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3
Posted on 6/22/16 at 3:20 pm to Teddy Ruxpin
women like raccoons like sparkly things, but I doubt she would be able to tell the difference between a mined and manufactured diamond.
I can't imagine paying $5k for a ring. that is flat out ridiculous IMHO, unless you are already well established in life.
LINK
I can't imagine paying $5k for a ring. that is flat out ridiculous IMHO, unless you are already well established in life.
LINK
Posted on 6/22/16 at 3:24 pm to Hawkeye95
quote:
I can't imagine paying $5k for a ring. that is flat out ridiculous IMHO, unless you are already well established in life.
We're also discussing this in a vacuum.
For example, another poster stated a small wedding, small/no ring, and a huge Honeymoon.
I, however, am able to procure vacations at a very cheap rate because I've learned to play the game to do so. So I don't need 20k to go on a honeymoon. I've flown 2 people to Asia in business for $300.
So that kind of fattens the wallet somewhere else if I choose to spend it, and is the reason this is a personal choice due to many unique factors. The only dumb thing you can do is put yourself in a bad financial position. I think that is pretty much the standard to this or any decision. Anything else is so individualized it really doesn't matter.
*If the girl rebukes your choice, she sucks, regardless of what you spent or didn't spend.
This post was edited on 6/22/16 at 3:27 pm
Posted on 6/22/16 at 3:38 pm to Teddy Ruxpin
I could do a honeymoon for practically free on points if I wanted... The $20k figure would be like a month traveling to multiple countries and/or continents. I doubt I would do it as cheaply as if I backpacked it.
Posted on 6/22/16 at 3:40 pm to lynxcat
quote:
I have no doubt this will be a point of contention. And, I will remind her that she already got married
Are you paying for the wedding?
Posted on 6/22/16 at 3:41 pm to lynxcat
We were going to do Patagonia or New Zealand, but then decided to save some for our house.
Looking back we should have done the big honeymoon, but at the time it was the "sensible" thing to do.
We spent 10 days in Aspen instead, which was awesome, but no Patagonia or New Zealand
Looking back we should have done the big honeymoon, but at the time it was the "sensible" thing to do.
We spent 10 days in Aspen instead, which was awesome, but no Patagonia or New Zealand
Posted on 6/22/16 at 4:01 pm to Teddy Ruxpin
quote:
Anything else is so individualized it really doesn't matter.
well of course, its an individual decision. People waste money in various ways, i certainly do. But I really think buying a $5K ring just starting off, all things considered, is throwing money away.
Now in your 30s, pulling in a 100k+, maybe not so stupid. But something I wouldn't personally do.
Although my wife is not materialistic. She wastes a lot of money but not on stuff.
Posted on 6/22/16 at 4:03 pm to Salmon
quote:
We were going to do Patagonia or New Zealand, but then decided to save some for our house.
Looking back we should have done the big honeymoon, but at the time it was the "sensible" thing to do.
We spent 10 days in Aspen instead, which was awesome, but no Patagonia or New Zealand
we spent a week in the blue ridge mtns.
Aspen is just as pretty a new zealand, but no seals/sea lions/penguins in aspen. We have since made up for the travel, hitting 40+ countries in the last 18 years.
Posted on 6/22/16 at 4:07 pm to blizzle
JamesAllen.com
I recently got a 14k setting with a .46 carat diamond (very good cut, D color) for just over $1,600. I and my girlfriend are very happy with it.
I recently got a 14k setting with a .46 carat diamond (very good cut, D color) for just over $1,600. I and my girlfriend are very happy with it.
Posted on 6/22/16 at 4:10 pm to blizzle
Unlike most people's opinions in this thread - I found it important to give my wife something she absolutely loves, especially considering she will wear it for the rest of her life. I don't consider her to be too materialistic, and we don't live beyond our means, but I wanted to give her something to be proud of. I know she would have been satisfied with something less expensive and smaller - but it's a gesture that will last a lifetime. I didn't break the bank, but spent more than conventional wisdom and the Money Talk mindset tells you too. No regrets - different stokes for different folks. OP, spend whatever you want to make her happy, so long that you have the money to do so.
Posted on 6/22/16 at 4:34 pm to blizzle
I ended up going through a local shop that does high volume estate jewelry online. Much cheaper ring for the money this way and my girl didn't give two shite's that it was "used". She picked out something she loved and is super happy with and also has the satisfaction that we didn't get anally fisted by the diamond industry. Walked out the door with an appraisal 3 times what I paid . Similar size/quality for something "new" on a website like bluenile easily 2-3x.
Just know that if you go buy something retail you aren't getting a deal you are getting fricked ( that includes websites like bluenile). It's a racket. Just go look on Craigslist at the poor schmucks trying to sell their old rings from divorces or failed engagements. They are lucky to get 1/3 of "appraised retail value" which just shows what the true value of an engagement ring is.
. Similar size/quality for something "new" on a website like bluenile easily 2-3x. Just know that if you go buy something retail you aren't getting a deal you are getting fricked ( that includes websites like bluenile). It's a racket. Just go look on Craigslist at the poor schmucks trying to sell their old rings from divorces or failed engagements. They are lucky to get 1/3 of "appraised retail value" which just shows what the true value of an engagement ring is.
This post was edited on 6/22/16 at 4:40 pm
Posted on 6/22/16 at 4:48 pm to Hawkeye95
quote:
Now in your 30s, pulling in a 100k+, maybe not so stupid. But something I wouldn't personally do.
Why is this person getting married before 30? Amirite?
Seriously though, I honestly can't believe people get married before 25. That was when stuff started getting good
Posted on 6/22/16 at 5:22 pm to Teddy Ruxpin
quote:
What if your wife makes more than you?
Then she should buy you a ring worth three months' salary, duh.
Posted on 6/22/16 at 5:22 pm to Teddy Ruxpin
quote:
Seriously though, I honestly can't believe people get married before 25. That was when stuff started getting good
i got married at 23.
pretty much everyone my wife was friends with got married 21-26.
This post was edited on 6/22/16 at 5:24 pm
Posted on 6/22/16 at 5:51 pm to Hawkeye95
quote:
pretty much everyone my wife was friends with got married 21-26.
I'm glad it (seemingly) worked out. I know plenty of early marriages that have. I look at it as an "odds" scenario. I figure they'll wait around a few years if they believe in that concept as well. My wife tells me all the time we would have never worked out if we had met earlier. Not sure if that's an indictment of me, her, or both.
This post was edited on 6/22/16 at 5:52 pm
Posted on 6/22/16 at 6:08 pm to Epic Cajun
quote:
Are you paying for the wedding?
Likely so. If they want to pay for something then that is a gift and not something that provides "leverage" in my mind.
Posted on 6/22/16 at 6:20 pm to lynxcat
Check out uniondiamond.com The value in diamonds is in the fringe areas. 1.42 carat diamonds, slightly less color (but unrecognizable difference),etc. The key is the cut/angles of the diamond. This is what provides refraction of light and the prism effect. If you get a near perfect cut (don't trust a label, actually look at the angels and realize what is classified as perfect cut). I did all of this, bought online, took to a local jeweler for appraisal, and she was amazed. I was able to get the diamond for below what the jeweler said her cost would be.
I spent more than some people here suggest, but the wedding/engagement was something my wife dreamed of. I knew it meant a lot to her. Years later she still monthly tells me how much she enjoys her ring. It is just something that is special to her.
To each his/her own.
I spent more than some people here suggest, but the wedding/engagement was something my wife dreamed of. I knew it meant a lot to her. Years later she still monthly tells me how much she enjoys her ring. It is just something that is special to her.
To each his/her own.
Posted on 6/22/16 at 6:24 pm to Salmon
quote:
you should know what you can reasonably afford and what you cannot
This is the answer.
I'd say a 1.0 carat ring and setting with wedding band in the quality I was looking for was going to run around 7500.
Advice to hit in between sizes is good. My wife's is like a 1.45 and was significantly less than a lot of 1.5s I saw.
The buy small, but get clear and colorless isn't great advice. Obviously don't sacrifice too much on color and clarity to go big as its more noticeable on a big diamond, but most people cannot tell the difference between a f color and an h. Especially when most of the smaller diamonds on the setting will be g and h. Find a good medium in between. A small diamond doesn't look huge because it's clear. Shine and shimmer is in the cut.
My wife's ring is a 1.45, h color (or g, not positive), vvs1, cushion cut. By no means a perfect stone due to color. Every jeweler we bring it to to clean or appraise is shocked to hear it's only an h color. Even experts can't tell those tiny differences without comparing a bunch side by side.
Posted on 6/22/16 at 6:26 pm to gamatt53
quote:
Just know that if you go buy something retail you aren't getting a deal you are getting fricked ( that includes websites like bluenile). It's a racket. Just go look on Craigslist at the poor schmucks trying to sell their old rings from divorces or failed engagements. They are lucky to get 1/3 of "appraised retail value" which just shows what the true value of an engagement ring is.
First off, nobody pays the appraised price. Those values are always HIGHLY inflated.
quote:
Walked out the door with an appraisal 3 times what I paid
Again, so does everybody. Your appraisal still means NOTHING.
So, to say somebody is getting fricked because they paid retail is just dumb. By that logic you are getting fricked and paying double on almost every purchase you make in your life.
Carry on though, thinking you're the smartest guy in the room.
Posted on 6/22/16 at 6:52 pm to Teddy Ruxpin
quote:
I'm glad it (seemingly) worked out. I know plenty of early marriages that have.
yeah, my wife is awesome. She loves to travel, and is down with no kids. When people meet us, they all say we are a perfect fit for each other...cause we are. I know on our 2nd date we were going to get married. best part is even at 42, she is still fricking hot!
Most of those marriages worked out actually. We have lost touch with a few of them, but I went to probably 20 weddings from 94-98, and I only know of two failures.
quote:
My wife tells me all the time we would have never worked out if we had met earlier. Not sure if that's an indictment of me, her, or both.
prolly both.
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