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Started By
Message
Rate increases in home & auto
Posted on 5/20/22 at 10:18 am
Posted on 5/20/22 at 10:18 am
Both of my policies are coming up for renewal. What increases are you seeing? I am in south Louisiana.
5
Posted on 5/20/22 at 11:45 am to Cool Hand Luke
My UPC HO went up from $7400 to $10,700, even though I did not make an Ida claim and have never made a HO claim. But I was lucky enough to get a policy with a much better insurer for less than my previous year's premium and for more coverage.
Posted on 5/20/22 at 12:39 pm to Cool Hand Luke
Alot....home went up $500. From 1,400 per year to 1,900 per year. Auto went up from 170 per month (2 cars) to 210 per month.
Posted on 5/20/22 at 12:45 pm to vistajay
quote:
even though I did not make an Ida claim and have never made a HO claim
This is irrelevant. The market in places Louisiana, Florida and California is imploding. Carriers are taking massive losses and getting crushed in court on both property and liability claims.
Posted on 5/20/22 at 12:57 pm to mule74
quote:
This is irrelevant. The market in places Louisiana, Florida and California is imploding. Carriers are taking massive losses and getting crushed in court on both property and liability claims.
No it's not irrelevant. My premiums would have gone up even more, had I actuallu made a claim.
Posted on 5/20/22 at 1:17 pm to Cool Hand Luke
Home - NO claim and up 80%
Auto - Up 10% on liability, 50% on Comp and 15% on collision with avg annual miles drive down 75% too.
Typical agent bullshite line - everything is going up. Asked for specifics and why. No answer.
One of the greatest scams going are the insurance companies.
Auto - Up 10% on liability, 50% on Comp and 15% on collision with avg annual miles drive down 75% too.
Typical agent bullshite line - everything is going up. Asked for specifics and why. No answer.
One of the greatest scams going are the insurance companies.
Posted on 5/20/22 at 2:15 pm to vistajay
quote:
No it's not irrelevant.
I agree, they probably would’ve just dropped you.
Posted on 5/20/22 at 2:17 pm to vistajay
quote:
No it's not irrelevant.
Hurricane claim- no its not relevant.
And congrats on moving your coverage, but now you have no guarantee that your new insurer won't drop you at next renewal. Who's the new company?
Posted on 5/20/22 at 2:41 pm to Chad504boy
My Geico auto policy went from 2100/year to 3200/year . Had 100/300/100, now 50/100/50 for that price. I did have a speeding ticket so I'm sure that didn't help.
Posted on 5/20/22 at 2:58 pm to PUB
quote:
Typical agent bullshite line - everything is going up. Asked for specifics and why. No answer.
claims stacked
reinsurance fricked
Posted on 5/20/22 at 4:30 pm to Cool Hand Luke
Homeowners went from 1900 to 2600. Renewed in April. Zero claims ever.
Posted on 5/20/22 at 4:37 pm to Bigdavewave
GTFO.
Your HO is less than $2K? You live in a cardboard box?
Your HO is less than $2K? You live in a cardboard box?
Posted on 5/20/22 at 6:24 pm to KajunLass
I just renewed. I was dropped by UPC so had to look for another policy. I ended up with liberty mutual. $1984 for the year. Covered for $550k, 500k liability, 1% ded, 2% hurricane ded. BR area.
This post was edited on 5/20/22 at 6:25 pm
Posted on 5/20/22 at 7:39 pm to LSUEEAlum
My homeowners went up 25% to 9,357
Posted on 5/20/22 at 7:46 pm to LSUEEAlum
Man I wish I could get HO for under 2k. Agent said to expect my $3100 policy to go to $5k.
Posted on 5/20/22 at 9:48 pm to Cool Hand Luke
Suprised reading this thread (guess I shouldn’t be with inflation being what it is) Our auto actually went down 8% or so between my wife and I vehicle — no claims, Farm Bureau.
Home insurance went up 3%ish - Farm Bureau, no claims.
North MS
Home insurance went up 3%ish - Farm Bureau, no claims.
North MS
This post was edited on 5/20/22 at 9:59 pm
Posted on 5/20/22 at 11:10 pm to PUB
While they may be true, the price to replace a car is up, parts are up, labor is up. It makes sense. Not to mention litigation is up. It’s all fricked
Posted on 5/21/22 at 8:22 am to PUB
quote:
Home - NO claim and up 80%
Close to the same.
Posted on 5/22/22 at 6:23 pm to KajunLass
quote:
GTFO.
Your HO is less than $2K? You live in a cardboard box?
Hey Sherlock, it's called good CREDIT! Get you some one of these days.
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