re: Credit Card Rewards and Points Discussion

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I have the sapphire reserve and my wife will soon getter preferred... can she transfer her points to me, so I can get the higher redemption value?

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Yes, I used to do this all the time.

So, is there a way to check if a website/payment made is included in a reward category?

I have the CSR and of course you get the $300 travel credit. I'm booking a cabin via a website by the cabin provider and I'm wondering if there is a way to know that a particular website/booking location is included in a list of providers in a location for Chase travel rewards?

Anyone know?

Thanks. I emailed the owner and she said they were registered in their state as a lodging business, so hopefully Chase had it coded that way, or I can convince them to include it, since it is travel.

Not restaurants. Grocery and convenience stores.

Through 6/30/21, gas station and grocery store purchases will also count towards earning your $300 Annual Travel Credit – and will both earn points.

quote:

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So, is there a way to check if a website/payment made is included in a reward category?

I have the CSR and of course you get the $300 travel credit. I'm booking a cabin via a website by the cabin provider and I'm wondering if there is a way to know that a particular website/booking location is included in a list of providers in a location for Chase travel rewards?

Anyone know?

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Not sure, but I just take the cash back on my cards rather than trading the points for airline credits. Seemed the price basis was for converting points to plane tickets was always noticeably higher. Could always find cheaper tickets on skyscanner, google flights, etc.

Just got targeted ad in email to upgrade my AMEX Blue Cash everyday to AMEX Blue cash preferred with these terms:

- $95 annual fee waived first year
- $150 bonus after $1000 spent first 3 months

Seems like a no brainer at this point with no fee first year and the bonus.

Running the calculations on wife/I's spending even with the annual fee we'd more than pay for it through groceries and streaming services.

We spend $95/month on streaming services and about $200/month on groceries (if that seems super low for groceries it's because I had to take out costco/target/walmart since they dont qualify for the "grocery" category here).

So that roughly $300/mo @ 6% cash back which is $18 month or $216 a year in cash back easily beating that $95 fee. The $150 bonus early on is just nice gravy on top.

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It’s better than most for gas as well

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Yeah 3% but I get 4% already with costco citi card which is a free card

I use:

- Chase Freedom for 5% categories
- Costco Citi for Gas (4%), restaurants (3%) and travel through costco (3%), plus costco purchases (2%)
- AMEX Blue cash for groceries (6% now) and streaming services (6%)
- Capital One Venture (2x miles on everything) for everything outside of above

ThePointsGuy announced this morning that Amex Platinum is raising their annual fee up to $700 dollars


But you do get equinox and clear benefits….


Still


Every single comment on their post is from card members saying they are cancelling, 0 positive comments.

If you are getting the value out of it now, the extra $150 fee can be justified. $200 credit for fine hotels program isn’t bad but they need to be more flexible than booking with the hotel, not less. The Clear membership is nice but certainly not a requirement for most people yet.

I’ll probably keep it purely for the Centurion access at DEN.

I just got the Chase Sapphire Preferred and received 1,000 points (1,000$) or I can cash in at 1,250$ with travel booked through Chase. This is a bonus I could not pass up.