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Message
re: Current Mortgage Rates
Posted on 10/14/20 at 12:39 pm to ellesssuuu
Posted on 10/14/20 at 12:39 pm to ellesssuuu
135,000 starter home with a 713
Posted on 10/14/20 at 12:51 pm to RaginCajunz
thats a high RD rate. anything above 2.5% is super high. Our RD rate this morning was 2.5%
Posted on 10/14/20 at 1:00 pm to MortgageMaven
For a cash out refinance of $50k, 20 year rate is 2.5% with $631 payment/month
15 year is 2.25% with $780 payment each month
Let me know your email if you want me to price out some more scenarios
Can you write one of those for a home in South Carolina... owned free and clear. 70-80k 30 year?
15 year is 2.25% with $780 payment each month
Let me know your email if you want me to price out some more scenarios
Can you write one of those for a home in South Carolina... owned free and clear. 70-80k 30 year?
Posted on 10/14/20 at 1:08 pm to BayouBengal23
Current VA rates for first time home buyer are 2.25 today with $516 per month payment
Posted on 10/14/20 at 1:11 pm to BayouBengal23
2.375% this afternoon
Posted on 10/14/20 at 1:20 pm to natsoundup
Posted on 10/14/20 at 2:08 pm to MortgageMaven
Thanks, appreciate it.
Posted on 10/14/20 at 7:54 pm to AUCE05
Yes RD loan. Actually any government loan is lower than conventional
Posted on 10/14/20 at 9:47 pm to Simon Gruber
quote:Which bank and how much?
Locked in 2.875% on a 30 year construction to permanent home loan yesterday. 10% down payment
Posted on 10/14/20 at 10:07 pm to Lickitty Split
Offered 2.99% on a 30 today
Posted on 10/15/20 at 7:37 am to TigerTatorTots
quote:
Which bank and how much?
I haven't seen them recommended on here but, if you're looking for a construction-to-perm loan in the NOLA area, you should definitely send an application to Eureka Homestead. They lock the permanent financing rate on the front end before construction and quoted us a rate a few weeks ago that was better than 5th District's rate with roughly the same costs. We ultimately decided to wait for lumber prices to cool off but will likely re-bid and move forward with them in a few months. The guy I've been in contact with is Michael: mgonczi@eurekahomestead.com. GL
Posted on 10/15/20 at 8:47 am to TigerTatorTots
We offer a construction to perm product - one time close, 3.5% fixed interest only during construction phase. 700 FICO, 95% LTV.
Posted on 10/15/20 at 10:36 am to TigerTatorTots
Hancock Whitney has a 90LTV construction product that you can lock in 2.875%. It's a one time close loan also.
Posted on 10/15/20 at 10:37 am to wasteland
depending on your credit score thats a high refinance rate and a very high purchase rate
Posted on 10/15/20 at 11:04 am to hawkeye007
quote:
MortgageMaven
quote:Can you post y'alls email address? Friend of mine reads this thread but doesn't have an account to ask.
hawkeye007
Posted on 10/15/20 at 2:40 pm to MortgageMaven
I wanted to let you know that I started the application process through your company in South Carolina... thanks.
They have a program called delayed financing which keeps the rate the same as a purchase.. I bought with cash..but need to pay some money back to my 401k. lol
They have a program called delayed financing which keeps the rate the same as a purchase.. I bought with cash..but need to pay some money back to my 401k. lol
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