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LChama
Member since May 2020
376 posts

re: Current Mortgage Rates
quote:

send me what you are wanting to do and I can run numbers for you


ellesssuuu... im in TN so i dont think u can. Is loan depot a decent org?


dhuck20
Georgia Fan
SCLSU Fan
Member since Oct 2012
13833 posts

re: Current Mortgage Rates
Looking to purchase ~230K, 30 YR, 750 score.
Approx rate?


SDVTiger
Hawaii Fan
Cabo San Lucas
Member since Nov 2011
48381 posts

re: Current Mortgage Rates
Mid 2s


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ellesssuuu
Baton Rouge
Member since Mar 2016
1364 posts
 Online 

re: Current Mortgage Rates
Sorry not licensed there


wickowick
LSU Fan
Head of Island
Member since Dec 2006
43187 posts

re: Current Mortgage Rates
In Louisiana, looking to refinance. Owe $220 on $450 appraisal, current rate is 4.35. Credit score is 790+, anyone know what rate I am looking at?


WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
Mid 2 range - payment per month depends if you want to roll in closing costs. And if you want 15, 20, 25 or 30 year rates


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ellesssuuu
Baton Rouge
Member since Mar 2016
1364 posts
 Online 

re: Current Mortgage Rates
What term are you wanting?


wickowick
LSU Fan
Head of Island
Member since Dec 2006
43187 posts

re: Current Mortgage Rates
I think 30 year, we are going to keep paying the current note and pay it off faster


ellesssuuu
Baton Rouge
Member since Mar 2016
1364 posts
 Online 

re: Current Mortgage Rates
2.625%. Message me if you want to proceed further. My number is on this thread


holdem Tiger
LSU Fan
Member since Oct 2007
295 posts

re: Current Mortgage Rates
Elle, I'd like to discuss some options. Can't seem to find your info here. How do I contact you?


MSTiger33
LSU Fan
New York City
Member since Oct 2007
16337 posts

re: Current Mortgage Rates
We finally closed on our place today. Have been in contract since June. Have 2.8% on a jumbo 30 year


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ellesssuuu
Baton Rouge
Member since Mar 2016
1364 posts
 Online 

re: Current Mortgage Rates
Username at gmail


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WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
Today’s rate with what you gave me way 2,5%. Call tomorrow if you want me to run through scenarios.


dhuck20
Georgia Fan
SCLSU Fan
Member since Oct 2012
13833 posts

re: Current Mortgage Rates
Any of you baws able to do GA?


WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
Call Tammy Albright. She is sharp and GA fan

LINK



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Rize
Texas Fan
Baton Rouge
Member since Sep 2011
10579 posts

re: Current Mortgage Rates
quote:

2.625%. Message me if you want to proceed further. My number is on this thread



Does $16,200 seem high on a new construction closing cost? Financing $465,000 with 25% down. Did have $890 added to cost for extending rate of 2.625.


TigerDeBaiter
LSU Fan
Member since Dec 2010
8904 posts
 Online 

re: Current Mortgage Rates
Define closing cost.

Total cash to close, including prepaid and escrow? Also including lender fees and/or owners title. One needs to know what it is to asses if it’s low/high.

It’s like asking, was my bar tab high? We’ll I don’t know.. was it just 2 cocktails? Or 4 cocktails, 2 shots, a couple glasses of wine and a beer??


WeAreBR
Member since Oct 2020
32 posts

re: Current Mortgage Rates
TigerDeBaiter- That was the best analogy I have heard about closing costs


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10
Rize
Texas Fan
Baton Rouge
Member since Sep 2011
10579 posts

re: Current Mortgage Rates
quote:

Define closing cost.

Total cash to close, including prepaid and escrow? Also including lender fees and/or owners title. One needs to know what it is to asses if it’s low/high.

It’s like asking, was my bar tab high? We’ll I don’t know.. was it just 2 cocktails? Or 4 cocktails, 2 shots, a couple glasses of wine and a beer??


That’s prepaid, escrow and all fees.


Catchfalaya
LSU Fan
Member since Feb 2018
778 posts

re: Current Mortgage Rates
Purchase. Loan amount $650K appraised value $750K


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