Good homeowners insurance? (Have USAA for auto)

USAA is good insurance and you'll get a big, big discount by insuring both home and auto with the same company.

They were twice as much as their competitors when I got a quote. Other than that I have no experience with their home policy.

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Are they as good as they are with auto? Looking at buying a home very soon.

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I have them for both. Haven't had to make a claim with them, but I know they are very fast with payouts and have excellent customer service.

Depending upon how much your home is valued at, location, amenities, etc. will depend upon your cost. I pay just over $1100 per year for homeowners insurance with USAA. Replacement value is right at $300K, obviously not including the land.

I have USAA for both. I have had equal positive experiences in claims with both. My opinion is the auto division is a little easier to deal with initially bc it is more standard choices. Two things make me say that, 1. They said they could not sell me a builders risk policy bc of this and that, and another company sold it to me under the same circumstances. That is the ins for when u are in process of building. 2. After building other companies were much lower with the amount they force u to insure. So, I have a home and lot that are combined say 300K. Call it 200k for home 100k for lot. All other companies would set my premium for 200k. Usaa would only insure if I bought 275k premium, but the premium is about the same price. So, I got better top end coverage for the same price, but they do hurricane damage deductible on % of coverage. So my hurricane deductible is quite a bit higher.
In addition I've been a customer for 10+ yrs and have seen a decline in customer service. It is getting worse getting to a real person and someone who is knowledgable. Thankfully I don't have to call regularly, and the dividend return they give back every year makes any hassles easier to swallow. We even got a return on home ins after Katrina. It was small but came with a letter saying they still have a yearly return run intact.

I have both. Pay 1400 per year in East Baton Rouge parish homeowners. 300k 10 year old house. I also do all banking including mortgage and investments with usaa. They paid for us to evacuate after Gustav because we had an infant and no power for at least a week plus they put $500 into our checking account because we lost all the food in our fridge.

just go to website and get a quote, very easy.

Just did on USAA site and it said cost to rebuild would be 206k, seems kind of low to me?

Also, premium shows $128 a month and that seemed high.

I have been with Progressive forever with auto insurance. I switched to USAA for house insurance. I checked their rates for auto and USAA told me they couldn't beat Progressive even with packaging the 2 policies. Maybe its because I have been with Progressive a long time but nobody has come within $500 a year of beating their rates for auto. USAA has good home owner's insurance rates.