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Posted by
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re: Current Mortgage RatesPosted by Lickitty Split
on 4/22/20 at 2:31 pm to ellesssuuu


Lower on the 15?
re: Current Mortgage RatesPosted by lsujunky
on 4/22/20 at 2:33 pm to Lickitty Split

Last week was 2.75 on a 15 and around 3.4 on a 30
re: Current Mortgage RatesPosted by REB BEER on 4/22/20 at 2:36 pm to Lickitty Split
My wife works for GMFS and said she’s still locking 2.875 on 15 and 3.25 on 30 depending on loan amount.
re: Current Mortgage RatesPosted by hawkeye007
on 4/22/20 at 4:02 pm to SoloTiger

dont wait on the drop that want happen. be lucky banks and lenders are still offering money at this point. mortgage investors are extremly nervous at this point.
re: Current Mortgage RatesPosted by mtntiger
on 4/22/20 at 4:13 pm to Lickitty Split

Be careful of teaser rates. I am under contract on a new home. Wells Fargo advertised rate was 2.875. Went through the hellish paperwork and they offered 3.25, even though we have excellent (750+) credit.
Went with another lender at the same 3.25 just because WF pissed us off.
Went with another lender at the same 3.25 just because WF pissed us off.
re: Current Mortgage RatesPosted by RedStickBR
on 4/22/20 at 4:22 pm to mtntiger

I just got 3.5% on a 30y cashout refinance, which will allow me to pay off higher interest rate debt and extend my average debt maturity significantly. I probably left a few basis points on the table, but the deal has an NPV of about $30k to me, so I'm happy.
re: Current Mortgage RatesPosted by D.B.Cooper on 4/22/20 at 5:25 pm to RedStickBR
Who did you go with on this? I'm looking at doing the same
re: Current Mortgage RatesPosted by SoloTiger on 4/22/20 at 5:39 pm to hawkeye007
Come on hawkeye...just 3 weeks ago (April 1st) you advised people to hold out because rates were going to go lower in the coming weeks.
What gives?
What gives?
re: Current Mortgage RatesPosted by RedStickBR
on 4/22/20 at 6:11 pm to D.B.Cooper

If you provide me with an email address, I’ll send you the contact info
re: Current Mortgage RatesPosted by ellesssuuu on 4/23/20 at 8:01 am to Dock Holiday
You won’t see one if it’s below 50% LTV and you have excellent credit
re: Current Mortgage RatesPosted by Dock Holiday on 4/23/20 at 8:35 am to ellesssuuu
quote:
You won’t see one if it’s below 50% LTV and you have excellent credit
So I'm being told wrong by the chosen lender? Married and both our credit scores are above 775 and TLV IS below 50% based on the last appraisal.
re: Current Mortgage RatesPosted by ellesssuuu on 4/23/20 at 8:43 am to Dock Holiday
What’s your loan amount and appraised value? Will get you a rate when I get in this morning
re: Current Mortgage RatesPosted by Dock Holiday on 4/23/20 at 9:26 am to ellesssuuu
Appraised value is 320,000 and loan request is 143,000.
re: Current Mortgage RatesPosted by hawkeye007
on 4/23/20 at 10:08 am to SoloTiger

they did go lower. right now the 30yr is 3.25% the all time low is 3% . On april 1st the 30yr was 3.625%.
re: Current Mortgage RatesPosted by ellesssuuu on 4/23/20 at 10:17 am to Dock Holiday
3.25 on 30 year
re: Current Mortgage RatesPosted by SoloTiger on 4/23/20 at 10:19 am to hawkeye007
I am interested in 15 year fixed and want it under 2.75 if I can get it.
If I am patient I suspect I will get there in the next month or so.
If I am patient I suspect I will get there in the next month or so.
re: Current Mortgage RatesPosted by Koolaid
on 4/23/20 at 10:41 am to ellesssuuu

ellesssuuu, are you taking applications?
re: Current Mortgage RatesPosted by Dock Holiday on 4/23/20 at 11:17 am to ellesssuuu
quote:
3.25 on 30 year
Looking to get a 10 year fixed.
re: Current Mortgage RatesPosted by ellesssuuu on 4/23/20 at 12:03 pm to Dock Holiday
Ok will get back to you shortly
re: Current Mortgage RatesPosted by Koolaid
on 4/23/20 at 12:12 pm to ellesssuuu

Can you get me locked in today if I get you information?
This'll be interesting.
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