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1
Posted on 9/28/20 at 9:16 pm to ellesssuuu
355 is the loan.
I bought the house for 375 in January and put about 80k in remodels to it (had another home at the time that I took out a heloc on) so not sure what it would appraise for
I bought the house for 375 in January and put about 80k in remodels to it (had another home at the time that I took out a heloc on) so not sure what it would appraise for
Posted on 9/29/20 at 9:38 am to CE Tiger
We are at 2.875% on 20 year and 2.50% on 15 year. No points
Posted on 9/29/20 at 3:41 pm to ellesssuuu
Thanks guys. Tried calling a couple of you back, but my bank was able to get me to 2.75% on a 30 year with no points and no origination IF I do the bi-weekly payment. Which I’m good with. I appreciate those who reached out, but I’m sticking with that since they have my file and everything drawn up.
Posted on 9/29/20 at 3:48 pm to ellesssuuu
If I'm building a second home, does it make more sense to refi a primary residence and pull the difference out of equity (currently at 3.875% and around 10 years from payout) or to finance the second home a new
Posted on 9/29/20 at 6:49 pm to nolaks
Finance second home a new. You will get same rate as primary residence
Posted on 9/29/20 at 7:13 pm to ellesssuuu
quote:
Finance second home a new. You will get same rate as primary residence
Assuming excellent credit, what are the minimum down payment requirements and current interest rates on new construction second homes?
Posted on 9/30/20 at 7:22 am to ellesssuuu
Daughter went online to get offers on refinancing and has many responses. At this point do you send all your information to just one or several of them in order to lock down a rate? I’ve got a real estate and lending background but I’m not much help on this as I have been retired for awhile. Kids have bought several houses but used preferred lender through her company in the past.
Posted on 9/30/20 at 8:08 am to ellesssuuu
Ellesssuuu,
IF the loan amount is less than $150K, does the rate go up?
IF the loan amount is less than $150K, does the rate go up?
Posted on 9/30/20 at 10:40 am to bbatta11
minimum down is 10% and rates around 2.75%
Posted on 9/30/20 at 10:42 am to Latebloomer
we shop several lenders but own send to the one with best pricing. Also we are a direct servicer which means we service a good bit of our loans.
Posted on 9/30/20 at 10:42 am to Butch Baum
depends on the type of loan you are doing. Send me some specifics on numbers
Posted on 9/30/20 at 11:47 am to ellesssuuu
$130K on $228K home, looking for 15 year fixed.
Credit scores in the upper 7's
Credit scores in the upper 7's
Posted on 9/30/20 at 7:55 pm to ellesssuuu
What would closing costs look like?
Your email or mine?
Your email or mine?
Posted on 10/2/20 at 5:21 pm to ellesssuuu
What’s 15 and 30 year refi look like?
290k on 350k home, 790 credit
290k on 350k home, 790 credit
Posted on 10/2/20 at 11:35 pm to ellesssuuu
quote:
Rates at 2.375 today
Wow
Posted on 10/3/20 at 10:04 am to Lickitty Split
Closing in three weeks. 3.25% on a 30, 20% down on 375k. I feel good about it.
Posted on 10/3/20 at 9:33 pm to TigahTeeth
Is your credit bad? Thats pretty high. I just closed on a second home at 2.5% with 10% down.
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