What do you consider sufficient retirement contributions?

It mostly depends on what you want. Someone who wants to fully retire at 50 will look a lot different from someone who wants to start scaling things back in their mid 60's.

I currently put away about 16% of my gross income, which is a number I'm comfortable with.

Sufficient would be maxing all your tax advantaged accounts for the normal not super high earner.

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Just one? Rookie move. I play Powerball and Mega Millions twice a week. With just a $416 investment per year, I have the chance to retire at any point in my life with millions. Think about that for a minute. Where else do you have a chance for that level of ROI?

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Cryptocurrency

I save roughly 25% gross including company match. But I find ways to be frugal in most things I do.

Also no gf/wife/kids which obviously skews things

Max IRAs, max HSA, and 10-15% to 401K is more than enough IMO. This is assuming a married couple that both work.

I have no plans to ever not work at least part time so I don't need a bunch stashed away for retirement.

I have LT disability

HSA, 401k and Roth max is right at 27k. Anything past that I'm blowing

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I choose not to do the traditional ira at this point because it does not make sense.

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explain?

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I am not eligible for Roth. I choose not to do the traditional ira at this point because it does not make sense.

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Mistake, and not entirely true.

You can contribute to the Traditional and do a conversion to the Roth. Called backdoor ROTH.

You still have time to do it for 2017. You and your wife can stash another $5,500 each ($11,000 total).

You'll be adding Form 8606 to your tax return. That isn't available until February 8th from the IRS though. I'm basically sitting here waiting for that form so I can file my taxes this year.