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Lickitty Split
LSU Fan
Inside
Member since Apr 2017
2111 posts

re: Current Mortgage Rates
Lower on the 15?


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lsujunky
LSU Fan
3rd Rock from the Sun
Member since Jun 2011
1169 posts

re: Current Mortgage Rates
Last week was 2.75 on a 15 and around 3.4 on a 30


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REB BEER
Member since Dec 2010
11995 posts

re: Current Mortgage Rates
My wife works for GMFS and said she’s still locking 2.875 on 15 and 3.25 on 30 depending on loan amount.


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11
hawkeye007
LSU Fan
Member since Feb 2010
4541 posts

re: Current Mortgage Rates
dont wait on the drop that want happen. be lucky banks and lenders are still offering money at this point. mortgage investors are extremly nervous at this point.


mtntiger
LSU Fan
Asheville, NC
Member since Oct 2003
19814 posts

re: Current Mortgage Rates
Be careful of teaser rates. I am under contract on a new home. Wells Fargo advertised rate was 2.875. Went through the hellish paperwork and they offered 3.25, even though we have excellent (750+) credit.

Went with another lender at the same 3.25 just because WF pissed us off.


RedStickBR
LSU Fan
Member since Sep 2009
13884 posts

re: Current Mortgage Rates
I just got 3.5% on a 30y cashout refinance, which will allow me to pay off higher interest rate debt and extend my average debt maturity significantly. I probably left a few basis points on the table, but the deal has an NPV of about $30k to me, so I'm happy.


D.B.Cooper
Member since Nov 2012
205 posts

re: Current Mortgage Rates
Who did you go with on this? I'm looking at doing the same


SoloTiger
Member since Aug 2016
4717 posts

re: Current Mortgage Rates
Come on hawkeye...just 3 weeks ago (April 1st) you advised people to hold out because rates were going to go lower in the coming weeks.

What gives?


RedStickBR
LSU Fan
Member since Sep 2009
13884 posts

re: Current Mortgage Rates
If you provide me with an email address, I’ll send you the contact info


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ellesssuuu
Baton Rouge
Member since Mar 2016
1260 posts

re: Current Mortgage Rates
You won’t see one if it’s below 50% LTV and you have excellent credit


Dock Holiday
Member since Sep 2015
1045 posts

re: Current Mortgage Rates
quote:

You won’t see one if it’s below 50% LTV and you have excellent credit


So I'm being told wrong by the chosen lender? Married and both our credit scores are above 775 and TLV IS below 50% based on the last appraisal.


ellesssuuu
Baton Rouge
Member since Mar 2016
1260 posts

re: Current Mortgage Rates
What’s your loan amount and appraised value? Will get you a rate when I get in this morning


Dock Holiday
Member since Sep 2015
1045 posts

re: Current Mortgage Rates
Appraised value is 320,000 and loan request is 143,000.


hawkeye007
LSU Fan
Member since Feb 2010
4541 posts

re: Current Mortgage Rates
they did go lower. right now the 30yr is 3.25% the all time low is 3% . On april 1st the 30yr was 3.625%.


ellesssuuu
Baton Rouge
Member since Mar 2016
1260 posts

re: Current Mortgage Rates
3.25 on 30 year


SoloTiger
Member since Aug 2016
4717 posts

re: Current Mortgage Rates
I am interested in 15 year fixed and want it under 2.75 if I can get it.

If I am patient I suspect I will get there in the next month or so.


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Koolaid
LSU Fan
Member since Oct 2005
826 posts

re: Current Mortgage Rates
ellesssuuu, are you taking applications?


Dock Holiday
Member since Sep 2015
1045 posts

re: Current Mortgage Rates
quote:

3.25 on 30 year

Looking to get a 10 year fixed.


ellesssuuu
Baton Rouge
Member since Mar 2016
1260 posts

re: Current Mortgage Rates
Yep call me at 225-229-8971


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ellesssuuu
Baton Rouge
Member since Mar 2016
1260 posts

re: Current Mortgage Rates
Ok will get back to you shortly


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