- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Current Mortgage Rates
Posted on 4/28/20 at 11:18 am to Downtown Devin Brown
Posted on 4/28/20 at 11:18 am to Downtown Devin Brown
quote:
I just locked in a 30 @ 3.25% (down from 4.5%)
Wish we could have hit on something lower, but we're closing on a 3.375% 30 year on May 8th. Went ahead and locked it in mid-March. Thought about buying down a .25 point, but the payback wasn't there. Was at 4% and should save about $500/month with the new rate.
This post was edited on 4/28/20 at 11:20 am
0
Posted on 4/28/20 at 11:46 am to donRANDOMnumbers
quote:
Frankly, dealing with Regions for the re-fi was easy, and that is what i was looking for. They have a dedicated team just for the physicians loans, they knew us, and i already knew their process.
and i don't do any active banking with them. all my stuff is with Chase.
could a better deal have existed? probably.
but i did little to no work, didn't come out of pocket, and improved my loan.
so i didn't win the Money Board loan war, but still better off than before.
Was just curious that's all. I've heard regions can be rather high in their rates for doctor's loans, but if they were competitive on the first finance, then who knows. I've never looked into them to finance a loan.
FWIW, I had the best rates from Synovus and SunTrust. My previous physician loan I had through SunTrust as well, which had competitive rates, but this go around Synovus was by far the best.
In any case, yes regardless of lender, dealing with a loan officer who actually has experience with physician loans makes the process smooth.
Posted on 4/29/20 at 6:14 pm to ellesssuuu
Hope rates start going down more
Posted on 4/30/20 at 7:39 pm to ellesssuuu
I locked in at 2.625% with no upfront points on a 15 year fixed yesterday with Assurance.
It may well keep dropping, but I was comfortable with that rate and ready to roll.
It may well keep dropping, but I was comfortable with that rate and ready to roll.
Posted on 5/1/20 at 5:42 am to SoloTiger
I work at Assurance. Who you working with?
Posted on 5/1/20 at 12:09 pm to ellesssuuu
Then he must manage your office 
Came down to GMFS and Assurance on best rate. Went back and forth on who offered the lower rate.
Assurance got to my number first. David has been great to work with so far.
Came down to GMFS and Assurance on best rate. Went back and forth on who offered the lower rate.
Assurance got to my number first. David has been great to work with so far.
This post was edited on 5/1/20 at 12:21 pm
Posted on 5/1/20 at 1:01 pm to SoloTiger
quote:
I locked in at 2.625% with no upfront points on a 15 year fixed yesterday with Assurance.
Congrats man you have been begging for that number for a while
Posted on 5/1/20 at 2:14 pm to SDVTiger
Indeed.
Who knew en extra $9 a month in savings could be so satisfying.
Who knew en extra $9 a month in savings could be so satisfying.
Posted on 5/1/20 at 10:16 pm to ellesssuuu
Why are you surprised by his rate?
Posted on 5/1/20 at 11:26 pm to Lickitty Split
3.25 @ 30 years today for a new home (converted construction to 30year fixed)
Evangeline Bank
Evangeline Bank
Posted on 5/6/20 at 12:17 am to AEXLSUTIG
Locked in 3.25 for 30 year. Super happy
Posted on 5/6/20 at 7:54 am to SoloTiger
How much were your closing costs? I’ve heard $12,000+ on people using lending tree
Posted on 5/6/20 at 8:24 am to AndyJ
quote:
How much were your closing costs? I’ve heard $12,000+ on people using lending tree
$12k in closing?!
Posted on 5/6/20 at 9:43 am to ChewyDante
Do people think rates have stablized and will stay where they are or will they drop a little more?
Page 4 of 52
Popular
Back to top
Follow TigerDroppings for LSU Football News