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Open Enrollment started today at my Company
Posted on 11/5/18 at 12:08 pm
Posted on 11/5/18 at 12:08 pm
For the first time in a decade....... rates did not increase!
ETA- It is a HD-HSA plan. There are other plans, they might have gone up, I don't know. Mine didn't.
I consider that a payraise, especially now that my HSA is fully funded and I can cut back on that contribution as well.
How are yall's new insurance rates looking?
ETA- It is a HD-HSA plan. There are other plans, they might have gone up, I don't know. Mine didn't.
I consider that a payraise, especially now that my HSA is fully funded and I can cut back on that contribution as well.
How are yall's new insurance rates looking?
This post was edited on 11/5/18 at 12:11 pm
10
Posted on 11/5/18 at 12:09 pm to deeprig9
11% increase for us
ETA: you in the oil industry? If so, it might be that your employers are picking up the tab on the increases. Our company is covering the full 11% increase and EE rates are staying the same.
ETA: you in the oil industry? If so, it might be that your employers are picking up the tab on the increases. Our company is covering the full 11% increase and EE rates are staying the same.
This post was edited on 11/5/18 at 12:12 pm
Posted on 11/5/18 at 12:15 pm to deeprig9
Pretty similar but matching on HSA contribution increased. I max my HSA every year and invest any amount more than a $2500 balance.
HSA is unbeatable as a savings vehicle so I’ll max it every year.
HSA is unbeatable as a savings vehicle so I’ll max it every year.
Posted on 11/5/18 at 12:16 pm to LigerFan
quote:
ETA: you in the oil industry?
IT department of a fortune 10 healthcare company.
Posted on 11/5/18 at 1:44 pm to deeprig9
we have no increases as well. but my employer pays roughly 80% of the premium.
Posted on 11/5/18 at 2:54 pm to deeprig9
quote:
How are yall's new insurance rates looking?
Not sure. Employee pays 100%.
Posted on 11/5/18 at 3:48 pm to deeprig9
Went up $5/month for family.
This post was edited on 11/5/18 at 3:49 pm
Posted on 11/5/18 at 3:53 pm to deeprig9
5% premium increase for me with no change in coverages.
Posted on 11/5/18 at 4:34 pm to deeprig9
Helped mu wife with hers this weekend. Going up 11% to $105 every two weeks. Currently her employer pays $519 every two weeks, not sure what they will pay during the new year. I should mention that I am covered under her policy.
Posted on 11/5/18 at 5:41 pm to deeprig9
Our rates dropped 1%
Posted on 11/5/18 at 5:49 pm to lynxcat
quote:
Pretty similar but matching on HSA contribution increased. I max my HSA every year and invest any amount more than a $2500 balance.
HSA is unbeatable as a savings vehicle so I’ll max it every year.
People DO NOT Get THIS at my company. It's infuriating. They refuse to do HSA because "that's what HR wants us to do." No one cares to run the numbers. Either that or I'm stupid.
Started three years ago and now we have a VERY nice nest in our HSA. It used to be close because the PPO out of pocket max was lower for us, but they've jacked it up and I don't think they'd ANY scenario where PPO makes sense now.
Maybe I'm missing something very obvious, and I really am not trying to mislead co-workers, but given the numbers below when does PPO ever make sense for this specific plan?
Hell, don't factor in the tax benefits.
Posted on 11/5/18 at 8:56 pm to castorinho
HSA is free at my company (no premium) and young adults are still paying premiums for PPOs. It infuriates me. I have two kids and roll with the HSA and have no issues and fund the account the max allowance each year. I hope to have a nice comfy healthcare retirement fund in 20 years
Posted on 11/6/18 at 6:11 am to lynxcat
I’d like to start an HSA for my small business. We pick up 90% premium on HD BCBS plan. Will someone direct me to an HSA provider that will take on a small dual-state client?
Posted on 11/6/18 at 1:53 pm to ynlvr
check out HSAbank.com they seem to be the gold standard
Posted on 11/6/18 at 7:08 pm to deeprig9
Later this month for us. Was told to brace for a 25% increase.
Posted on 11/7/18 at 6:25 pm to austin2015
quote:
austin2015
Thanks
Posted on 11/7/18 at 7:55 pm to deeprig9
Mine went DOWN!!!! Same coverage, $7/month less. About .5% less- I was expecting a 10% increase. 
Mine is a self employed group plan through my wife’s small business.
Mine is a self employed group plan through my wife’s small business.
Posted on 11/8/18 at 8:01 pm to deeprig9
How do you fully fund a HSA? Are there limits?
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