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re: Current Mortgage Rates

Posted on 10/29/20 at 1:46 pm to
Posted by LChama
Member since May 2020
3334 posts
Posted on 10/29/20 at 1:46 pm to
quote:

send me what you are wanting to do and I can run numbers for you


ellesssuuu... im in TN so i dont think u can. Is loan depot a decent org?
Posted by dhuck20
SCLSU Fan
Member since Oct 2012
23012 posts
Posted on 10/29/20 at 1:59 pm to
Looking to purchase ~230K, 30 YR, 750 score.
Approx rate?
Posted by SDVTiger
Cabo San Lucas
Member since Nov 2011
93806 posts
Posted on 10/29/20 at 11:32 pm to
Mid 2s
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3167 posts
Posted on 10/30/20 at 8:46 am to
Sorry not licensed there
Posted by wickowick
Head of Island
Member since Dec 2006
46281 posts
Posted on 10/30/20 at 12:05 pm to
In Louisiana, looking to refinance. Owe $220 on $450 appraisal, current rate is 4.35. Credit score is 790+, anyone know what rate I am looking at?
Posted by WeAreBR
Member since Oct 2020
125 posts
Posted on 10/30/20 at 12:30 pm to
Mid 2 range - payment per month depends if you want to roll in closing costs. And if you want 15, 20, 25 or 30 year rates
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3167 posts
Posted on 10/30/20 at 1:36 pm to
What term are you wanting?
Posted by wickowick
Head of Island
Member since Dec 2006
46281 posts
Posted on 10/30/20 at 1:41 pm to
I think 30 year, we are going to keep paying the current note and pay it off faster
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3167 posts
Posted on 10/30/20 at 2:28 pm to
2.625%. Message me if you want to proceed further. My number is on this thread
Posted by holdem Tiger
Member since Oct 2007
1226 posts
Posted on 10/30/20 at 2:59 pm to
Elle, I'd like to discuss some options. Can't seem to find your info here. How do I contact you?
Posted by MSTiger33
Member since Oct 2007
21463 posts
Posted on 10/30/20 at 8:02 pm to
We finally closed on our place today. Have been in contract since June. Have 2.8% on a jumbo 30 year
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3167 posts
Posted on 10/30/20 at 8:48 pm to
Username at gmail
Posted by WeAreBR
Member since Oct 2020
125 posts
Posted on 10/30/20 at 9:07 pm to
Today’s rate with what you gave me way 2,5%. Call tomorrow if you want me to run through scenarios.
Posted by dhuck20
SCLSU Fan
Member since Oct 2012
23012 posts
Posted on 11/1/20 at 7:49 am to
Any of you baws able to do GA?
Posted by WeAreBR
Member since Oct 2020
125 posts
Posted on 11/1/20 at 4:39 pm to
Call Tammy Albright. She is sharp and GA fan

LINK

Posted by Rize
Spring Texas
Member since Sep 2011
18740 posts
Posted on 11/2/20 at 5:49 pm to
quote:

2.625%. Message me if you want to proceed further. My number is on this thread



Does $16,200 seem high on a new construction closing cost? Financing $465,000 with 25% down. Did have $890 added to cost for extending rate of 2.625.
Posted by TigerDeBaiter
Member since Dec 2010
10670 posts
Posted on 11/2/20 at 7:02 pm to
Define closing cost.

Total cash to close, including prepaid and escrow? Also including lender fees and/or owners title. One needs to know what it is to asses if it’s low/high.

It’s like asking, was my bar tab high? We’ll I don’t know.. was it just 2 cocktails? Or 4 cocktails, 2 shots, a couple glasses of wine and a beer??
Posted by WeAreBR
Member since Oct 2020
125 posts
Posted on 11/2/20 at 8:13 pm to
TigerDeBaiter- That was the best analogy I have heard about closing costs
Posted by Rize
Spring Texas
Member since Sep 2011
18740 posts
Posted on 11/2/20 at 8:41 pm to
quote:

Define closing cost.

Total cash to close, including prepaid and escrow? Also including lender fees and/or owners title. One needs to know what it is to asses if it’s low/high.

It’s like asking, was my bar tab high? We’ll I don’t know.. was it just 2 cocktails? Or 4 cocktails, 2 shots, a couple glasses of wine and a beer??


That’s prepaid, escrow and all fees.
Posted by Catchfalaya
Member since Feb 2018
2053 posts
Posted on 11/2/20 at 8:49 pm to
Purchase. Loan amount $650K appraised value $750K
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