Started By
Message

re: Current Mortgage Rates

Posted on 10/18/20 at 7:44 pm to
Posted by LChama
Member since May 2020
3334 posts
Posted on 10/18/20 at 7:44 pm to
DOES this exist right now? 30 year refi rate of
APR 2.5-2.75% for 250k (190 refi and 60k cashout) no points. Appraised value 400-500.
Posted by jcaz
Laffy
Member since Aug 2014
18816 posts
Posted on 10/18/20 at 8:27 pm to
Currently waiting to lock at 2.25% on a RD 30 year. I had to call my loan officer to make sure I was reading that correctly.
Posted by MortgageMaven
Baton Rouge
Member since Sep 2020
21 posts
Posted on 10/19/20 at 11:50 am to
britt.bowker@tmf.mortgage
Posted by MortgageMaven
Baton Rouge
Member since Sep 2020
21 posts
Posted on 10/19/20 at 4:19 pm to
I just ran a loan amount of $250k, $60K cash out with 740 credit score - 2.625 is the rate with a payment of $1004/month. Appraised value of $400k

Let me know if you are interested in more scenarios and I can email you
Posted by LChama
Member since May 2020
3334 posts
Posted on 10/20/20 at 10:12 am to
Thanks. Emailed you last night.
Posted by Gee Grenouille
Bogalusa
Member since Jul 2018
7577 posts
Posted on 10/20/20 at 7:32 pm to
ellesssuuu I am looking to refinance. I need your contact info. Would be doing 190k for ten years.
Posted by bubbz
Baton Rouge
Member since Mar 2006
23086 posts
Posted on 10/20/20 at 7:56 pm to
I locked in 2.25% on a 30 yr VA refi today. I’m fricking tickled.
Posted by tigersfan1989
Baton Rouge
Member since Oct 2018
1265 posts
Posted on 10/23/20 at 7:47 pm to
So are rates higher or fees higher if I do a cash out refi compared to just a standard refi with no cash out?
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3167 posts
Posted on 10/24/20 at 8:04 am to
Usually take an online course. LA requires 8 hours continuing education each year which will crossover to other states. FL requires 10 so I had to take additional 2 plus test at the end
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3167 posts
Posted on 10/25/20 at 4:09 am to
Not in TN
Posted by Catchfalaya
Member since Feb 2018
2053 posts
Posted on 10/25/20 at 4:41 pm to
What are current rates for a 15 Year fixed jumbo? What credit score is required to access those rates?
Posted by MortgageMaven
Baton Rouge
Member since Sep 2020
21 posts
Posted on 10/26/20 at 9:29 am to
Currently we do Jumbo with Max LTV/CLTV up to 90%. Most start at 20 years. Lowest FICO currently is 661.

Reach out if you want to see pricing
Posted by hawkeye007
Member since Feb 2010
6073 posts
Posted on 10/26/20 at 1:44 pm to
low 3% range 720 credit scores required.
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3167 posts
Posted on 10/26/20 at 9:26 pm to
Is this a purchase or refinance? What’s the loan amount and appraised value?
Posted by hawkeye007
Member since Feb 2010
6073 posts
Posted on 10/28/20 at 11:47 am to
purchase rates are crazy right now

2.25% ON 15YR
Posted by hawkeye007
Member since Feb 2010
6073 posts
Posted on 10/28/20 at 11:48 am to
purchase rates are crazy right now

2.25% ON 15YR

2.5 % on 30YR
Posted by LSUdc
Member since Nov 2011
512 posts
Posted on 10/29/20 at 10:56 am to
Anyone know if it would be worth it for me to refi?

I have 16 years left on a 20 yr @ 3.00%
$183K left on a $300K house.
Credit score is above 800.

I'm open to 15, 20, or 30 year.

At this point, I don't know that it would be worth it based on the closing costs associated.
Posted by hawkeye007
Member since Feb 2010
6073 posts
Posted on 10/29/20 at 1:21 pm to
its not worth it. 3% on a 20yr is a great rate, i posted purchase rates which are lower than refinance rates
Posted by LChama
Member since May 2020
3334 posts
Posted on 10/29/20 at 1:42 pm to
ANYONE USED LOAN DEPOT? Im about to pull the trigger on a 2.875 30 yr 260k refi
Posted by ellesssuuu
Baton Rouge
Member since Mar 2016
3167 posts
Posted on 10/29/20 at 1:45 pm to
send me what you are wanting to do and I can run numbers for you
Jump to page
Page First 39 40 41 42 43 ... 52
Jump to page
first pageprev pagePage 41 of 52Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram