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1
Posted on 11/2/20 at 10:00 pm to Rize
What state is the property in?
Posted on 11/2/20 at 10:04 pm to ellesssuuu
Louisiana Baton Rouge
Posted on 11/3/20 at 7:13 am to Catchfalaya
Do you want to see today's rates? If so, just need your estimated credit score
Posted on 11/5/20 at 12:25 pm to Rize
For those who have tried to get a hold of me this week, I came down with Covid and working as quickly as possible.
Posted on 11/5/20 at 1:35 pm to ellesssuuu
hope you feeling better man.
Posted on 11/9/20 at 9:55 am to SDVTiger
Alert to Lock - With bond rates going up, it is industry recommendation to lock today
Posted on 11/11/20 at 11:23 pm to ellesssuuu
Doing groundwork on a refi... 30 year... $170k... appraised for $415k in May, credit scores in high 700s.
Located in NE LA.
Quote 1 was for 2.75%, no origination fee; 2.5% for 1% origination fee.
Quote 2 was for 2.625%, no origination fee; 2.5% for 0.5% origination fee.
These quotes seem pretty much in ballpark... wondering if there's anything better out there. Figured you guys would know.
Located in NE LA.
Quote 1 was for 2.75%, no origination fee; 2.5% for 1% origination fee.
Quote 2 was for 2.625%, no origination fee; 2.5% for 0.5% origination fee.
These quotes seem pretty much in ballpark... wondering if there's anything better out there. Figured you guys would know.
Posted on 11/12/20 at 7:46 am to craynagin
Today I am pulling with the scenario you gave, 2.5% with monthly payments of $672. That does not include closing costs or escrows.
If you wanted to include that so you would not need to come to the closing table with case, add an estimated $10k to bring the loan amount to $180k. You would have the same rate with a monthly payment of $711.
20 year is 2.5% with $954 payments
I can pull more scenarios if you are interested
If you wanted to include that so you would not need to come to the closing table with case, add an estimated $10k to bring the loan amount to $180k. You would have the same rate with a monthly payment of $711.
20 year is 2.5% with $954 payments
I can pull more scenarios if you are interested
Posted on 11/12/20 at 9:32 am to WeAreBR
Hey if you could pull a quick rate 15 and 30, Looking to Refinance ~$230k house worth ~$350k. Credit score is ~ 825.
Current terms is 30 yr @ 3.5 with about 21 years left.
Current terms is 30 yr @ 3.5 with about 21 years left.
Posted on 11/12/20 at 11:00 am to tigersnipen
Hey!
Today with the scenario information you gave me:
30 year: 2.5% for $909 monthly payment. Not including escrow or closing costs
15 year: 2.125% for $1493 monthly payment. Not including escrow or closing costs
Today with the scenario information you gave me:
30 year: 2.5% for $909 monthly payment. Not including escrow or closing costs
15 year: 2.125% for $1493 monthly payment. Not including escrow or closing costs
Posted on 11/12/20 at 12:54 pm to WeAreBR
quote:
Hey!
Today with the scenario information you gave me:
30 year: 2.5% for $909 monthly payment. Not including escrow or closing costs
15 year: 2.125% for $1493 monthly payment. Not including escrow or closing costs
Thank you! what is a ball park estimate for closing costs for these rates?
Posted on 11/12/20 at 3:55 pm to tigersnipen
Many people are putting a year of escrow because theirs expire at the end of 2020. With a year of homeowners insurance and taxes, Id say about $6500 in fees and an additional $850 if you need appraisal and survey
I can send you a breakdown if you want more specifics
I can send you a breakdown if you want more specifics
Posted on 11/12/20 at 9:30 pm to WeAreBR
In early November our LE was quoting 2.25% on a 30 year fixed RD loan. We got 30 days out (lender minimum for lock) and I messaged and called our loan officer for the lock multiple days with no response. Today, they finally get around to calling me and apparently the rate has gone up to 2.75%. What gives? Is this BS that they dragged arse on locking a lower rate for me? Or can the LE legally have a teaser rate and a week later they jack the rate up? Too late to switch lenders.... just wanna know if I should confront them about the delay.
Posted on 11/15/20 at 10:12 pm to jcaz
Anybody used Costco for a mortgage? Under contract to buy a house in Nola now and my realtor is recommending Eustis Mortgage for financing and Crescent Title for closing. Pretty sure Eustis will give me a good rate but didn’t know if I should look at Costco or elsewhere to save on closing costs. TIA!
Posted on 11/15/20 at 11:00 pm to Lickitty Split
I got 2.8 on 30 year last week with 3% down.
This post was edited on 11/15/20 at 11:01 pm
Posted on 11/16/20 at 8:56 am to Dale Gribble
I use a system that compares all the title companies in whatever search area if you want to see the differences. It is usually a couple of $100. I am not sure about Costcos services but I always recommend people stay local so they can get answers and typically better customer service.
Posted on 11/16/20 at 9:27 am to WeAreBR
quote:
WeAreBR
are you a lender? If so, are you licensed in SC? I've been shopping around and got quoted at 2.625% for 20 years last week, 2.75 for 30 and only like 2.5 for 15....so I haven't been enticed.
Currently at 3.38% 30 years.
Posted on 11/17/20 at 3:29 pm to Lickitty Split
I am back working now feeling better so if anyone needs scenarios run let me know. Rates and pricing have improved today.
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