Posted by
Message
ellesssuuu
Baton Rouge
Member since Mar 2016
1364 posts
 Online 

re: Current Mortgage Rates
Bump


Replies (0)
Replies (0)
00
TigerTatorTots
LSU Fan
The Safeshore
Member since Jul 2009
75808 posts

re: Current Mortgage Rates
Where are rates now compared to a few weeks ago?


ellesssuuu
Baton Rouge
Member since Mar 2016
1364 posts
 Online 

re: Current Mortgage Rates
.125 to .25 better depending on specifics of each loan.


WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
Average mortgage rates inched higher yesterday. But only by the smallest measurable amount. Mortgage rates may hold steady or inch lower today.


Revan11
LSU Fan
Baton Rouge
Member since Dec 2007
256 posts

re: Current Mortgage Rates
Owe 240K on a home with a 302K appraisal.

Currently at 4.1% 30yr loan in year 3

Credit is 780-790

What are some 30yr and 15 yr scenarios I could expect? I feel like this something I should be doing.


WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
30 year rate today is 2.5% with monthly payment of $948
15 year rate today is 2.125% with monthly payment of $1558

You LTV is 79.47% so you couldn't add much to the loan amount without having to pay MI insurance. You could go up on your rate if you wanted some credit on closing costs. Otherwise you would have to come out of pocket at closing


FMtTXtiger
Member since Oct 2018
1291 posts

re: Current Mortgage Rates
so refi's are out there at 2.5 for 30yr%?

im on 2.65% 15 with 100k left, value 450, was thinking about taking cash out and extending.

assuming i can't get 2.5% and take 100k out?



WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
I am going to make your Friday. With the information you gave me, $450k value, $100k loan, $100k cash out, the 15 year rate is 2.25%, $1310 monthly payment. That does not include closing costs or escrows but we could add it to the loan amount since your LTV is 44%. I used a credit score of 760. I would have to run yours to get the best estimate


Cuz413
Houston Astros Fan
Member since Nov 2007
2901 posts

re: Current Mortgage Rates
I'm in year 9 of a 20 year mortgage 5.04% interest, $82k principal balance, home value ~$230k.

What are my refinance options (10 year?), or, should I even refinance?

Thanks


Lickitty Split
LSU Fan
Inside
Member since Apr 2017
2328 posts

re: Current Mortgage Rates
What are we looking at on a refi rate on a rental with a 15 or 20 year loan excellent credit? The house value is $150,000 and the loan amount would be $110,000.


Coomdaddy
Kentucky Fan
KY
Member since Aug 2017
313 posts

re: Current Mortgage Rates
You should definitely refinance.


Replies (0)
Replies (0)
00
WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
Without closing costs or escrows included (760 credit score), I am pulling:

10 year: 2% for a monthly payment of $755
15 year: 2% for a monthly payment of $528

Your LTV is 35% so you could go up on the loan amount if you wanted a cash out


WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
Here are the rates I am pulling today without closing costs or escrows (760 credit):

15 year: 2% for a monthly payment of $708
20 year: 2.25% for a monthly payment of $570



Cuz413
Houston Astros Fan
Member since Nov 2007
2901 posts

re: Current Mortgage Rates
My credit score is 722. I'm not sure why it isn't higher. It could be because I don't have any credit cards so according to them I have no credit space. No late payments, no defaults, no bankruptcy.


Lickitty Split
LSU Fan
Inside
Member since Apr 2017
2328 posts

re: Current Mortgage Rates
Those are great numbers. Are you affiliated with ellessuu or different group?

What’s the best way to contact you?


WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
I updated the credit score and the rates/paymenys did not change


Replies (0)
Replies (0)
10
WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
I work for a company based called The Mortgage Firm. I do not have a retail office here so my margins are typically strong. We are closing refinances between 30-45 days depending on . You can email me at britt dot bowker @ tmf.mortgage dot com


LSU1018
LSU Fan
Baton Rouge
Member since Feb 2007
6923 posts

re: Current Mortgage Rates
What fees do you charge?


Brightside Bengal
New Orleans Saints Fan
Old Metairie
Member since Sep 2007
3686 posts

re: Current Mortgage Rates
Let me know if anyone has accomplished this with Chase home mortgage....

Refinanced with them in May @ 3.25%. Have other offers to refinance again now at 2.75%. Chase’s own website says their refinance rate for my parameters is currently 2.875%. Has anyone gotten chase to just tear up their prom note or do a modification such that there is little to no closing costs?

I know Chase is a huge company that probably doesnt care about losing my loan, and losing my loan would be their only incentive to lower my rate, but just seeing if they can do this.


WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
We have flat fees that total $1420 (processing, underwriting and credit fees)

3rd party fees vary: Title, government transfer and recording fees, and escrows (if included)



Replies (0)
Replies (0)
10
Jump to page
Page First 42 43 44 45 46
Jump to page
first pageprev pagePage 44 of 46next pagelast page

Back to top

logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram