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Started By
Message
re: Current Mortgage Rates
Posted on 8/15/20 at 12:47 pm to ellesssuuu
Posted on 8/15/20 at 12:47 pm to ellesssuuu
locked in 2.875 waiving the origination fee of $2489.
Posted on 8/16/20 at 2:26 am to basiletiger
I locked at 2.6 Friday.
Posted on 8/18/20 at 8:20 am to Rize
how much was your origination fee....sounds like you bought down.......
Posted on 8/18/20 at 9:08 pm to basiletiger
That’s because the rate absorbed the fees. Trust me. Ain’t doing for free
Posted on 8/18/20 at 9:13 pm to ellesssuuu
What are the rates looking like on investment properties?
I should get the best rate since you’ve probably made a ton of my thread.
I should get the best rate since you’ve probably made a ton of my thread.
Posted on 8/18/20 at 9:28 pm to Lickitty Split
What’s the balance, estimated value, and term you looking for?
Posted on 8/18/20 at 10:58 pm to basiletiger
quote:
how much was your origination fee....sounds like you bought down.......
I have no idea yet because I did a 45 day lock on new construction. Total I need to bring to closing is around $12,500 to $13,500. That is insurance, taxes and everything else. Taxes ended up being around 6k for EBR give or take $500 and insurance was $1680.
Posted on 8/18/20 at 11:19 pm to ellesssuuu
I locked 2.875 on a second home purchase with 10% down on Friday. Bought it down 1/8 of a point. It was 2.75 a couple of days earlier but couldn't lock yet because the sales contract wasn't fully signed. Still feel pretty good about that rate.
Posted on 8/19/20 at 8:28 am to ellesssuuu
Looking for a 15 or 20 year term, value of the property is around 150k, balance is 110k.
Posted on 8/19/20 at 2:19 pm to Lickitty Split
Doing a cash out refi with my current lender. Loan will be for 232k with a appraisal around 315-320. Taking out 40k. Was quoted 3.25% on a 30 year vs 2.87% on straight up refi. 1100 credit towards closing.
Have credit score of 845.
Are cashout refi typically more expensive?
Have credit score of 845.
Are cashout refi typically more expensive?
Posted on 8/19/20 at 2:29 pm to tankyank13
yes they are depending on the LTV it's going to cost you .25% on the rate.
Posted on 8/19/20 at 2:30 pm to tankyank13
Yes how much depends on loan to value
Posted on 8/19/20 at 2:33 pm to Lickitty Split
20 year is 3.25 and 15 year is 3.0
Posted on 8/19/20 at 9:58 pm to ellesssuuu
Thanks! I’ll probably call you in the next few weeks.
Posted on 8/21/20 at 10:38 am to hawkeye007
What should a 30 year refi with over 50 % equity be running now? Balance is @390,000.
It's an out of state second home property. Thx
It's an out of state second home property. Thx
Posted on 8/22/20 at 6:49 pm to ellesssuuu
Loan is in Louisiana. Property is in Colorado.
Posted on 8/24/20 at 9:25 pm to ellesssuuu
Anyone able to loan in KY? Will be going from construction to perm in the next few months.
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