75%
1 rental - 8% (middle of last year)
I'm calling on the 8% next week. Talked to my banker yesterday and he said they run a little behind everyone else.
1
Posted on 9/18/25 at 10:51 pm to Goombaw
2.75 with 26 years left. We also had an FHA loan, so we only paid closing costs. If the wife even mentions houses or Zillow I explain the math to her and shake my head no at the same time.
Posted on 9/19/25 at 5:53 am to fareplay
3.125 for 15 more years
Posted on 9/19/25 at 7:04 am to fareplay
What is the point of this thread? I clicked expected to find useful answers on what people are hearing for mortgage rates NOW.
Not a circle jerk on what your rate is from a few years ago at all time lows.
Be better. Or give an actual answer on what rates are NOW.
Not a circle jerk on what your rate is from a few years ago at all time lows.
Be better. Or give an actual answer on what rates are NOW.
Posted on 9/19/25 at 8:04 am to Rize
139 months left at 3.25%
Locked in spring of 2022 just when fed reserve started shutting down the spigot. Remember trying to get the deal closed and thinking I’d be getting bad news from the loan officer any day that I wouldn’t get my rate. Paid off 0% car loans and everything else to try and look more attractive.
Sold out of a 2.75 into a 3.25
Locked in spring of 2022 just when fed reserve started shutting down the spigot. Remember trying to get the deal closed and thinking I’d be getting bad news from the loan officer any day that I wouldn’t get my rate. Paid off 0% car loans and everything else to try and look more attractive.
Sold out of a 2.75 into a 3.25
Posted on 9/19/25 at 8:05 am to metallica81788
quote:found the guy locked in with no lube at 7.5%
What is the point of this thread? I clicked expected to find useful answers on what people are hearing for mortgage rates NOW. Not a circle jerk on what your rate is from a few years ago at all time lows.
Posted on 9/19/25 at 9:03 am to metallica81788
quote:
What is the point of this thread? I clicked expected to find useful answers on what people are hearing for mortgage rates NOW.
If you opened a fareplay thread and expected anything but caricatures, that’s on you.
Posted on 9/19/25 at 9:08 am to SuperSaint
quote:
found the guy locked in with no lube at 7.5%
No, that would be me. Patiently waiting for it to fall a little more before making a move.
Posted on 9/19/25 at 9:42 am to metallica81788
I believe 30 year fixed rate mortgages for primary residence are in the ballpark of 6.0% give or take .50% up/down.
Haven’t gotten any quotes but I think that’s the general ballpark range for right now.
Haven’t gotten any quotes but I think that’s the general ballpark range for right now.
Posted on 9/19/25 at 10:23 am to reds on reds on reds
25 years left at 2.9%. I want a bigger house but I can't stomach how much it'd cost to finance now
Posted on 9/19/25 at 12:10 pm to lsuconnman
quote:
If you opened a fareplay thread and expected anything but caricatures, that’s on you.
Posted on 9/20/25 at 3:00 pm to fareplay
15 years to go at 2.625, interest is already minimal
Posted on 9/20/25 at 6:57 pm to reds on reds on reds
quote:
25 years left at 2.8%
I'm in 5 years at 15 at 2.25%, but I'm going to sell next year. Building again, but will have no mortgage on the other side.
Posted on 9/21/25 at 12:42 pm to fareplay
You hafta be a babytac alter,cause yall both so full of shite its not funny.
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